PGB mBanking vs PSB UnIC
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PGB mBanking
Manage your Punjab Gramin Banking accounts securely from your iPhone. Check balances, view statements, transfer funds, and manage beneficiaries on the go. Access essential banking features anytime, anywhere.
- Account balance checks
- Mini statements
- Transaction history
- Fund transfers (self, third party, NEFT)
- Schedule transactions
- Beneficiary management
Read full descriptionHide full description
Perform your banking tasks from the palm of your hand, from anywhere and at anytime. This application provides access to Punjab Gramin Banking Services. It provides its customers to access the various features of banking over a secure channel. The application supports iPhones only. The list of functionalities released with the current version of mobile banking are as under: Accounts Account Balance (Operative , Loan & Deposit) Mini Statement Transaction History Transaction Self Funds Transfer Third Party Transfer NEFT Schedule Transactions My Profile Beneficiaries View Payees Add Within Bank/Outside Bank Payees Delete Payees
PSB UnIC
Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.
- Fund transfers (UPI, NEFT, RTGS, IMPS)
- Account details and statement generation
- Invest in term deposits and social security schemes
- Debit card management and application
- Cheque services and positive pay
- Biometric and MPIN login
Read full descriptionHide full description
PSB UnIC mobile banking app is a one stop solution allowing you to send money, view account details, generate statement, invest in term deposits, manage debit card, cheque services and many other exclusive services at your fingertips. PSB UnIC App allows transferring funds within and outside bank account using UPI, NEFT, RTGS, IMPS. Below are some features of PSB UnIC App: • Single login for web and mobile app. Login using biometric OR MPIN option can be used for Psb UnIC App. • Instant self-accounts and within Bank transfer. • Instant Payment upto 10,000/- via UPI & IMPS without adding Payee. • Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: NEFT, IMPS, RTGS & UPI. • Pay EMI, Pay Advance EMI or Pay loan overdue amount instantly. • Invest in Social Security schemes – Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY). • Investing in Bank Deposits is easier than ever. Open and close an online Fixed Deposit or online Recurring Deposit instantly. • Debit card management- Manage your debit card limits and control the usage online. • Apply for a new card, Hotlist a card or upgrade your card online. • Request for a new Cheque book instantly. • Pre-Intimate the issuance of cheques using Positive Pay. • Stop a cheque, enquire inward and outward cheque status • Generate bank statement, TDS certificate, Balance certificate instantly. • Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments. We assure to add more and more features in the PSB UnIC. Web version of PSB UnIC can be accessed through our official website: www.punjabandsindbank.co.in For any feedback, queries or issues pertaining to PSB UnIC application please write to omni_support@psb.co.in
Screenshots
Verdict
The clearest difference is review sentiment: PSB UnIC at 52% against PGB mBanking's 43%. PGB mBanking's advantage is device support (3 vs 1) and iOS requirement (10.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PGB mBanking ships an update every 2 months, PSB UnIC monthly. The most recent releases landed on October 7, 2026 and October 17, 2026 respectively.
| Parameter | PGB mBanking | PSB UnIC |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (4 ratings) — better |
| Positive reviews | 42.9% of reviews | 51.7% of reviews — better |
| Number of ratings | — | 4 — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 10.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 40 MB | 197 MB |
| Age rating | 4+ | 4+ |
| Developer | Punjab National Bank | PUNJAB AND SIND BANK |
Customer experience
PGB mBanking
PSB UnIC
In-app purchases
PGB mBanking
No in-app purchases
PSB UnIC
No in-app purchases







