Best Otp Bank Apps

250+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good otp bank apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Otp Bank Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OTP m-bankOTP m-bankFree4.8★ (1.9K)NoNoAug 2026
2OTP Bank onlineOTP Bank onlineFree4.6★ (721)NoNoAug 2026
3OTP Bank HUOTP Bank HUFree4.7★ (1.5K)YesNoAug 2026
4OTP Bank UA: лагідний банкінгOTP Bank UA: лагідний банкінгFree4.8★ (814)NoNoAug 2026
5OTP Bank AlbaniaOTP Bank AlbaniaFree5.0★ (6)NoNoJul 2026
6OTP Mobile Banking MoldovaOTP Mobile Banking MoldovaFree3.1★ (8)NoNoJul 2026
7O-CashO-CashFreeNoNoJul 2026
8OTP SmartBankOTP SmartBankFree4.4★ (114)NoNoJul 2026

Top Picks for Otp Bank

OTP m-bank#1

OTP m-bank by OTP BANKA SRBIJA

Editor's Choice
💰 Finance
4.8😞(1.9K ratings)
Free
OTP m-bank screenshot 1
OTP m-bank screenshot 2
OTP m-bank screenshot 3
OTP m-bank screenshot 4
OTP m-bank screenshot 5
OTP m-bank screenshot 6

Access your bank accounts and perform transactions securely and conveniently from anywhere. Manage payments, view account details, and exchange currency with favorable rates. Stay informed with messages from your bank and enjoy exclusive discounts.

What We Love

  • 👍 Visually appealing design
  • 🚀 Smooth and responsive app
  • 💳 Convenient banking features
  • 🔒 Secure authentication options

Room to Improve

  • 🐛 Frequent crashes and bugs
  • ⏱️ Slow loading times and animations
  • 🔍 Unintuitive user interface
OTP Bank online#2

OTP Bank online by OTP Bank Russia

Приложение мобильного банка
Strong Contender
💰 Finance
4.6😞(721 ratings)
Free
OTP Bank online screenshot 1
OTP Bank online screenshot 2
OTP Bank online screenshot 3
OTP Bank online screenshot 4
OTP Bank online screenshot 5
OTP Bank online screenshot 6

Manage your banking needs directly from your smartphone. Open new accounts, cards, loans, and deposits. Easily pay for purchases, transfer money, and control your transaction history. This app offers a convenient way to handle your finances anytime, anywhere.

What We Love

  • 💰 Competitive interest rates on savings accounts
  • 💳 Attractive cashback categories
  • 🎨 Well-designed UI with nice animations
  • 👍 User-friendly interface (for some users)

Room to Improve

  • 🐛 App crashes and fails to load frequently
  • 💸 Excessive commissions on transfers
  • ❌ Cannot change default recipient bank
OTP Bank HU#3

OTP Bank HU by OTP Bank Nyrt.

Worth Considering
💰 Finance
4.7😐(1.5K ratings)
FreeAds
OTP Bank HU screenshot 1
OTP Bank HU screenshot 2
OTP Bank HU screenshot 3
OTP Bank HU screenshot 4
OTP Bank HU screenshot 5
OTP Bank HU screenshot 6

Manage your daily finances with this banking app. Open accounts with a selfie, track expenses, and make payments easily. Stay updated with instant notifications and view all your transactions in one place.

What We Love

  • 👍 User-friendly app
  • 🚀 Fast and efficient
  • 💡 Open banking features
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Bugs and crashes
  • 💰 Excessive fees and charges
  • 🌐 Limited English support

More Otp Bank apps to explore

4
OTP Bank UA: лагідний банкінг
OTP Bank UA: лагідний банкінг
OTP Bank UA: лагідний банкінг
by OTP Bank Ukraine
Free

Manage your finances with ease. Open new cards, apply for loans, and get insurance. The app provides quick access to banking functions and offers support for any financial queries.

Card and account managementOpen new cardsApply for loans and insurance
💰 Finance
(814)
free
5
OTP Bank Albania
OTP Bank Albania
OTP Bank Albania
OTP Bank Albania
Free

Manage your accounts, transfer funds, and pay bills securely from your mobile device. Access account balances, view transactions, and find nearby ATMs and branches. Offers convenient and safe online banking for all clients.

Manage accounts and view balancesTransfer funds domestically and internationallyPay utility bills and credit cards
💰 Finance
(6)
free
6
OTP Mobile Banking Moldova
OTP Mobile Banking Moldova
OTP Mobile Banking Moldova
by MOBIASBANCA - OTP GROUP S. A.
Free

Manage personal and business accounts securely from your phone. Open accounts online, make instant payments, transfer funds, and pay bills. Access account details, view loans, and communicate with the bank.

Online account openingInstant paymentsAccount balance and history
💰 Finance
(8)
free
7
O-Cash
O-Cash
O-Cash
O-Cash Mobile Banking
Free
💰 Finance
(0)
8
OTP SmartBank
OTP SmartBank
OTP SmartBank
by OTP Bank Nyrt.
Free

Access OTP Bank's electronic banking services conveniently from your iOS device. Manage accounts, make transfers, pay bills, and more. Registration is required using your internet banking credentials and a PIN code.

Belföldi forint átutalásCsekkbeolvasásSzámla részletes adatai
💰 Finance
(114)
free
9
COMSUITE OTP Token
COMSUITE OTP Token
COMSUITE OTP Token
by MUFG Bank, Ltd.
Free
💰 Finance
(0)
10
Authenticator App · 2FA, MFA
Authenticator App · 2FA, MFA
Authenticator App · 2FA, MFA
Secure OTP, Tokens & Passwords
Free
🔧 Utilities
(0)
11
China Bank Corporate OTP
China Bank Corporate OTP
China Bank Corporate OTP
CBC Corp OTP
Free
💰 Finance
(0)
12
CLICX Bank
CLICX Bank
CLICX Bank
Thailand's first virtual bank
Free

This virtual bank simplifies financial management with convenient services. Open accounts, apply for loans, and receive 24/7 support, all designed to fit your modern lifestyle.

Open savings accountsChoose account numbersDaily interest calculation
💰 Finance
(1)
free
13
Google Authenticator
Google Authenticator
Google Authenticator
by Google
Free

Enhance your online security with a second verification step for your accounts. Generate codes directly on your phone, even offline, to protect against unauthorized access. Sync codes across devices for easy access and manage multiple accounts securely.

Offline code generationSync codes across devicesAutomatic QR code setup
🔧 Utilities
(1.1M)
free
14
OTP TDB
OTP TDB
OTP TDB
by Trade and Development Bank LLC
Free

Generate one-time passwords for secure access to TDB Online banking. This application provides a convenient way to receive dynamic security codes for your banking transactions.

One-time password generationSecure access for TDB OnlineDynamic security codes
💼 Business
(7)
free
15
Tsehay Mobile Banking
Tsehay Mobile Banking
Tsehay Mobile Banking
by Tsehay Bank S.C.
Free

Securely manage your bank accounts on the go. Monitor balances, transfer funds, pay bills, and access customer support. Features include QR payments, airtime top-ups, and branch/ATM locators.

Secure self-enrollmentAccount monitoringFund transfers
💰 Finance
(2)
free
16
Authenticator - OTP Security.
Authenticator - OTP Security.
Authenticator - OTP Security.
Multi-Factor Authentication
Free

This app enhances account security by generating time-based, one-time passwords for two-factor authentication. It works offline and supports multiple accounts for emails, social media, and banking.

Time-based one-time password generationOffline code generationSupports multiple accounts
🔧 Utilities
(5)
free with in-app purchases
17
OTP biznis m-bank
OTP biznis m-bank
OTP biznis m-bank
by OTP BANKA SRBIJA
Free

This mobile banking app provides legal entities and entrepreneurs with quick access to their business accounts and daily online banking. It allows for transaction overviews, payments, statement downloads, and template creation, all from a mobile device.

Account and transaction overviewOnline daily bankingPayment order execution
💰 Finance
(123)
free
18
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(234K)
free
19
Alert Mobile
Alert Mobile
Alert Mobile
by ALERT MICROFINANCE BANK
Free
💰 Finance
(0)
20
SBI Global Smart OTP
SBI Global Smart OTP
SBI Global Smart OTP
by State Bank of India
Free
💰 Finance
(0)

FAQ about Otp Bank

What are the best otp bank apps for iPhone?
OTP m-bank tops our otp bank apps ranking as of August 2026, with a 4.8-star average from 1.9K App Store ratings, and it's free to download.
Yes — 20 of the top otp bank apps we rank are free to download, including OTP m-bank and OTP Bank online.
OTP m-bank has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ otp bank apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to securely access your bank accounts and perform various transactions. You can view your accounts, make payments with lower fees, send money, check your cards, loans, and installments, exchange foreign currency, and communicate with the bank via messages.
Key features include a comprehensive account overview, the ability to make payments at lower fees, IPS QR payments, money transfers, card and loan overviews, 24/7 foreign currency exchange at favorable rates, and a direct messaging system for communication with the bank.

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