Billys Cafe vs Solid

Billy's Cafe enables you to purchase your caffeine boost using the most secure payment process. If you are the one who is purchasing the coffee, then you never have to prove it as the new Cardinal Commerce Authentication with 3DS takes care of that, just enjoy your coffee. Reach out to your CardinalCommerce Client Manager with any questions you have.

Solid is the stablecoin savings app that puts your money to work. Deposit USDC, earn up to 8% yield on your stablecoins automatically, and spend your earnings anywhere with the Solid card. EARN ON YOUR STABLECOINS • Deposit USDC and earn competitive stablecoin yield, compounding daily • No lock-ups, no staking, no maintenance — your savings grow 24/7 • Institutional-grade, risk-adjusted DeFi yield strategies • Track deposits, earnings, and P&L in real time A SMARTER SAVINGS ACCOUNT Traditional savings accounts pay close to 0%. Solid turns your dollars into digital dollars (USDC stablecoins), so your savings earn real yield around the clock — like a high-yield savings account where the money stays in your control. SPEND WHILE YOU EARN — THE SOLID CARD • Use the Solid crypto card at 200M+ merchants worldwide • 3% cashback on every card purchase • Apple Pay and Google Pay supported • Freeze your card anytime, set limits, get instant payment alerts SELF-CUSTODY WALLET, BANK-GRADE SECURITY • Non-custodial smart wallet — your keys, your crypto • Passkey sign-in: no passwords, no seed phrases • Two-factor protection and real-time fraud monitoring • Simple, secure recovery if you lose your device CRYPTO WITHOUT THE COMPLEXITY • Send and receive crypto with zero fees, gasless • Earn rewards when friends join and start saving Whether you want a stablecoin wallet that earns while you sleep, a crypto savings account that beats the bank, or a crypto card that gives cashback on every purchase — Solid is one app for earning, saving, and spending your money. Download Solid and put your USDC to work today.