Comparison

Starpay vs TayoCash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Starpay

Manage your finances with an e-wallet for easy transactions, bill payments, and money transfers. You can also withdraw cash, buy mobile load, and top up toll cards.

Highlights
  • E-wallet for transactions
  • Extensive bill payment options
  • Send money to banks and e-wallets
  • Cash withdrawal at partners
  • Mobile load purchases
  • Toll card top-ups
Features
Read full description

Features: • E-Wallet: Use your Starpay Wallet to transact with ease! • Bills Payment: Select from our wide range of billers and pay anywhere and anytime. • Send Money: Send or transfer money to other Starpay wallet users and the widest network of banks and e-wallets nationwide! • Withdraw Cash: Cash out easily from any of our listed partners. • Buy Load: Buy Load from Smart, Globe TnT, and TM. • Shop: Top up your Autosweep and Easytrip Card.

About

TayoCash

A secure and user-friendly e-wallet for storing money, paying for goods and services, and sending funds to others within the Philippines. Enjoy quick, seamless, and contactless mobile payments anytime, anywhere.

Highlights
  • Secure e-wallet
  • Contactless mobile payments
  • Send money to friends and family
  • Pay for goods and services
  • User-friendly interface
  • Licensed and regulated
Features
Read full description

TayoCash is a quick, simple, and secure way to store your money in your own e-wallet and you can use it to pay for goods and services and send money to your friends and loved ones anywhere in the Philippines. Quick. Enjoy reliable access to a seamless and contactless mobile payment solution anytime, anywhere. Simple. Do your transactions easily with TayoCash’s user-friendly interface. Secure. TayoCash is licensed and regulated by the Bangko Sentral ng Pilipinas and registered with the Anti-Money Laundering Council so you can be sure that your money is safe in your digital wallet. *Registration and use of the TayoCash app requires a valid Philippine Mobile Number.

Screenshots

Starpay3 screens
TayoCash4 screens

Verdict

The call

The clearest difference is ads: TayoCash at none against Starpay's shown. TayoCash also leads on monetization model (free vs ad-supported) and update cadence (weekly vs every 2 weeks). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Starpay against 5.0 for TayoCash. Both are backed by a comparable volume of ratings — 4 and 2 respectively.

UpkeepUpdate frequency

Starpay ships an update every 2 weeks, TayoCash weekly. The most recent releases landed on October 20, 2026 and October 3, 2026 respectively.

Scorecard3 real differences · 7 level
Starpay versus TayoCash: the parameters behind the verdict, then further details
ParameterStarpayTayoCash
PriceFreeFree
Rating5.0 (4 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews—
Number of ratings4 — better2
Update frequencyEvery 2 weeksWeekly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size28 MB102 MB
Age rating12+17+
DeveloperStarpay CorporationTAYOCASH, INC.

Customer experience

Starpay

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

TayoCash

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Starpay

No in-app purchases

None

TayoCash

No in-app purchases

Questions

Is Starpay free?
Starpay is free to download, with no in-app purchases.
Is TayoCash free?
TayoCash is free to download, with no in-app purchases.
Which has better reviews, Starpay or TayoCash?
Starpay and TayoCash are both rated 5.0 out of 5 on the App Store, from 4 and 2 ratings respectively.
Do Starpay or TayoCash have ads?
Starpay shows ads; TayoCash does not.
Which is updated more often, Starpay or TayoCash?
Starpay ships an update every 2 weeks, and TayoCash weekly. Most recently, Starpay was updated on October 20, 2026 and TayoCash on October 3, 2026.

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