Comparison

TTFSCU vs First Citizens

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TTFSCU

Manage your finances on the go with this mobile banking app. Check balances, review transaction history, transfer funds between accounts, and make loan payments conveniently from your device.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Pay loans
Read full description

Trinidad and Tobago Fire Service Credit Union Co-Operative Society Ltd Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans

About

First Citizens

Manage your finances conveniently and securely from your mobile device. Check account balances, pay bills, transfer funds, and locate branches or ATMs. Requires prior online banking registration.

Highlights
  • View real-time account balances
  • Pay utility bills and credit cards
  • Transfer funds to other accounts
  • Schedule payment transfers
  • Locate branches and ATMs
  • Access support portal
Features
Read full description

EASY BANKING ON THE GO! Bank easier with the First Citizens Mobile app! Download the app today and enjoy the convenience of banking securely from your mobile device anytime, anywhere! Using the First Citizens Mobile App, you can: View real-time account balances, inclusive of your Credit Card balances and other recent transactions. Easily pay your utility bills and Credit Card Transfer funds to other First Citizens accounts and other banks Schedule payment transfers to First Citizens accounts and other banks Locate a First Citizens Branch or ATM nearest to you. Request assistance through our support portal To successfully enrol for the Mobile App, you must be registered for First Citizens Online Banking. If you do not have Online Banking and wish to register, visit our website at https://www.firstcitizensgroup.com/tt/online-banking-registration-3/ to sign-up.

Screenshots

TTFSCU3 screens
First Citizens4 screens

Verdict

The call

The clearest difference is rating: TTFSCU at 3.0 against First Citizens's 1.8. First Citizens's advantage is ratings volume (55 vs 1) and update cadence (every 9 months vs every 21 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TTFSCU holds the better App Store score, 3.0 against 1.8. That said, the two scores are not equally well evidenced: First Citizens has 55 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

TTFSCU ships an update every 21 months, First Citizens every 9 months. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
TTFSCU versus First Citizens: the parameters behind the verdict, then further details
ParameterTTFSCUFirst Citizens
PriceFreeFree
Rating3.0 (1 ratings) — better1.8 (55 ratings)
Positive reviews—16.7% of reviews
Number of ratings155 — better
Update frequencyEvery 21 monthsEvery 9 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size86 MB31 MB
Age rating4+4+
DeveloperTrinidad and Tobago Fire Service Credit Union Co-Operative Society LimitedFCIS

Customer experience

TTFSCU

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%

First Citizens

All ratings55 ratings
Positive18.2%
Neutral3.6%
Negative78.2%
Written reviews42 reviews
Positive16.7%
Neutral2.4%
Negative81.0%

In-app purchases

None

TTFSCU

No in-app purchases

None

First Citizens

No in-app purchases

Questions

Is TTFSCU free?
TTFSCU is free to download, with no in-app purchases.
Is First Citizens free?
First Citizens is free to download, with no in-app purchases.
Which has better reviews, TTFSCU or First Citizens?
TTFSCU is rated higher. TTFSCU averages 3.0 out of 5 from 1 ratings, while First Citizens averages 1.8 from 55 ratings.
Do TTFSCU or First Citizens have ads?
Neither TTFSCU nor First Citizens shows ads.
Which is updated more often, TTFSCU or First Citizens?
TTFSCU ships an update every 21 months, and First Citizens every 9 months. Most recently, TTFSCU was updated on October 17, 2026 and First Citizens on October 24, 2026.

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