connectIPS vs MyPay Nepal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
connectIPS
This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.
- Link bank accounts
- Payment processing
- Fund transfers
- Creditor payments
- C2G payments
- C2B payments
- P2P payments
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connectIPS is a single payments platform that allows the customers to link their bank account(s) to enable payment processor, fund transfer and creditors payments. An extended product of Nepal Clearing House to support citizen-to-government (C2G), customer-to-business (C2B) and peer-to-peer (P2P) payment transactions directly from/to the bank accounts.
MyPay Nepal
This digital wallet app aims to simplify financial transactions in Nepal with innovative and hassle-free solutions. It focuses on improving customer experience and creating a more secure financial landscape.
- Digital wallet solutions
- Hassle-free financial transactions
- Improved customer experience
- Secure financial landscape
- User-friendly app interface
- Cashback offers
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MyPay (Smart Card Nepal Pvt. Ltd.) is a FinTech company primarily looking to address critical structural digital wallet solutions in Nepal. Our prime focus is to improve customer experience, increase outreach and reduce operational friction effectively. We continuously strive to provide nimble, innovative and hassle-free financial transactions for users of all age group. We wish to create a paradigm shift by shaping customer behavior and effectively improving long term customer experience. Our vision is to create more diverse, secure and stable financial landscape. Our mission is to be less homogeneous than existing incumbent providers and simultaneously improve capabilities and culture. Our core values have been imbibed in our team members and shareholders. "Continuous innovation, technical advancement and permissive payment solutions on your finer-tips" MyPay enables seamless digital experience with its user-friendly app. Apart, MyPay offers you highest cashback (probably). Wallet had never been so fun without MyPay. Registration process: 1. Download MyPay Nepal app. 2. To register, enter your mobile number 3. Enter OTP received in the mobile number you entered. 4. Fill the form and submit 5. Congratulations you have been successfully registered with MyPay. Don’t forget to update your KYC to unlock privileged services Every money saved is money earned. [:mav: 17.0.4]
Screenshots
Verdict
The clearest difference is rating: MyPay Nepal at 3.0 against connectIPS's 2.2. connectIPS's advantage is ratings volume (37 vs 6) and iOS requirement (13 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyPay Nepal holds the better App Store score, 3.0 against 2.2. That said, the two scores are not equally well evidenced: connectIPS has 37 ratings behind it against 6, so its average is the more settled of the two.
connectIPS ships an update every 3 weeks, MyPay Nepal fortnightly. Both last shipped on October 24, 2026.
| Parameter | connectIPS | MyPay Nepal |
|---|---|---|
| Price | Free | Free |
| Rating | 2.2 (37 ratings) | 3.0 (6 ratings) — better |
| Positive reviews | 8.0% of reviews | — |
| Number of ratings | 37 — better | 6 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13 — better | 16.0 |
| Further details — not scored | ||
| Size | 182 MB | 71 MB |
| Age rating | 4+ | 4+ |
| Developer | Nepal Clearing House Ltd. | Smart Card Nepal |
Customer experience
connectIPS
MyPay Nepal
Bugs and requests
connectIPS
Reported bugs
25 issues- App crashing after new update
- App closes when opened after a few days on iOS
- Issue in getting transaction summary
- Cannot log in on iOS 15.3.1, crashes immediately
- Biometric and traditional login not working
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- App crashes upon entering username and password
- Continuously says session expired
- Automatically logs out after login
- App takes a long time to retrieve device ID and notification ID
- Issue with selecting Bank Name of the recipient
- Issues for setting up default device
- OTP comes after five minutes on iOS, valid only for two minutes
- Every login says new Device detected
- EPF payment crashes the app on iPhone Xs on iOS 14.2
- App won't open
- Doesn't work after 2020 Sept 11 update
- White texts on white background
- Cannot see what is typed due to poor contrast
- Creepy UI on dark theme, fonts not visible
- Cannot login via iPhone X
- App keeps spinning and loading forever on iOS
- Titles and fields not rendered, buttons not displayed well on iOS
- Cannot register
- Password selection criteria not accepted
- Shows weak password while creating account
Requested features
8 requests- Add email OTP/verification
- Better international access support
- Add payment of water service
- Improve app performance for device ID retrieval
- Update system for password changes from email
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- Fix font visibility issues on iOS
- Improve UI/UX for text visibility
- Add 'please wait' indicator during login
MyPay Nepal
Not enough reviews yet to summarise bugs or requests.
In-app purchases
connectIPS
No in-app purchases
MyPay Nepal
No in-app purchases
