PenSmart vs EazybyZenith
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PenSmart
This app provides pension fund administration services in Nigeria. It is licensed to manage pensions and disburse retirement benefits according to the Pension Reform Act 2014, aiming to offer clients hope for a secure financial future.
- Pension fund administration
- Retirement benefit payments
- Compliance with Pension Reform Act 2014
- Financial future planning
- Client-focused services
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NLPC Pensions (NLPC PFA) is the home of tested, trusted and effective pension fund administration in Nigeria. Licensed to administer pensions and pay retirement benefits in accordance with the Pension Reform Act 2014, we delight our clients by creating hope for a better and brighter tomorrow.
EazybyZenith
Manage your finances effortlessly with this mobile banking solution. It offers secure transactions, bill payments, money transfers, and airtime top-ups. Customize your digital wallet and enjoy a personalized banking experience.
- Effortless account setup
- Comprehensive mobile banking suite
- Personalized wallet tiers
- Quick money transfers
- Effortless bill payments
- Instant airtime top-up
- Advanced security features
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Welcome to eaZy by Zenith, your premier digital wallet and mobile banking solution designed to make your financial management effortless and effective. With eaZy by Zenith, enjoy a blend of secure, reliable services tailored to fit your lifestyle. The app ensures you have everything you need for comprehensive mobile banking directly on your iOS device. Key Features of eaZy by Zenith: - Effortless Account Setup Start your journey with eaZy by Zenith easily. Download the app, register using your phone number, verify your identity with BVN or NIN, and access your account instantly. This streamlined setup gets you started with your digital wallet in moments. - Comprehensive Mobile Banking Suite Access a full spectrum of mobile banking services directly on your iPhone. From checking balances to bill payments, eaZy by Zenith puts all your financial needs at your fingertips. - Personalized Wallet Tiers Customize your digital wallet to match your transaction needs. Choose from various wallet tiers and upgrade effortlessly to access more advanced features as your financial requirements grow. eaZy by Zenith ensures your mobile banking experience is always personalized. - Quick Money Transfers Transfer funds swiftly to other eaZy by Zenith users or any bank account in Nigeria. EaZy By Zenith guarantees quick processing, maintaining the efficiency you expect from a top-tier digital wallet. - Effortless Bill Payments Manage all your bill payments from one place. eaZy by Zenith ensures transactions are completed quickly and securely, allowing you to handle all your financial obligations without hassle. Enjoy timely bill payments with this reliable digital wallet app. - Instant Airtime Top-Up Never run out of airtime with quick and easy recharge options, available anytime, anywhere. eaZy by Zenith makes sure your communication lines are always open with instant airtime recharge. - Optimized User Experience Enjoy a clean, intuitive interface designed for seamless navigation on iOS devices. Every interaction with eaZy by Zenith is smooth and responsive, enhancing your overall mobile banking experience. - Dedicated Customer Support Access reliable support whenever you need it. Our team is ready to assist with inquiries or technical issues, ensuring that your experience with eaZy by Zenith is consistently positive and supportive. - Secure Wallet Funding Link your Zenith Bank account or transfer funds from other banks with ease, ensuring that your digital wallet is always well-funded and transaction-ready. - Advanced Security Features Protect your financial information with state-of-the-art security technologies, ensuring secure transactions every time. Trust eaZy by Zenith for all your secure and reliable transactions. Join the community of savvy users who rely on eaZy by Zenith for their mobile banking needs. Download now and transform your financial management with just a tap. Experience banking redefined for iOS, where security, speed, and simplicity are at the forefront.
Screenshots
Verdict
The clearest difference is update cadence: PenSmart at every 5 weeks against EazybyZenith's every 10 months. PenSmart also leads on rating (3.0 vs 2.8) and iOS requirement (12.0 vs 14.0). EazybyZenith's advantage is ratings volume (13 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PenSmart holds the better App Store score, 3.0 against 2.8. That said, the two scores are not equally well evidenced: EazybyZenith has 13 ratings behind it against 1, so its average is the more settled of the two.
PenSmart ships an update every 5 weeks, EazybyZenith every 10 months. The most recent releases landed on October 7, 2026 and October 8, 2026 respectively.
| Parameter | PenSmart | EazybyZenith |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) — better | 2.8 (13 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 13 — better |
| Update frequency | Every 5 weeks — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 38 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | NLPC PFA | Zenith Bank PLC |
Customer experience
PenSmart
EazybyZenith
In-app purchases
PenSmart
No in-app purchases
EazybyZenith
No in-app purchases









