Comparison

Neocash Mobile vs EazybyZenith

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Neocash Mobile

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

Highlights
  • Loan amounts from ₦5,000 to ₦5,000,000
  • Flexible repayment periods
  • Fast loan approval and disbursement
  • No collateral or guarantor needed
  • Secure and reliable loan service
  • Human-touch digital banking
Features
Read full description

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

About

EazybyZenith

Manage your finances effortlessly with this mobile banking solution. It offers secure transactions, bill payments, money transfers, and airtime top-ups. Customize your digital wallet and enjoy a personalized banking experience.

Highlights
  • Effortless account setup
  • Comprehensive mobile banking suite
  • Personalized wallet tiers
  • Quick money transfers
  • Effortless bill payments
  • Instant airtime top-up
  • Advanced security features
Features
Read full description

Welcome to eaZy by Zenith, your premier digital wallet and mobile banking solution designed to make your financial management effortless and effective. With eaZy by Zenith, enjoy a blend of secure, reliable services tailored to fit your lifestyle. The app ensures you have everything you need for comprehensive mobile banking directly on your iOS device. Key Features of eaZy by Zenith: - Effortless Account Setup Start your journey with eaZy by Zenith easily. Download the app, register using your phone number, verify your identity with BVN or NIN, and access your account instantly. This streamlined setup gets you started with your digital wallet in moments. - Comprehensive Mobile Banking Suite Access a full spectrum of mobile banking services directly on your iPhone. From checking balances to bill payments, eaZy by Zenith puts all your financial needs at your fingertips. - Personalized Wallet Tiers Customize your digital wallet to match your transaction needs. Choose from various wallet tiers and upgrade effortlessly to access more advanced features as your financial requirements grow. eaZy by Zenith ensures your mobile banking experience is always personalized. - Quick Money Transfers Transfer funds swiftly to other eaZy by Zenith users or any bank account in Nigeria. EaZy By Zenith guarantees quick processing, maintaining the efficiency you expect from a top-tier digital wallet. - Effortless Bill Payments Manage all your bill payments from one place. eaZy by Zenith ensures transactions are completed quickly and securely, allowing you to handle all your financial obligations without hassle. Enjoy timely bill payments with this reliable digital wallet app. - Instant Airtime Top-Up Never run out of airtime with quick and easy recharge options, available anytime, anywhere. eaZy by Zenith makes sure your communication lines are always open with instant airtime recharge. - Optimized User Experience Enjoy a clean, intuitive interface designed for seamless navigation on iOS devices. Every interaction with eaZy by Zenith is smooth and responsive, enhancing your overall mobile banking experience. - Dedicated Customer Support Access reliable support whenever you need it. Our team is ready to assist with inquiries or technical issues, ensuring that your experience with eaZy by Zenith is consistently positive and supportive. - Secure Wallet Funding Link your Zenith Bank account or transfer funds from other banks with ease, ensuring that your digital wallet is always well-funded and transaction-ready. - Advanced Security Features Protect your financial information with state-of-the-art security technologies, ensuring secure transactions every time. Trust eaZy by Zenith for all your secure and reliable transactions. Join the community of savvy users who rely on eaZy by Zenith for their mobile banking needs. Download now and transform your financial management with just a tap. Experience banking redefined for iOS, where security, speed, and simplicity are at the forefront.

Screenshots

Neocash Mobile4 screens
EazybyZenith4 screens

Verdict

The call

The clearest difference is rating: Neocash Mobile at 3.7 against EazybyZenith's 2.8. Neocash Mobile also leads on update cadence (fortnightly vs every 10 months) and review sentiment (14% vs 0%). EazybyZenith's advantage is monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Neocash Mobile holds the better App Store score, 3.7 against 2.8. Both are backed by a comparable volume of ratings — 6 and 13 respectively. Written reviews point the same way: 14% of Neocash Mobile's written reviews are positive against 0% of EazybyZenith's.

UpkeepUpdate frequency

Neocash Mobile ships an update fortnightly, EazybyZenith every 10 months. The most recent releases landed on September 1, 2026 and September 5, 2026 respectively.

Scorecard4 real differences · 6 level
Neocash Mobile versus EazybyZenith: the parameters behind the verdict, then further details
ParameterNeocash MobileEazybyZenith
PriceFreeFree
Rating3.7 (6 ratings) — better2.8 (13 ratings)
Positive reviews14.3% of reviews — better0.0% of reviews
Number of ratings613 — better
Update frequencyFortnightly — betterEvery 10 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.614.0 — better
Further details — not scored
Size129 MB68 MB
Age rating17+4+
DeveloperShephard Trust BankZenith Bank PLC

Customer experience

Neocash Mobile

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews14 reviews
Positive14.3%
Neutral7.1%
Negative78.6%

EazybyZenith

All ratings13 ratings
Positive46.2%
Neutral0.0%
Negative53.8%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Neocash Mobile

No in-app purchases

None

EazybyZenith

No in-app purchases

Questions

Is Neocash Mobile free?
Neocash Mobile is free to download, with no in-app purchases.
Is EazybyZenith free?
EazybyZenith is free to download, with no in-app purchases.
Which has better reviews, Neocash Mobile or EazybyZenith?
Neocash Mobile is rated higher. Neocash Mobile averages 3.7 out of 5 from 6 ratings, while EazybyZenith averages 2.8 from 13 ratings.
Do Neocash Mobile or EazybyZenith have ads?
Neither Neocash Mobile nor EazybyZenith shows ads.
Which is updated more often, Neocash Mobile or EazybyZenith?
Neocash Mobile ships an update fortnightly, and EazybyZenith every 10 months. Most recently, Neocash Mobile was updated on September 1, 2026 and EazybyZenith on September 5, 2026.

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