Comparison

accessOPTIMA® Mobile vs Dime Business Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

accessOPTIMA® Mobile

This digital treasury management platform provides a centralized hub for accessing account information and tools to manage daily cash flow and optimize long-term cash management strategies. It offers real-time reporting, integrated payment workflows, and live customer support.

Highlights
  • Customizable dashboard
  • Integrated payment center
  • Real-time reporting
  • Responsive design
  • Live chat support
  • Administrative controls
  • Financial activity alerts
Features
Read full description

accessOPTIMA® is your digital treasury management platform, offering a single, customizable point-of-access to obtain account information and tools that you need to help meet your daily cash-flow requirements and optimize your company's long-term cash management strategy. Key features include real-time reporting, integrated payment workflows, self-service capabilities, live customer support and security controls to help mitigate fraud. accessOPTIMA delivers enhanced capabilities: • Customizable dashboard lets you tailor screens with the information you need for your specific job function • Integrated payment center allow you to view multiple transactions - including wires, ACH, loans and transfers - on one screen • Real-time reporting gives you access to current account balances and transaction data, 24/7 • Responsive design provides a seamless experience across desktop, mobile phone and tablet devices • Live chat puts you in contact with our dedicated client services team for answers to questions or help resolving issues • Administrative controls offer a simple way to add or clone users and set individual permission standards • Alerts raise awareness of financial activities so you can monitor various accounts whenever a transaction occurs

About

Dime Business Mobile

This app provides multifactor authentication for business online banking. It acts as a secure token to verify your identity when accessing financial accounts.

Highlights
  • Multifactor authentication
  • Business online banking security
  • Secure token solution
  • Identity verification
Read full description

This is the Authenticator app, or multifactor authentication solution by Dime for Business Online Banking channels.

Screenshots

accessOPTIMA® Mobile4 screens
Dime Business Mobile2 screens

Verdict

The call

The clearest difference is rating: Dime Business Mobile at 4.0 against accessOPTIMA® Mobile's 1.8. Dime Business Mobile also leads on review sentiment (50% vs 13%). accessOPTIMA® Mobile's advantage is update cadence (every 3 months vs every 9 months) and ratings volume (20 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Dime Business Mobile holds the better App Store score, 4.0 against 1.8. That said, the two scores are not equally well evidenced: accessOPTIMA® Mobile has 20 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 13% of accessOPTIMA® Mobile's written reviews are positive against 50% of Dime Business Mobile's.

UpkeepUpdate frequency

accessOPTIMA® Mobile ships an update every 3 months, Dime Business Mobile every 9 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
accessOPTIMA® Mobile versus Dime Business Mobile: the parameters behind the verdict, then further details
ParameteraccessOPTIMA® MobileDime Business Mobile
PriceFreeFree
Rating1.8 (20 ratings)4.0 (4 ratings) — better
Positive reviews12.5% of reviews50.0% of reviews — better
Number of ratings20 — better4
Update frequencyEvery 3 months — betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better16.0
Further details — not scored
Size19 MB4 MB
Age rating4+4+
DeveloperCitizens Bank, N.A.Dime Community Bank

Customer experience

accessOPTIMA® Mobile

All ratings18 ratings
Positive16.7%
Neutral0.0%
Negative83.3%
Written reviews8 reviews
Positive12.5%
Neutral0.0%
Negative87.5%

Dime Business Mobile

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

accessOPTIMA® Mobile

No in-app purchases

None

Dime Business Mobile

No in-app purchases

Questions

Is accessOPTIMA® Mobile free?
accessOPTIMA® Mobile is free to download, with no in-app purchases.
Is Dime Business Mobile free?
Dime Business Mobile is free to download, with no in-app purchases.
Which has better reviews, accessOPTIMA® Mobile or Dime Business Mobile?
Dime Business Mobile is rated higher. accessOPTIMA® Mobile averages 1.8 out of 5 from 20 ratings, while Dime Business Mobile averages 4.0 from 4 ratings.
Do accessOPTIMA® Mobile or Dime Business Mobile have ads?
Neither accessOPTIMA® Mobile nor Dime Business Mobile shows ads.
Which is updated more often, accessOPTIMA® Mobile or Dime Business Mobile?
accessOPTIMA® Mobile ships an update every 3 months, and Dime Business Mobile every 9 months. Most recently, accessOPTIMA® Mobile was updated on November 2, 2026 and Dime Business Mobile on November 3, 2026.

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