PSB UnIC

PSB UnIC

PSB UnIC

4 ratings
29 reviews
Free

Details

  • Released
  • Updated
  • December 23, 2021
  • July 30, 2026

Features

PSB UnIC screenshot #1 for iPhone
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About

Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.

Fund transfers (UPI, NEFT, RTGS, IMPS)
Account details and statement generation
Invest in term deposits and social security schemes
Debit card management and application
Cheque services and positive pay
Biometric and MPIN login
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What's New in PSB UnIC

1.7.7

July 30, 2026

- Bugs Fixes

User reviews

Fantastic

Awesome app! PSB UNIC is the best net banking app from Punjab & Sind Bank. Very fast, super easy to use, and very secure. My experience has been fantastic. All services like fund transfer, balance check, bill payments work smoothly without any glitch. Great work by PSB UNIC Team - 5 Stars!

Response from developer

Thank you so much for leaving us a 5-star rating! We truly appreciate your support. If there’s anything specific you enjoyed about your experience or if there’s anything we can do to make your next visit even better, we’d love to hear from you. Your feedback helps us continue to improve! Thanks again.

⭐⭐⭐⭐⭐ Excellent and User-Friendly Banking App

The Punjab & Sind Bank mobile banking app is very convenient and easy to use. The interface is clean and simple, making everyday banking tasks like balance check, fund transfer, and statement download quick and smooth. The app runs reliably and the security features give good confidence while doing transactions.

I especially like how fast the login process is and how clearly the account details are shown. It has made banking much more comfortable without needing to visit the branch frequently.

Overall, a very helpful and efficient banking app. Highly recommended for customers of Punjab & Sind Bank. 👍
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Response from developer

We appreciate your recent review. Your satisfaction is our top priority, and we’re committed to providing the best possible products and services to our valued customers like you.

Brutal Customer Service — Not Worth the Hassle

Honestly, this was a pretty rough experience. I couldn’t get into my account on the app, so I called customer support to get some help. That turned out to be a mistake.

I called twice, and both times the agent—Amisha, I think—ended the call before I even got a chance to explain what the issue was. No questions, no attempt to help, just straight-up hung up.

That kind of customer service isn’t acceptable. It was unprofessional and honestly disappointing. If this is how customers are treated, I’ll be looking at other banks that actually value and respect their clients.
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Not working

Try number of time,every time registration fails at sim binding process.sms sent charges 5 rupees per sms but app fail number of time.if you want to waste your money then try this app.totally garbage app

Fuddu App

Garbage app and service. Bc i have been trying to login into my account but keeps showing sim binding failed. Such a stupid app

FAQ

What is PSB UnIC?

PSB UnIC is a mobile banking application provided by Punjab and Sind Bank. It allows users to manage their accounts, transfer funds, invest in various schemes, and access other banking services conveniently.

Is PSB UnIC free to use?

Yes, PSB UnIC is available for free download and use. There are no charges associated with downloading or using the core features of the application.

What types of fund transfers does PSB UnIC support?

PSB UnIC supports multiple fund transfer methods including UPI, NEFT, RTGS, and IMPS. This allows for seamless transfers both within and outside of Punjab and Sind Bank accounts.

Can I manage my debit card through PSB UnIC?

Yes, the app provides comprehensive debit card management features. You can manage card limits, control usage online, apply for new cards, hotlist existing ones, or upgrade your card.

What investment options are available on PSB UnIC?

PSB UnIC allows you to invest in Bank Deposits, including opening and closing online Fixed Deposits or Recurring Deposits. It also facilitates investment in social security schemes like Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY).

How secure is PSB UnIC?

The app offers secure login options including biometric authentication and MPIN. While specific security protocols are not detailed, banking applications generally employ industry-standard encryption and security measures to protect user data.

Does PSB UnIC have ads?

Based on the provided information, PSB UnIC does not contain advertisements. The app is designed to offer a focused banking experience without commercial interruptions.

What devices is PSB UnIC compatible with?

PSB UnIC is currently supported on iPhone devices. Information regarding Android compatibility is not provided in the current data.