Comparison

JNC Simple vs El Paso Electric

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JNC Simple

Features
Read full description

Home buying can be a daunting task! Find out how much home buying power you have! After you find your dream home, use our app to make a formal application, get updates and close on your home all from your phone. JNC Simple is a comprehensive app designed to help brand new home buyers from start to finish. - While searching for your home, find out how much buying power you have. o See which loan programs work best for you and get estimates that work with your budget. o Run scenarios with different down payments and programs to see which loans best fit your needs. o Verify with your sales agent amounts for escrows such as taxes and insurance for the best estimates. - After you find the home of your dreams you can make a formal application o Stay organized and submit all of your requested information from your phone. o Get updates on any missing information that may have slipped through the cracks. o Get updates on approvals from underwriters. o Once approved, fulfill any outstanding conditions from your phone. o Achieve the holy grail of borrowing: Get your Clear To Close (CTC). Our borrowers are always our priority and we are always open to improving. Please send any feedback to appfeedback@jncmtg.com. While we do the best we can to approve our borrowers, not everyone gets approved. We are an Equal Opportunity lender and promise to give you our best effort regardless of your circumstances.

About

El Paso Electric

Manage your electricity account, track energy consumption, and receive important alerts like high bill notifications. Access all features conveniently from your smartphone anytime.

Highlights
  • Manage account
  • Monitor energy usage
  • Set up notifications
  • High bill alerts
  • Smartphone access
Features
Read full description

Your El Paso Electric mobile app allows you to manage your account, monitor your energy usage and set up notifications like high bill alerts all from the convenience of your smart phone all day, any day.

Screenshots

JNC Simple4 screens
El Paso Electric4 screens

Verdict

The call

The clearest difference is update cadence: El Paso Electric at every 3 weeks against JNC Simple's every 5 months. JNC Simple's advantage is iOS requirement (12.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

JNC Simple ships an update every 5 months, El Paso Electric every 3 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard2 real differences · 8 level
JNC Simple versus El Paso Electric: the parameters behind the verdict, then further details
ParameterJNC SimpleEl Paso Electric
PriceFreeFree
Rating—1.7 (207 ratings) — better
Positive reviews—6.2% of reviews
Number of ratings—207 — better
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.4 — better15.6
Further details — not scored
Size43 MB24 MB
Age rating4+4+
DeveloperJNC MORTGAGE COMPANY INCMeridian Integration, LLC

In-app purchases

None

JNC Simple

No in-app purchases

None

El Paso Electric

No in-app purchases

Questions

Is JNC Simple free?
JNC Simple is free to download, with no in-app purchases.
Is El Paso Electric free?
El Paso Electric is free to download, with no in-app purchases.
Do JNC Simple or El Paso Electric have ads?
Neither JNC Simple nor El Paso Electric shows ads.
Which is updated more often, JNC Simple or El Paso Electric?
JNC Simple ships an update every 5 months, and El Paso Electric every 3 weeks. Most recently, JNC Simple was updated on November 6, 2026 and El Paso Electric on November 7, 2026.

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