nBank vs connectIPS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
nBank
This digital banking platform allows users to manage their finances entirely online. Open accounts, complete KYC, pay bills, deposit funds, and apply for loans without visiting a physical branch. Access various services like remittances, mobile top-ups, and payment options directly from the app.
- Digital account opening
- Online KYC completion
- Bill payments
- Money remittance (nRemit)
- Cardless ATM withdrawal (Mobile Cash)
- Loan EMI calculator
- Exchange rate information
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Download the nBank app and revolutionize the way you bank digitally. Your bank in your pocket. nBank, an initiative by Nabil Bank. Simply put, nBank is a 100% digital banking platform. Open an account, complete your KYC, pay your bills, deposit your money, and get loans without stepping into a physical Bank branch. Your banking app personalized just for you. Of course, if you’d like to visit a branch, any one of Nabil Bank’s branches will be more than delighted to serve you with a smile. So, what exactly does nBank have? Check out a few of our features: Not just an app, a Superapp Pay your bills, book flight tickets, calculate your EMI. Without logging in. That’s right. You can access a host of services right from the login page. Swipe the bar at the bottom to reveal plenty of things you can do: • nRemit: Send money from any corner of the world to a Nabil Bank Account • Mobile Cash: Withdraw funds from a Nabil Bank ATM without using a card • Get in Touch: Call, Email, Viber, or book an appointment with a Nabil Bank representative • Topup: Topup your mobile or landline on-the-go • Bills: Pay your Electricity, Water, Internet, and TV Bills • Payments: Make government payments, flight bookings, and insurance payments • Interest Rates: Check out Nabil Bank’s latest Interest Rates for Deposit and Loan Products • EMI Calculator: Plan your loan amount and tenure with the help of our EMI Calculator • Exchange Rate: Check out the Bank’s Exchange Rate for the day …and those are just a few things you can do without logging in. Interested? There’s more. Quick Account Opening Open your bank account within seconds. You know how opening a bank account can be a long and tiring process? Not anymore. If you’re a Nepalese citizen, you can open an account with us in under 30 seconds. Fill up your basic details and you’re ready to go! Use your app with a few transactional limitations. And if you want to unlock the full potential of your account, simply complete your KYC – all from the comfort of your home, office, restaurant, you name it. Digital KYC Complete your KYC online. No Branch visits required. Fill up your Know-Your-Customer details in the app, and attend a virtual KYC session to complete your KYC requirements. You will not need to wait in a physical queue anywhere. We promise. Register with International Number If you’re residing abroad, you can register for the nBank app using your international number and operate your Bank account. You will receive SMS Alerts, OTP notifications, and even news & alerts from Nabil Bank. Remittance made simple Besides sending money within Nepal, customers residing abroad can send money from their international banks directly to a Nabil Bank Account using their Mastercard or Visa Cards by selecting nRemit. All you need to do is fill up a form with the sender and receiver details, along with the amount (in USD) to be sent. The receiver will get the money directly into their Nabil Bank account within seconds. Save, Spend, and Borrow You can do it all at the touch of a button. • View your account statement • Report a disputed transaction • Open a Fixed Deposit • Add your Debit/Credit/Prepaid Cards • Apply for a Virtual iCard for your online USD payments • Go cardless with Mobile Cash • Load your mobile wallets • Pay your bills • Scan a QR Code and pay instantly • Redeem your loyalty points at your favorite restaurant, coffee place, or shop • Schedule your payments • Send money to a Bank Account within Nepal • Add your favorite accounts • Get instant digital loan • Get a Loan Against your Fixed Deposit Simple, Quick, Secure Log in to your app with your faceID (for iOS 10 & above) or touchID without the hassle of passwords or PINs. *Disclosure By downloading the nBank App, you consent to the installation of this app and its future updates and upgrades. You can withdraw your consent at any time by deleting the app from your device.
connectIPS
This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.
- Link bank accounts
- Payment processing
- Fund transfers
- Creditor payments
- C2G payments
- C2B payments
- P2P payments
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connectIPS is a single payments platform that allows the customers to link their bank account(s) to enable payment processor, fund transfer and creditors payments. An extended product of Nepal Clearing House to support citizen-to-government (C2G), customer-to-business (C2B) and peer-to-peer (P2P) payment transactions directly from/to the bank accounts.
Screenshots
Verdict
The clearest difference is rating: nBank at 3.5 against connectIPS's 2.1. nBank also leads on update cadence (weekly vs every 5 weeks) and review sentiment (31% vs 8%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
nBank holds the better App Store score, 3.5 against 2.1. That said, the two scores are not equally well evidenced: nBank has 250 ratings behind it against 36, so its average is the more settled of the two. Written reviews point the same way: 31% of nBank's written reviews are positive against 8% of connectIPS's.
nBank ships an update weekly, connectIPS every 5 weeks. The most recent releases landed on September 21, 2026 and September 24, 2026 respectively.
| Parameter | nBank | connectIPS |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (250 ratings) — better | 2.1 (36 ratings) |
| Positive reviews | 31.4% of reviews — better | 8.0% of reviews |
| Number of ratings | 250 — better | 36 |
| Update frequency | Weekly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13 |
| Further details — not scored | ||
| Size | 180 MB | 44 MB |
| Age rating | 17+ | 4+ |
| Developer | Nabil Bank Ltd. | Nepal Clearing House Ltd Nchl |
Customer experience
nBank
connectIPS
User reviews
nBank
From 250 App Store ratingsWhat we love
- 🚀 Fast and easy to operate
- 👍 User-friendly app with good features
- 🔒 Reliable and secure banking service
- 💡 Convenient all-in-one banking solution
Room to improve
- 🐛 Crashes and performance issues
- 🔍 Missing or limited information in app
- 🔒 Inconvenient security measures
- 🤔 Confusing UI changes with new updates
connectIPS
From 36 App Store ratingsWhat we love
- 👍 Great app for banking transactions
- 👍 Service is awesome
Room to improve
- 🐛 App crashing frequently
- 🐛 Session expired issues
- 🐛 Login problems
- 🐛 App crashes after updates
- 🐛 UI/UX issues with text visibility
Bugs and requests
nBank
Reported bugs
4 issues- Unable to activate deactivated cards
- Issues with adding cards and accessing account information
- Problems with OTP verification and password reset
- App not working properly on WiFi connection
Requested features
4 requests- Add support for Apple Pay, Samsung Pay, and other mobile wallets
- Improve transaction history and statement details
- Provide better support for overseas customers and multiple accounts
- Enhance app stability and reduce crashes
connectIPS
Reported bugs
25 issues- App crashing after new update
- App closes when opened after a few days on iOS
- Issue in getting transaction summary
- Cannot log in on iOS 15.3.1, crashes immediately
- Biometric and traditional login not working
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- App crashes upon entering username and password
- Continuously says session expired
- Automatically logs out after login
- App takes a long time to retrieve device ID and notification ID
- Issue with selecting Bank Name of the recipient
- Issues for setting up default device
- OTP comes after five minutes on iOS, valid only for two minutes
- Every login says new Device detected
- EPF payment crashes the app on iPhone Xs on iOS 14.2
- App won't open
- Doesn't work after 2020 Sept 11 update
- White texts on white background
- Cannot see what is typed due to poor contrast
- Creepy UI on dark theme, fonts not visible
- Cannot login via iPhone X
- App keeps spinning and loading forever on iOS
- Titles and fields not rendered, buttons not displayed well on iOS
- Cannot register
- Password selection criteria not accepted
- Shows weak password while creating account
Requested features
8 requests- Add email OTP/verification
- Better international access support
- Add payment of water service
- Improve app performance for device ID retrieval
- Update system for password changes from email
Show 3 moreShow fewer
- Fix font visibility issues on iOS
- Improve UI/UX for text visibility
- Add 'please wait' indicator during login
In-app purchases
nBank
No in-app purchases
connectIPS
No in-app purchases






