Spentra vs Nursa Direct

A complete pay access solution designed to improve financial stability. Get early access to earned wages anytime, anywhere. Money Earned® from Spentra is an employer-sponsored benefit. It was designed from the ground up to provide employees with a better option to get and manage their pay. Money Earned® is our proprietary patented product that allows you instant access to up to 50% of your already earned net wages in advance of your paycheck date. Your money is sent directly to your own debit card or bank account. If your employer already offers Spentra, just download the app, link your debit card or bank account, and begin to manage the money you know you have. If your employer does not currently offer Spentra, just have them contact us at info@spentra.com and we will be glad to make that happen. Take control of your money and align what matters to you…today. MANAGE YOUR PAY FROM THE SPENTRA APP Enroll in minutes directly from the app Link your own debit card and bank account Choose how you receive your money: to your debit card or to your bank account See your available earned wages anytime Review your transfer history in the app Friendly and responsive customer support Our patented benefit, Money Earned® *Standard message and data rates from your wireless service provider may apply. The Money Earned® service is provided by Spentra, LLC. See the app for terms and any applicable fees.

Get paid faster. Nursa Direct, powered by Branch, is a business debit Mastercard and bank account* designed to pay you faster—built exclusively for clinicians who use the Nursa App. You can use it to pay for purchases at thousands of locations. Fast and free digital payments: Payments for eligible Shift Reports go directly to your Nursa Direct app instantly after submitting—free of charge. Fee-free access to your pay: No minimum balance, no credit check, no overdraft fees. Save, spend, or send as you choose: Use your Nursa Direct card to shop online, pay bills, make everyday purchases like gas or groceries, and more. Add your Nursa Direct card to Apple Pay for tap-to-pay convenience. You can also withdraw cash for free at 55,000 ATMs** or send your money to other bank accounts for free***. Tackle bills and unexpected expenses with ease: Utilize free financial tools like personalized spending insights, upcoming bill alerts, and more. Set aside funds for a rainy day: Faster pay gives you the flexibility to cover living expenses and set aside money for your savings goals. Start saving a little each month towards an emergency fund, a family vacation, or any other financial goal you may have. Sign up now! Disclosures *Banking services are provided by Evolve Bank & Trust, Member FDIC. Nursa Direct, powered by Branch, is a Mastercard debit card and account issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted subject to certain restrictions, local laws, and regulations. Nursa, Inc. is not the provider of any banking service, any service outlined herein, or any service provided by Branch, Evolve Bank & Trust, or their affiliates. Nursa, Inc. is not responsible for any service outlined herein or that may be provided by Branch, Evolve Bank & Trust, or their affiliates. Your participation and use of any service or banking service provided by Branch, Evolve Bank & Trust, or their affiliates is completely voluntary, and you assume all risks associated with such use. **Branch partners with Allpoint Network to provide up to 8 free ATM transactions per month at over 55,000 ATMs. A $2 fee will apply per transaction after 8 transactions until the next month. You may incur a fee by withdrawing funds from an ATM outside the Allpoint network. You may use the ATM Locator within the Nursa Direct app to ensure that you are using an ATM within the Allpoint Network. ***There is no cost to use the app or Nursa Direct debit card. However, you may incur a small fee if you choose instant transfer of funds from the Nursa Direct account to an external debit card or account. Any fee assessed is not the action of Nursa, Inc. and is solely the result of your use of a service provided by Branch, Evolve Bank & Trust, or their affiliates.