Comparison

Hyperbeat Pay vs Cashi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hyperbeat Pay

Manage digital assets and spend globally with a crypto-backed Visa card. Securely access funds using passkey technology and track spending with detailed analytics. Convert stablecoins to a flexible savings balance.

Highlights
  • Crypto-backed Visa card
  • Passkey security
  • Multi-chain crypto deposits
  • Savings balance
  • Spending analytics
  • Portfolio dashboard
Features
Read full description

Hyperbeat: Crypto Wallet & Card Hyperbeat is a self-custodial crypto wallet and spending app. Manage your digital assets and spend anywhere in the world with a crypto-backed Visa card, secured by a passkey with no seed phrases required. Crypto-Backed Visa Card: Fund your card with the crypto assets already in your portfolio and spend at any merchant worldwide. Switch between credit and debit spending modes, set your own spending cap, and freeze or unfreeze your card instantly from the app. Earn cashback on every purchase, with tiered boosters for active users. Passkey Security: No Seed Phrases Your assets stay in your control at all times. Sign in with a passkey, the same technology that secures your Apple ID, instead of a 12-word seed phrase. No custodian holds your funds. Multi-Chain Deposits: Deposit over 15 crypto assets from any major blockchain. Connect an external wallet via WalletConnect, bridge from Arbitrum, Base, or Ethereum, or send directly from a hardware wallet. Supported assets include USDC, USDT, ETH, BTC, SOL, HYPE, and more. Savings Balance: Convert your stablecoins into a savings balance that works for you automatically. Withdraw any time with no lock-up. Spending Analytics: Track your card spend by category: groceries, dining, transport, entertainment, and more. View top merchants, cashback earned, and spending trends over 7, 30, or 90 days. Portfolio Dashboard: View your complete portfolio in one place. Track your balance history over time with interactive charts and see exactly how your assets are allocated. Quick Identity Verification: Verify your identity in under 5 minutes to unlock your card and full account features.

About

Cashi

This app allows you to pay, send, and transfer cryptocurrency globally using a secure virtual card. It offers a seamless experience for everyday payments with stablecoins, integrating with digital wallets for contactless transactions.

Highlights
  • Global crypto card for payments
  • Spend stablecoins (USDT, USDC)
  • Add to Google Pay and Apple Pay
  • Fast crypto transfers
  • Multi-currency wallet
  • Smart spending controls
  • Real-time transaction tracking
Features
Read full description

Spend your stablecoins and crypto worldwide. Cashi is a global spending card that lets you use stablecoins like USDC and USDT, plus crypto including Bitcoin (BTC), ETH, and SOL, for everyday purchases. Complete verification in under 3 minutes to get your free virtual visa crypto card, then pay online, in store worldwide, or with Google Pay. Choose the order you want to spend your assets, and Cashi takes care of the rest at checkout. • Spend anywhere Visa is accepted. Use your free virtual Cashi Visa card for online shopping, in-store purchases worldwide, and Google Pay. • Choose what you spend first. Set your preferred spending order across supported assets, whether that's stablecoins or you'd rather pay bitcoin first. Cashi uses that order automatically when you check out. • Cash in and cash out in 20+ currencies. Move between supported local currencies and USDC or USDT when you need to. • Hold multiple assets easily. Keep USDC, USDT, BTC, ETH, and SOL in one crypto card wallet, ready to spend anytime. • 3-2-1 Cashback. Earn up to 3% cashback on eligible subscriptions, 2% on eligible online and e-commerce purchases, and 1% on eligible travel purchases. • Send money your way. Send money to other Cashi users for free, or transfer supported digital assets to external wallets across 7+ networks. • Stay in control. Set spending limits, approve payments, receive transaction alerts, and freeze or unfreeze your visa crypto card anytime. Download Cashi today and experience the future of borderless crypto payments. Website: https://cashi.com/ Email: support@cashi.com Facebook: https://www.facebook.com/cashiglobal Instagram: https://www.instagram.com/cashiglobal/ Linkedin: https://www.linkedin.com/company/cashiglobal Telegram: https://t.me/cashi X: https://x.com/cashi Youtube: https://www.youtube.com/@cashiglobal

Screenshots

Hyperbeat Pay4 screens
Cashi4 screens

Verdict

The call

The clearest difference is review sentiment: Cashi at 67% against Hyperbeat Pay's 0%. Cashi also leads on rating (4.4 vs 2.8) and update cadence (every 6 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cashi holds the better App Store score, 4.4 against 2.8. Both are backed by a comparable volume of ratings — 4 and 7 respectively. Written reviews point the same way: 0% of Hyperbeat Pay's written reviews are positive against 67% of Cashi's.

UpkeepUpdate frequency

Hyperbeat Pay ships an update every 3 weeks, Cashi every 6 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Hyperbeat Pay versus Cashi: the parameters behind the verdict, then further details
ParameterHyperbeat PayCashi
PriceFreeFree
Rating2.8 (4 ratings)4.4 (7 ratings) — better
Positive reviews0.0% of reviews66.7% of reviews — better
Number of ratings47 — better
Update frequencyEvery 3 weeksEvery 6 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS26.016.4 — better
Further details — not scored
Size141 MB113 MB
Age rating4+4+
DeveloperBeater FNDCashi Limited

Customer experience

Hyperbeat Pay

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Cashi

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

Hyperbeat Pay

No in-app purchases

None

Cashi

No in-app purchases

Questions

Is Hyperbeat Pay free?
Hyperbeat Pay is free to download, with no in-app purchases.
Is Cashi free?
Cashi is free to download, with no in-app purchases.
Which has better reviews, Hyperbeat Pay or Cashi?
Cashi is rated higher. Hyperbeat Pay averages 2.8 out of 5 from 4 ratings, while Cashi averages 4.4 from 7 ratings.
Do Hyperbeat Pay or Cashi have ads?
Neither Hyperbeat Pay nor Cashi shows ads.
Which is updated more often, Hyperbeat Pay or Cashi?
Hyperbeat Pay ships an update every 3 weeks, and Cashi every 6 days. Most recently, Hyperbeat Pay was updated on October 24, 2026 and Cashi on October 25, 2026.

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