Capital Mobile+ vs PGB mBanking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Capital Mobile+
Manage your finances on the go with instant transactions, fund transfers, and account management. Open new deposits, request cheque books, and add beneficiaries easily. Supports multiple login profiles for different customer IDs on a single device.
- Instant transactions
- Fund transfer (Inter Bank, NEFT, RTGS, IMPS)
- Deposit opening
- Cheque book request
- Statement of account
- Beneficiary management
- Multiple login profiles
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Download Capital Mobile+ app to your smart phone to perform transactions instantly using your mobile handset. Pre requisite : 1.The user needs to know his Customer ID to register for the app. 2.If the user is not aware of the customer ID, the same can be found on the passbook, personalised cheque book or the user can contact the home branch to get the same. 3.The registered mobile number should be in SIM tray 1 and should be set default for sending SMS during registration. 4.Kindly read the FAQs available in Mobile App Login page for registration help Features include : 1.Fund Transfer (Inter Bank, NEFT, RTGS, IMPS) 2.Deposit Opening 3. Cheque Book Re quest 4.Statement of Account 5.Beneficiary Additions for Fund transfer 6.Multiple login Profiles for Different Customer IDs on the same handset
PGB mBanking
Manage your Punjab Gramin Banking accounts securely from your iPhone. Check balances, view statements, transfer funds, and manage beneficiaries on the go. Access essential banking features anytime, anywhere.
- Account balance checks
- Mini statements
- Transaction history
- Fund transfers (self, third party, NEFT)
- Schedule transactions
- Beneficiary management
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Perform your banking tasks from the palm of your hand, from anywhere and at anytime. This application provides access to Punjab Gramin Banking Services. It provides its customers to access the various features of banking over a secure channel. The application supports iPhones only. The list of functionalities released with the current version of mobile banking are as under: Accounts Account Balance (Operative , Loan & Deposit) Mini Statement Transaction History Transaction Self Funds Transfer Third Party Transfer NEFT Schedule Transactions My Profile Beneficiaries View Payees Add Within Bank/Outside Bank Payees Delete Payees
Screenshots
Verdict
The clearest difference is update cadence: PGB mBanking at every 2 months against Capital Mobile+'s every 6 months. PGB mBanking also leads on iOS requirement (10.0 vs 13.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Capital Mobile+ ships an update every 6 months, PGB mBanking every 2 months. The most recent releases landed on June 1, 2026 and August 14, 2026 respectively.
| Parameter | Capital Mobile+ | PGB mBanking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | — | 42.9% of reviews |
| Number of ratings | 2 — better | — |
| Update frequency | Every 6 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 10.0 — better |
| Further details — not scored | ||
| Size | 20 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Capital Small Finance Bank Limited | PNB |
Customer experience
Capital Mobile+
PGB mBanking
In-app purchases
Capital Mobile+
No in-app purchases
PGB mBanking
No in-app purchases
