Comparison

accessOPTIMA® Mobile vs Peapack Private Treasury

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

accessOPTIMA® Mobile

This digital treasury management platform provides a centralized hub for accessing account information and tools to manage daily cash flow and optimize long-term cash management strategies. It offers real-time reporting, integrated payment workflows, and live customer support.

Highlights
  • Customizable dashboard
  • Integrated payment center
  • Real-time reporting
  • Responsive design
  • Live chat support
  • Administrative controls
  • Financial activity alerts
Features
Read full description

accessOPTIMA® is your digital treasury management platform, offering a single, customizable point-of-access to obtain account information and tools that you need to help meet your daily cash-flow requirements and optimize your company's long-term cash management strategy. Key features include real-time reporting, integrated payment workflows, self-service capabilities, live customer support and security controls to help mitigate fraud. accessOPTIMA delivers enhanced capabilities: • Customizable dashboard lets you tailor screens with the information you need for your specific job function • Integrated payment center allow you to view multiple transactions - including wires, ACH, loans and transfers - on one screen • Real-time reporting gives you access to current account balances and transaction data, 24/7 • Responsive design provides a seamless experience across desktop, mobile phone and tablet devices • Live chat puts you in contact with our dedicated client services team for answers to questions or help resolving issues • Administrative controls offer a simple way to add or clone users and set individual permission standards • Alerts raise awareness of financial activities so you can monitor various accounts whenever a transaction occurs

About

Peapack Private Treasury

Manage your business finances conveniently from your mobile device. Initiate and approve transfers, wires, and ACH payments. Deposit checks and view transaction details securely.

Highlights
  • Initiate transfers, wires, and ACH payments
  • Approve transfers, wires, and ACH payments
  • Decision check and ACH positive pay
  • View balance and transaction information
  • Deposit checks
  • Multi-factor authentication security
Features
Read full description

Peapack Private Bank & Trust enables you to manage your business finances anytime and anywhere from your mobile device. The Peapack Private Treasury App offers the convenience and accessibility that today’s business clients require. With Peapack Private Treasury you can: • Initiate transfers, wires and ACH payments with the use of a template • Approve transfers, wires, and ACH payments • Decision check and ACH positive pay • View balance and transaction information • Deposit checks Peapack Private Treasury utilizes multi-factor authentication security. You must be a current Peapack Private Bank & Trust client, and already have access to Treasury Connect to utilize the Peapack Private Treasury Mobile App.

Screenshots

accessOPTIMA® Mobile4 screens
Peapack Private Treasury4 screens

Verdict

The call

The clearest difference is rating: Peapack Private Treasury at 5.0 against accessOPTIMA® Mobile's 1.8. accessOPTIMA® Mobile's advantage is ratings volume (20 vs 1) and iOS requirement (12.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Peapack Private Treasury holds the better App Store score, 5.0 against 1.8. That said, the two scores are not equally well evidenced: accessOPTIMA® Mobile has 20 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

accessOPTIMA® Mobile ships an update every 3 months, Peapack Private Treasury every 6 months. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

Scorecard3 real differences · 7 level
accessOPTIMA® Mobile versus Peapack Private Treasury: the parameters behind the verdict, then further details
ParameteraccessOPTIMA® MobilePeapack Private Treasury
PriceFreeFree
Rating1.8 (20 ratings)5.0 (1 ratings) — better
Positive reviews12.5% of reviews—
Number of ratings20 — better1
Update frequencyEvery 3 months — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better18.0
Further details — not scored
Size19 MB3 MB
Age rating4+4+
DeveloperCitizens Bank, N.A.Peapack Private Bank & Trust

Customer experience

accessOPTIMA® Mobile

All ratings18 ratings
Positive16.7%
Neutral0.0%
Negative83.3%
Written reviews8 reviews
Positive12.5%
Neutral0.0%
Negative87.5%

Peapack Private Treasury

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

accessOPTIMA® Mobile

No in-app purchases

None

Peapack Private Treasury

No in-app purchases

Questions

Is accessOPTIMA® Mobile free?
accessOPTIMA® Mobile is free to download, with no in-app purchases.
Is Peapack Private Treasury free?
Peapack Private Treasury is free to download, with no in-app purchases.
Which has better reviews, accessOPTIMA® Mobile or Peapack Private Treasury?
Peapack Private Treasury is rated higher. accessOPTIMA® Mobile averages 1.8 out of 5 from 20 ratings, while Peapack Private Treasury averages 5.0 from 1 ratings.
Do accessOPTIMA® Mobile or Peapack Private Treasury have ads?
Neither accessOPTIMA® Mobile nor Peapack Private Treasury shows ads.
Which is updated more often, accessOPTIMA® Mobile or Peapack Private Treasury?
accessOPTIMA® Mobile ships an update every 3 months, and Peapack Private Treasury every 6 months. Most recently, accessOPTIMA® Mobile was updated on October 24, 2026 and Peapack Private Treasury on October 19, 2026.

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