Comparison

Pulsar Money vs Hyperbeat Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pulsar Money

Manage multiple currencies, including stablecoins, in a single application. Make everyday purchases with a virtual card and earn rewards. Explore digital assets and access premium features with an optional subscription.

Highlights
  • Multi-currency management (USD, EUR, stablecoins)
  • Virtual card for everyday purchases
  • Earn Points for cashback
  • Send and receive payments
  • On-chain finance with Invest
  • Optional Pro subscription for enhanced rewards
Features
Read full description

Pulsar lets you manage USD, EUR and stablecoins in one app. Pay for everyday purchases with a virtual card and earn Points for cashback. Pay with your virtual card Use your card for everyday purchases and subscriptions. Manage your card and follow your payment history in the app. Send and receive USD, EUR, and stablecoins Send and receive payments using account details in your name. You can also deposit stablecoins into Pulsar. Earn Points and get cashback Card spending, quests and campaigns can earn Pulsar Points. Track your Points balance and redeem them for cashback. Redemption can cover up to 100% of a qualifying purchase. Explore onchain finance with Invest Browse digital assets, view prices and trade through Pulsar Invest without switching to a separate app. Get more with Pulsar Pro Pulsar Pro is an optional paid subscription with higher card rewards and partner offers. Compare plan benefits and review subscription terms in the app. Account details, cards and other features depend on your country and verification status. Fees and limits apply. Digital assets can lose value. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Hyperbeat Pay

Manage digital assets and spend globally with a crypto-backed Visa card. Securely access funds using passkey technology and track spending with detailed analytics. Convert stablecoins to a flexible savings balance.

Highlights
  • Crypto-backed Visa card
  • Passkey security
  • Multi-chain crypto deposits
  • Savings balance
  • Spending analytics
  • Portfolio dashboard
Features
Read full description

Hyperbeat: Crypto Wallet & Card Hyperbeat is a self-custodial crypto wallet and spending app. Manage your digital assets and spend anywhere in the world with a crypto-backed Visa card, secured by a passkey with no seed phrases required. Crypto-Backed Visa Card: Fund your card with the crypto assets already in your portfolio and spend at any merchant worldwide. Switch between credit and debit spending modes, set your own spending cap, and freeze or unfreeze your card instantly from the app. Earn cashback on every purchase, with tiered boosters for active users. Passkey Security: No Seed Phrases Your assets stay in your control at all times. Sign in with a passkey, the same technology that secures your Apple ID, instead of a 12-word seed phrase. No custodian holds your funds. Multi-Chain Deposits: Deposit over 15 crypto assets from any major blockchain. Connect an external wallet via WalletConnect, bridge from Arbitrum, Base, or Ethereum, or send directly from a hardware wallet. Supported assets include USDC, USDT, ETH, BTC, SOL, HYPE, and more. Savings Balance: Convert your stablecoins into a savings balance that works for you automatically. Withdraw any time with no lock-up. Spending Analytics: Track your card spend by category: groceries, dining, transport, entertainment, and more. View top merchants, cashback earned, and spending trends over 7, 30, or 90 days. Portfolio Dashboard: View your complete portfolio in one place. Track your balance history over time with interactive charts and see exactly how your assets are allocated. Quick Identity Verification: Verify your identity in under 5 minutes to unlock your card and full account features.

Screenshots

Pulsar Money4 screens
Hyperbeat Pay4 screens

Verdict

The call

The clearest difference is review sentiment: Pulsar Money at 100% against Hyperbeat Pay's 0%. Pulsar Money also leads on rating (4.2 vs 2.8) and update cadence (every 2 days vs every 3 weeks). Hyperbeat Pay's advantage is in-app purchases (none vs 2). On price, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pulsar Money sells 2 in-app purchases, starting at $9.99 per month. Hyperbeat Pay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Pulsar Money holds the better App Store score, 4.2 against 2.8. Both are backed by a comparable volume of ratings — 5 and 5 respectively. Written reviews point the same way: 100% of Pulsar Money's written reviews are positive against 0% of Hyperbeat Pay's.

UpkeepUpdate frequency

Pulsar Money ships an update every 2 days, Hyperbeat Pay every 3 weeks. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.

Scorecard6 real differences · 4 level
Pulsar Money versus Hyperbeat Pay: the parameters behind the verdict, then further details
ParameterPulsar MoneyHyperbeat Pay
PriceFreeFree
Rating4.2 (5 ratings) — better2.8 (5 ratings)
Positive reviews100.0% of reviews — better0.0% of reviews
Number of ratings55
Update frequencyEvery 2 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better26.0
Further details — not scored
Size144 MB141 MB
Age rating17+4+
DeveloperPulsar Money SRLBeater FND

Customer experience

Pulsar Money

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Hyperbeat Pay

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

2 purchases

Pulsar Money

Subscriptions2
  • Pulsar Money Pro$9.991 Month
  • Pulsar Money Pro$99.991 Year
None

Hyperbeat Pay

No in-app purchases

Questions

Is Pulsar Money free?
Pulsar Money is free to download, with in-app purchases available.
Is Hyperbeat Pay free?
Hyperbeat Pay is free to download, with no in-app purchases.
Which has better reviews, Pulsar Money or Hyperbeat Pay?
Pulsar Money is rated higher. Pulsar Money averages 4.2 out of 5 from 5 ratings, while Hyperbeat Pay averages 2.8 from 5 ratings.
Do Pulsar Money or Hyperbeat Pay have ads?
Neither Pulsar Money nor Hyperbeat Pay shows ads.
Which is updated more often, Pulsar Money or Hyperbeat Pay?
Pulsar Money ships an update every 2 days, and Hyperbeat Pay every 3 weeks. Most recently, Pulsar Money was updated on November 9, 2026 and Hyperbeat Pay on November 5, 2026.

Other comparisons