Capital Mobile+ vs PNBIL
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Capital Mobile+
Manage your finances on the go with instant transactions, fund transfers, and account management. Open new deposits, request cheque books, and add beneficiaries easily. Supports multiple login profiles for different customer IDs on a single device.
- Instant transactions
- Fund transfer (Inter Bank, NEFT, RTGS, IMPS)
- Deposit opening
- Cheque book request
- Statement of account
- Beneficiary management
- Multiple login profiles
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Download Capital Mobile+ app to your smart phone to perform transactions instantly using your mobile handset. Pre requisite : 1.The user needs to know his Customer ID to register for the app. 2.If the user is not aware of the customer ID, the same can be found on the passbook, personalised cheque book or the user can contact the home branch to get the same. 3.The registered mobile number should be in SIM tray 1 and should be set default for sending SMS during registration. 4.Kindly read the FAQs available in Mobile App Login page for registration help Features include : 1.Fund Transfer (Inter Bank, NEFT, RTGS, IMPS) 2.Deposit Opening 3. Cheque Book Re quest 4.Statement of Account 5.Beneficiary Additions for Fund transfer 6.Multiple login Profiles for Different Customer IDs on the same handset
PNBIL
Perform banking tasks securely and conveniently from anywhere, anytime. This application provides access to various banking services over a secure channel for individual account holders with active internet banking.
- Secure banking transactions
- Perform banking tasks remotely
- Access banking services anytime
- User ID and password login
- Password reset functionality
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Punjab National Banking International Limited (PNBIL) Mobile App is secure, fast and convenient. Using PNBIL Mobile App, all your transactions are just few clicks away. Perform your banking tasks from anywhere and at any time. This application provides access to PNBIL banking services across all operators. It provides its customers to access the various features of banking over a secure channel. NOTE: This feature is available only for Individual Account Holders and active user of Internet Banking Service. After downloading the Mobile App, existing Internet Banking Users can log in using their user id and password. 1. Before downloading / activating the App customers are requested to check availability of stable internet connection on their mobile handsets. 2. If login password is forgotten, customers are requested to reset it from the “Forget Password Link” that is provided on the First Page. Security Warnings: You are requested not to follow any link/E-Mail requesting to share your Bank Details, Personal Details, Password, One Time Passwords (OTP) etc. Our Bank never asks for such information from its customers. Please report any such incident at: customersupport@pnbint.com For any queries/clarifications, please contact our customer support at (08008499229) or e-mail us at customersupport@pnbint.com
Screenshots
Verdict
The clearest difference is rating: Capital Mobile+ at 2.3 against PNBIL's 1.0. PNBIL's advantage is update cadence (every 3 months vs every 6 months) and device support (3 vs 1). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Capital Mobile+ holds the better App Store score, 2.3 against 1.0. Both are backed by a comparable volume of ratings — 3 and 2 respectively.
Capital Mobile+ ships an update every 6 months, PNBIL every 3 months. The most recent releases landed on October 22, 2026 and October 14, 2026 respectively.
| Parameter | Capital Mobile+ | PNBIL |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) — better | 1.0 (2 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 3 — better | 2 |
| Update frequency | Every 6 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17 | 15.6 — better |
| Further details — not scored | ||
| Size | 20 MB | 99 MB |
| Age rating | 4+ | 4+ |
| Developer | Capital Small Finance Bank Limited | Punjab National Bank International Limited |
Customer experience
Capital Mobile+
PNBIL
In-app purchases
Capital Mobile+
No in-app purchases
PNBIL
No in-app purchases
