Happy Pay vs Monix

Happy Pay是一款全新移动支付APP，以实现随时、随地进行收付款、7*24小时及时到账，保障商户交易安全、资金安全、信息安全，为用户提供便捷全面的移动收单服务。

Monix builds a secure, rapid response and optimal exchange rate payment network by connecting to local banking systems in various countries. Monix selects the most advantageous payment network among various channels to meet the requirements of the fastest payment to users, the lowest fee and the highest amount of payment to users. 
• Send money abroad with optimal exchange rate Send and collect money abroad by Monix can save money up to 90 % compared to local banks, and always get the real exchange rate to avoid exchange rate losses. • Collect highest amount of payment in 1 minute Direct access to more than 900 global local payment networks, no intermediate bank fees, users can collect the full amount of payment. • Check remittance progress anytime and anywhere The Monix app allows you to check and follow international remittance progress at any time, regardless of time or space. • Manage your money in a security way Monix hold a financial services license and pass financial security certification to ensure the safety of your money. Use Monix to: -Send money to overseas suppliers -Send money to family members abroad -Collect money from overseas -Send and collect money in 28 currencies without any fees Send from: AUD（Australia dollar）、USD (United States dollar) 、EUR(Euro)、GBP (Great Britain Pound) 、HKD (Hong Kong dollar) 、JPY (Japanese yen) 、SGD (Singapore dollar) 、CNH (Chinese yuan in Hong Kong) To: AUD (Australia dollar)、USD(United States dollar)、CNY(Chinese Yuan)、EUR(Euro)、GBP(Great Britain Pound)、HKD(Hong Kong dollar)、CAD(Canadian dollar)、INR（Indian rupee）、IDR（Indonesia rupiah）、JPY(Japanese yen) 、KRW(South Korean won)、MYR(Malaysian ringgit)、NZD(New Zealand dollar)、SGD(Singapore dollar)、CHF(Swiss franc)、THB(Thai baht)、PHP(Philippine peso)、MXN(Peso mexicano)、BRL(Brazilian real)、VND(Vietnamese dong)、BDT(Bangladesh taka) 、LKR(Sri Lanka rupees)、NPR(Nepalese rupee)、ARS(Argentine peso)、COP(Colombian peso)、PEN(Peruvian nuevo sol)、UYU(Uruguay peso)、CLP(Chilean peso).