Happy Pay vs TapIn Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Happy Pay
This mobile payment app allows users to make and receive payments anytime, anywhere, with funds arriving 24/7. It ensures secure transactions, funds, and information for merchants, offering comprehensive and convenient mobile acquiring services.
- 24/7 instant fund arrival
- Secure merchant transactions
- Convenient mobile acquiring
- Real-time payment processing
- Comprehensive financial services
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Happy Pay是一款全新移动支付APP,以实现随时、随地进行收付款、7*24小时及时到账,保障商户交易安全、资金安全、信息安全,为用户提供便捷全面的移动收单服务。
TapIn Pay
This app simplifies sending, spending, and saving money in Canada. It offers a free custom Mastercard, a unique payment link for in-person and online collections, and flexible e-transfer limits. Receive instant transaction notifications for enhanced financial security.
- Free custom Mastercard
- Unique payment link for collections
- Online payment collection via chat
- Flexible e-transfer limits
- Instant transaction notifications
- Excel statement export
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TapIn Pay is the easiest way to send, spend and save your money in Canada. It's the SAFE, FAST, and FREE mobile banking* app. *TapIn Pay is a financial services company, not a bank. Banking services are provided by TapIn Pay's bank partner(s). * GET A FREE CUSTOM MASTERCARD * Order your Mastercard directly from TapIn Pay App. You'll be able to make online purchases using your virtual card instantly. We'll also mail you your physical laser-etched Cash Card in less than a week so you can swipe, dip, or tap at any merchant. MasterCard is issued by TapIn Pay App's bank partner(s). * GET YOUR UNIQUE PAYMENT LINK * Get a unique payment link after signing up to collect in-person payments. It supports a growing list of payment platforms: Apple Pay, Google Pay, WeChat Pay, Alipay, etc. Save the headache of setting payments platforms one by one. Say goodbye to clients who didn't have enough cash or are shy to ask for tips. * COLLECT PAYMENT ONLINE OVER CHATS * Are you tired of undelivered payment requests by email or lost checks by mail? Try to send a payment link over SMS or WhatsApp with guaranteed delivery. Recipients can pay you through the link with Apple Pay, Google Pay, Credit Card, Wechat Pay, and Alipay without signing up. * E-TRANSFER WITH FLEXIBLE LIMIT * Use the e-Transfer feature like your regular online banking, but with better daily limits. Banks give you tiny daily limits like $3,000. It’s not enough for your expanding business. Our maximum e-Transfer is $10,000 per transaction, boosting your money flow. * INSTANT NOTIFICATION FOR ALL TRANSACTION * Stay on top of all your transactions. We guard your financial security. We send an instant WhatsApp or SMS notification for all transaction attempts (payment collection, e-Transfer, and MasterCard use attempt). * EXCEL STATEMENT EXPORT* Exporting your statement to yourself or your account never got easier. Enter the email address and go. Receive it in seconds.
Screenshots
Verdict
The clearest difference is review sentiment: TapIn Pay at 100% against Happy Pay's 7%. Happy Pay's advantage is rating (4.8 vs 3.0) and ratings volume (37 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Happy Pay holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Happy Pay has 37 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 7% of Happy Pay's written reviews are positive against 100% of TapIn Pay's, so the app with the better star average is not the one people write more warmly about.
Happy Pay ships an update every 3 weeks, TapIn Pay every 2 weeks. The most recent releases landed on October 25, 2026 and October 17, 2026 respectively.
| Parameter | Happy Pay | TapIn Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (37 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 7.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 37 — better | 2 |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 11.0 |
| Further details — not scored | ||
| Size | 81 MB | 114 MB |
| Age rating | 4+ | 17+ |
| Developer | Shenzhen Yeahka Company Limited | Tapology Innovation Inc. |
Customer experience
Happy Pay
TapIn Pay
In-app purchases
Happy Pay
No in-app purchases
TapIn Pay
No in-app purchases







