Starpay vs HatiHati

Features: • E-Wallet: Use your Starpay Wallet to transact with ease! • Bills Payment: Select from our wide range of billers and pay anywhere and anytime. • Send Money: Send or transfer money to other Starpay wallet users and the widest network of banks and e-wallets nationwide! • Withdraw Cash: Cash out easily from any of our listed partners. • Buy Load: Buy Load from Smart, Globe TnT, and TM. • Shop: Top up your Autosweep and Easytrip Card.

HatiHati makes splitting group expenses effortless — whether you're on a trip with friends, sharing a meal, or planning a group getaway. No sign-up. No account. Just split. HatiHati works completely offline and stores everything privately on your device. No logins, no subscriptions, no data sent to the cloud. HOW IT WORKS: Create a trip, add your group, and start logging expenses. HatiHati automatically tracks who paid what and calculates exactly who owes whom — so you never have to do the math again. KEY FEATURES: • Smart expense splitting — Split equally, by exact amount, or by percentage. Every expense, your way. • Multi-currency support — Traveling abroad? Log expenses in any currency and track balances per currency. • Simplified settlements — HatiHati minimizes the number of transactions needed to settle up, so fewer people have to pay each other back. • Friends list — Save frequent travel companions for quick-add when creating new trips. • Activity log — A complete audit trail of every expense, settlement, and change across all your trips. • Dark mode — Easy on the eyes, day or night. • Works offline — Everything stays on your device. No internet required. PERFECT FOR: • Travel trips with friends • Group dinners and outings • Housemate shared expenses PRIVACY FIRST: HatiHati never collects your data. All your trips and expenses live entirely on your device. No account required — ever.