Comparison

GBIDirect Mobile Token vs CMIplus Go

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

GBIDirect Mobile Token

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GarantiBank International N.V.โ€™s Mobile Token App enables a sleek, fast and secure login experience. With Mobile Token App , you can sign in to GarantiBank International N.V.โ€™s Corporate Internet Banking Service (GBIDirect) securely. You can also authenticate your online transactions in a faster, convenient and secure manner. GBIDirect is the Corporate Internet Banking Service of GarantiBank International N.V. that allows you secure access to your products on your smart phone, computer or tablet. GBIDirect enables you to perform all your payment transactions, track your income and expenditures instantly, anywhere you want. If you are a GMS customer, you can view and confirm your transactions. To be a GBIDirect user, all you need is to generate a Mobile Token password and/or Touch ID and activate your account via GBI Internet Banking Help Desk.

About

CMIplus Go

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CMIplus Go โ€“ simple and secure for your daily banking and transaction signing. CMIplus Go provides you all features you need for your efficient daily banking, including a comprehensive overview of your transactions. Stay updated on your account anytime, anywhere, and use the flexibility of mobile transaction authorization for an efficient banking experience. For further information please contact your RBI Cash Management.

Screenshots

GBIDirect Mobile Token4 screens
CMIplus Go4 screens

Verdict

The call

GBIDirect Mobile Token and CMIplus Go are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

GBIDirect Mobile Token ships an update every 7 months, CMIplus Go every 11 months. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.

ScorecardNo meaningful differences
GBIDirect Mobile Token versus CMIplus Go: the parameters behind the verdict, then further details
ParameterGBIDirect Mobile TokenCMIplus Go
PriceFreeFree
Update frequencyEvery 7 months โ€” betterEvery 11 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details โ€” not scored
Size52 MB37 MB
Age rating4+4+
DeveloperGarantibank International N.V.Raiffeisen Bank International AG

In-app purchases

None

GBIDirect Mobile Token

No in-app purchases

None

CMIplus Go

No in-app purchases

Questions

Is GBIDirect Mobile Token free?
GBIDirect Mobile Token is free to download, with no in-app purchases.
Is CMIplus Go free?
CMIplus Go is free to download, with no in-app purchases.
Do GBIDirect Mobile Token or CMIplus Go have ads?
Neither GBIDirect Mobile Token nor CMIplus Go shows ads.
Which is updated more often, GBIDirect Mobile Token or CMIplus Go?
GBIDirect Mobile Token ships an update every 7 months, and CMIplus Go every 11 months. Most recently, GBIDirect Mobile Token was updated on October 26, 2026 and CMIplus Go on October 30, 2026.

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