Pulsar Money vs Hyperbeat Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pulsar Money
Get early access to a new financial app designed to simplify the transition between traditional currency and cryptocurrencies. Reserve your username, climb the waitlist by inviting friends, and explore a live demo before the official launch.
- Early access waitlist
- Username reservation
- Invite friends to climb list
- Live demo preview
- Fiat and crypto transition
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Pulsar Money is coming and this is your early pass. Reserve your username, claim your spot on the waitlist, and get a first look at what we're building: a simpler way to move between fiat and crypto. INVITE FRIENDS, CLIMB THE LIST Share your personal invite link. Every friend who joins moves you higher up the waitlist and closer to full access. PREVIEW WHAT'S COMING Explore a live demo of the Pulsar Money experience while we prepare for launch. Sign up with email. Claim your name. Start inviting. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Hyperbeat Pay
Manage digital assets and spend globally with a crypto-backed Visa card. Securely access funds using passkey technology and track spending with detailed analytics. Convert stablecoins to a flexible savings balance.
- Crypto-backed Visa card
- Passkey security
- Multi-chain crypto deposits
- Savings balance
- Spending analytics
- Portfolio dashboard
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Hyperbeat: Crypto Wallet & Card Hyperbeat is a self-custodial crypto wallet and spending app. Manage your digital assets and spend anywhere in the world with a crypto-backed Visa card, secured by a passkey with no seed phrases required. Crypto-Backed Visa Card: Fund your card with the crypto assets already in your portfolio and spend at any merchant worldwide. Switch between credit and debit spending modes, set your own spending cap, and freeze or unfreeze your card instantly from the app. Earn cashback on every purchase, with tiered boosters for active users. Passkey Security: No Seed Phrases Your assets stay in your control at all times. Sign in with a passkey, the same technology that secures your Apple ID, instead of a 12-word seed phrase. No custodian holds your funds. Multi-Chain Deposits: Deposit over 15 crypto assets from any major blockchain. Connect an external wallet via WalletConnect, bridge from Arbitrum, Base, or Ethereum, or send directly from a hardware wallet. Supported assets include USDC, USDT, ETH, BTC, SOL, HYPE, and more. Savings Balance: Convert your stablecoins into a savings balance that works for you automatically. Withdraw any time with no lock-up. Spending Analytics: Track your card spend by category: groceries, dining, transport, entertainment, and more. View top merchants, cashback earned, and spending trends over 7, 30, or 90 days. Portfolio Dashboard: View your complete portfolio in one place. Track your balance history over time with interactive charts and see exactly how your assets are allocated. Quick Identity Verification: Verify your identity in under 5 minutes to unlock your card and full account features.
Screenshots
Verdict
The clearest difference is review sentiment: Pulsar Money at 100% against Hyperbeat Pay's 0%. Pulsar Money also leads on rating (4.2 vs 3.0) and update cadence (every 3 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pulsar Money holds the better App Store score, 4.2 against 3.0. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews point the same way: 100% of Pulsar Money's written reviews are positive against 0% of Hyperbeat Pay's.
Pulsar Money ships an update every 3 days, Hyperbeat Pay every 3 weeks. The most recent releases landed on October 22, 2026 and October 16, 2026 respectively.
| Parameter | Pulsar Money | Hyperbeat Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) — better | 3.0 (4 ratings) |
| Positive reviews | 100.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 5 — better | 4 |
| Update frequency | Every 3 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.4 — better | 26.0 |
| Further details — not scored | ||
| Size | 135 MB | 141 MB |
| Age rating | 17+ | 4+ |
| Developer | Pulsar Money SRL | Beater FND |
Customer experience
Pulsar Money
Hyperbeat Pay
In-app purchases
Pulsar Money
No in-app purchases
Hyperbeat Pay
No in-app purchases






