Comparison

IDX vs SpendChart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IDX

This app provides comprehensive identity and privacy protection. It monitors your personal information for fraud, alerts you to suspicious activity, and helps restore your identity if it's compromised. It also offers credit report locking and monthly credit score access with certain subscriptions.

Highlights
  • Identity monitoring
  • Fraud alerts and notifications
  • Identity restoration assistance
  • Credit report locking
  • Monthly credit score access
  • Insurance reimbursement coverage
Features
Read full description

*This app requires a valid IDX Identity or Privacy subscription in order to use. *For MyIDCare members receiving services through the OPM cyber incident. Unfortunately, this mobile application is not available for your use. Please visit https://opm.myidcare.com to access your account. Your cyber protection is our mission. We protect you from the start with our monitoring technology and alert notifications. If fraud occurs, we work on your behalf to restore your identity, saving you time and frustration. Rest easy with up to $1 million of insurance reimbursement coverage and the confidence that IDX Identity and Privacy is the only protection with a 100% Recovery Guarantee or your money back* IDX Identity and Privacy works around the clock to monitor your personal information and with the IDX Identity mobile app you’ll have access to your identity protection wherever you go. The IDX Identity and Privacy mobile app allows you to: • Activate and manage the monitoring services that are part of your subscription • Receive alerts and notifications • Report suspicious activity • Lock and unlock your credit report with the push of a button** • Get your monthly credit score** *Recovery Guarantee We will refund up to one year of fees that you have paid us for the Services if we fail to have removed all adverse matters posted to your record resulting from an identity theft evert within one year after your reported the event to us, provided you follow the procedures that we provide for addressing adverse matters, and provided you have enrolled in the Services prior to the identity theft event. *$1 Million Insurance Provides reimbursement for out-of-pocket expenses related to addressing the restoration of your identity. Expenses must be reported within 90 days. Stolen Funds cover principal amount incurred by the insured and caused by an unauthorized electronic fund transfer excluding any amount for which the insured received reimbursement from another source. **Requires IDX Complete subscription

About

SpendChart

Features
Read full description

No email signups. No connecting to banks. Just scanning receipts. All scanned data stays on your device, locally. You only share with family via email, if you choose to. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://openmediallc.us/privacy-spend-chart

Screenshots

IDX4 screens
SpendChart4 screens

Verdict

The call

The clearest difference is in-app purchases: IDX at none against SpendChart's 1. IDX also leads on iOS requirement (12.0 vs 15.0). SpendChart's advantage is update cadence (every 10 days vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendChart sells 1 in-app purchase, starting at $1.99 per month. IDX asks for nothing beyond the download.

UpkeepUpdate frequency

IDX ships an update every 3 months, SpendChart every 10 days. The most recent releases landed on November 2, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
IDX versus SpendChart: the parameters behind the verdict, then further details
ParameterIDXSpendChart
PriceFreeFree
Rating2.4 (109 ratings) — better—
Positive reviews7.7% of reviews—
Number of ratings109 — better—
Update frequencyEvery 3 monthsEvery 10 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationSubscription—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size41 MB12 MB
Age rating4+4+
DeveloperID ExpertsOpenMedia USA LLC

Bugs and requests

IDX

Reported bugs

8 issues
  • Endless spinning wheel on login
  • Cannot log in with correct credentials
  • App won't open after login
  • Login issues with third-party authentication
  • App shows no data beyond welcome messages
Show 3 more
  • Inability to verify identity
  • No alerts received
  • Limited functionality compared to screenshots

Requested features

5 requests
  • Allow OPM users to log in
  • Fix app to work with website login
  • Provide actual monitoring and data removal services
  • Improve customer support responsiveness
  • Enable full functionality shown in screenshots

SpendChart

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

IDX

No in-app purchases

1 purchases

SpendChart

Subscriptions1
  • SpendChart Plus1 Month trial$1.991 Month

Questions

Is IDX free?
IDX is free to download, with no in-app purchases.
Is SpendChart free?
SpendChart is free to download, with in-app purchases available.
Do IDX or SpendChart have ads?
Neither IDX nor SpendChart shows ads.
Which is updated more often, IDX or SpendChart?
IDX ships an update every 3 months, and SpendChart every 10 days. Most recently, IDX was updated on November 2, 2026 and SpendChart on October 24, 2026.

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