accessOPTIMA® Mobile vs Dime Business Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
accessOPTIMA® Mobile
This digital treasury management platform provides a centralized hub for accessing account information and tools to manage daily cash flow and optimize long-term cash management strategies. It offers real-time reporting, integrated payment workflows, and live customer support.
- Customizable dashboard
- Integrated payment center
- Real-time reporting
- Responsive design
- Live chat support
- Administrative controls
- Financial activity alerts
Read full descriptionHide full description
accessOPTIMA® is your digital treasury management platform, offering a single, customizable point-of-access to obtain account information and tools that you need to help meet your daily cash-flow requirements and optimize your company's long-term cash management strategy. Key features include real-time reporting, integrated payment workflows, self-service capabilities, live customer support and security controls to help mitigate fraud. accessOPTIMA delivers enhanced capabilities: • Customizable dashboard lets you tailor screens with the information you need for your specific job function • Integrated payment center allow you to view multiple transactions - including wires, ACH, loans and transfers - on one screen • Real-time reporting gives you access to current account balances and transaction data, 24/7 • Responsive design provides a seamless experience across desktop, mobile phone and tablet devices • Live chat puts you in contact with our dedicated client services team for answers to questions or help resolving issues • Administrative controls offer a simple way to add or clone users and set individual permission standards • Alerts raise awareness of financial activities so you can monitor various accounts whenever a transaction occurs
Dime Business Mobile
This app provides multifactor authentication for business online banking. It acts as a secure token to verify your identity when accessing financial accounts.
- Multifactor authentication
- Business online banking security
- Secure token solution
- Identity verification
Read full descriptionHide full description
This is the Authenticator app, or multifactor authentication solution by Dime for Business Online Banking channels.
Screenshots
Verdict
The clearest difference is rating: Dime Business Mobile at 4.0 against accessOPTIMA® Mobile's 1.8. Dime Business Mobile also leads on review sentiment (50% vs 13%). accessOPTIMA® Mobile's advantage is update cadence (every 3 months vs every 9 months) and ratings volume (20 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Dime Business Mobile holds the better App Store score, 4.0 against 1.8. That said, the two scores are not equally well evidenced: accessOPTIMA® Mobile has 20 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 13% of accessOPTIMA® Mobile's written reviews are positive against 50% of Dime Business Mobile's.
accessOPTIMA® Mobile ships an update every 3 months, Dime Business Mobile every 9 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | accessOPTIMA® Mobile | Dime Business Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (20 ratings) | 4.0 (4 ratings) — better |
| Positive reviews | 12.5% of reviews | 50.0% of reviews — better |
| Number of ratings | 20 — better | 4 |
| Update frequency | Every 3 months — better | Every 9 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 19 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Citizens Bank, N.A. | Dime Community Bank |
Customer experience
accessOPTIMA® Mobile
Dime Business Mobile
In-app purchases
accessOPTIMA® Mobile
No in-app purchases
Dime Business Mobile
No in-app purchases
Questions
Is accessOPTIMA® Mobile free?
Is Dime Business Mobile free?
Which has better reviews, accessOPTIMA® Mobile or Dime Business Mobile?
Do accessOPTIMA® Mobile or Dime Business Mobile have ads?
Which is updated more often, accessOPTIMA® Mobile or Dime Business Mobile?
Other comparisons















