Starpay vs eCebuana
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Starpay
Manage your finances with an e-wallet for easy transactions, bill payments, and money transfers. You can also withdraw cash, buy mobile load, and top up toll cards.
- E-wallet for transactions
- Extensive bill payment options
- Send money to banks and e-wallets
- Cash withdrawal at partners
- Mobile load purchases
- Toll card top-ups
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Features: • E-Wallet: Use your Starpay Wallet to transact with ease! • Bills Payment: Select from our wide range of billers and pay anywhere and anytime. • Send Money: Send or transfer money to other Starpay wallet users and the widest network of banks and e-wallets nationwide! • Withdraw Cash: Cash out easily from any of our listed partners. • Buy Load: Buy Load from Smart, Globe TnT, and TM. • Shop: Top up your Autosweep and Easytrip Card.
eCebuana
Manage your finances with this comprehensive app. Open accounts, send and receive money, pay bills, and top up your mobile load. It also supports international remittances and offers a virtual Visa card for online shopping.
- Open e-wallet and micro savings accounts
- Send and receive money
- Pay bills with numerous billers
- Top up mobile load
- Receive international remittances
- Virtual Visa Card for online shopping
- QR code transfers and payments
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Ka-Cebuana, i-download mo na ang new and improved eCebuana app! Mas bago, mas madali, mas kumpleto - para sa mas convenient at mabilis na transactions! What’s new with eCebuana? • Super bilis mag-open ng account! • Pwede ka nang mag-open ng e-wallet account diretso sa app - hindi mo na kailangan pumunta sa branch! • Mag-open ng Micro Savings Account? I-verify mo lang ang wallet account mo - tapos agad! One app, all-in-one solution! • Send and receive money from other banks and e-wallets, at sa over 3,500 Cebuana Lhuillier branches nationwide • Magbayad ng bills - now with more billers • Mag-load anytime, anywhere Marami pang pwedeng gawin! • Receive international remittance via Quikz at Bank Albilad • Gamitin ang Virtual Visa Card pang-online shopping • Mag-transfer o bayad via QR • Mas mataas na wallet limit up to Php100,000 • May 24K Card ka? I-register na sa app para full access! Cebuana Lhuillier Micro Savings and Cebuana Savings are products of Cebuana Lhuillier Rural Bank. Regulated by the Bangko Sentral ng Pilipinas. Member: PDIC. Maximum deposit insurance for each depositor is Php1,000,000. If you have encountered any problem while using the app, send us an email at cebuanacares@pjlhuillier.com.
Screenshots
Verdict
The clearest difference is review sentiment: Starpay at 100% against eCebuana's 0%. Starpay also leads on rating (5.0 vs 1.7) and update cadence (every 2 weeks vs every 2 months). eCebuana's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Starpay holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: eCebuana has 31 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 100% of Starpay's written reviews are positive against 0% of eCebuana's.
Starpay ships an update every 2 weeks, eCebuana every 2 months. The most recent releases landed on October 3, 2026 and October 1, 2026 respectively.
| Parameter | Starpay | eCebuana |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | 1.7 (31 ratings) |
| Positive reviews | 100.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 4 | 31 — better |
| Update frequency | Every 2 weeks — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 28 MB | 162 MB |
| Age rating | 12+ | 4+ |
| Developer | Starpay Corporation | Networld Capital Ventures, Inc. |
Customer experience
Starpay
eCebuana
In-app purchases
Starpay
No in-app purchases
eCebuana
No in-app purchases
