Solid vs Hyperbeat Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Solid
Earn competitive yields on your stablecoins through secure DeFi strategies, combined with the safety of traditional banking. Access your funds instantly via a virtual debit card and track all activity with full transparency.
- Smart Savings Vaults for stablecoins
- Bank-grade security with multi-signature wallets
- Instant virtual debit card top-up
- Real-time activity tracking
- Referral rewards program
- Non-custodial vault architecture
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Solid is the stablecoin savings app that puts your money to work. Deposit USDC, earn up to 8% yield on your stablecoins automatically, and spend your earnings anywhere with the Solid card. EARN ON YOUR STABLECOINS • Deposit USDC and earn competitive stablecoin yield, compounding daily • No lock-ups, no staking, no maintenance — your savings grow 24/7 • Institutional-grade, risk-adjusted DeFi yield strategies • Track deposits, earnings, and P&L in real time A SMARTER SAVINGS ACCOUNT Traditional savings accounts pay close to 0%. Solid turns your dollars into digital dollars (USDC stablecoins), so your savings earn real yield around the clock — like a high-yield savings account where the money stays in your control. SPEND WHILE YOU EARN — THE SOLID CARD • Use the Solid crypto card at 200M+ merchants worldwide • 3% cashback on every card purchase • Apple Pay and Google Pay supported • Freeze your card anytime, set limits, get instant payment alerts SELF-CUSTODY WALLET, BANK-GRADE SECURITY • Non-custodial smart wallet — your keys, your crypto • Passkey sign-in: no passwords, no seed phrases • Two-factor protection and real-time fraud monitoring • Simple, secure recovery if you lose your device CRYPTO WITHOUT THE COMPLEXITY • Send and receive crypto with zero fees, gasless • Earn rewards when friends join and start saving Whether you want a stablecoin wallet that earns while you sleep, a crypto savings account that beats the bank, or a crypto card that gives cashback on every purchase — Solid is one app for earning, saving, and spending your money. Download Solid and put your USDC to work today.
Hyperbeat Pay
Manage digital assets and spend globally with a crypto-backed Visa card. Securely access funds using passkey technology and track spending with detailed analytics. Convert stablecoins to a flexible savings balance.
- Crypto-backed Visa card
- Passkey security
- Multi-chain crypto deposits
- Savings balance
- Spending analytics
- Portfolio dashboard
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Hyperbeat: Crypto Wallet & Card Hyperbeat is a self-custodial crypto wallet and spending app. Manage your digital assets and spend anywhere in the world with a crypto-backed Visa card, secured by a passkey with no seed phrases required. Crypto-Backed Visa Card: Fund your card with the crypto assets already in your portfolio and spend at any merchant worldwide. Switch between credit and debit spending modes, set your own spending cap, and freeze or unfreeze your card instantly from the app. Earn cashback on every purchase, with tiered boosters for active users. Passkey Security: No Seed Phrases Your assets stay in your control at all times. Sign in with a passkey, the same technology that secures your Apple ID, instead of a 12-word seed phrase. No custodian holds your funds. Multi-Chain Deposits: Deposit over 15 crypto assets from any major blockchain. Connect an external wallet via WalletConnect, bridge from Arbitrum, Base, or Ethereum, or send directly from a hardware wallet. Supported assets include USDC, USDT, ETH, BTC, SOL, HYPE, and more. Savings Balance: Convert your stablecoins into a savings balance that works for you automatically. Withdraw any time with no lock-up. Spending Analytics: Track your card spend by category: groceries, dining, transport, entertainment, and more. View top merchants, cashback earned, and spending trends over 7, 30, or 90 days. Portfolio Dashboard: View your complete portfolio in one place. Track your balance history over time with interactive charts and see exactly how your assets are allocated. Quick Identity Verification: Verify your identity in under 5 minutes to unlock your card and full account features.
Screenshots
Verdict
The clearest difference is update cadence: Solid at every 8 days against Hyperbeat Pay's every 3 weeks. Solid also leads on iOS requirement (16.0 vs 26.0). Hyperbeat Pay's advantage is monetization model (free vs ad-supported). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.0 for Solid against 3.0 for Hyperbeat Pay. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
Solid ships an update every 8 days, Hyperbeat Pay every 3 weeks. The most recent releases landed on September 19, 2026 and August 31, 2026 respectively.
| Parameter | Solid | Hyperbeat Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (4 ratings) | 3.0 (2 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 4 — better | 2 |
| Update frequency | Every 8 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 213 MB | 156 MB |
| Age rating | 4+ | 4+ |
| Developer | Solid Superapp LLC | Beater FND |
Customer experience
Solid
Hyperbeat Pay
In-app purchases
Solid
No in-app purchases
Hyperbeat Pay
No in-app purchases









