Comparison

nBank vs NIC ASIA MOBANK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

nBank

This digital banking platform allows users to manage their finances entirely online. Open accounts, complete KYC, pay bills, deposit funds, and apply for loans without visiting a physical branch. Access various services like remittances, mobile top-ups, and payment options directly from the app.

Highlights
  • Digital account opening
  • Online KYC completion
  • Bill payments
  • Money remittance (nRemit)
  • Cardless ATM withdrawal (Mobile Cash)
  • Loan EMI calculator
  • Exchange rate information
Features
Read full description

Download the nBank app and revolutionize the way you bank digitally. Your bank in your pocket. nBank, an initiative by Nabil Bank. Simply put, nBank is a 100% digital banking platform. Open an account, complete your KYC, pay your bills, deposit your money, and get loans without stepping into a physical Bank branch. Your banking app personalized just for you. Of course, if you’d like to visit a branch, any one of Nabil Bank’s branches will be more than delighted to serve you with a smile. So, what exactly does nBank have? Check out a few of our features: Not just an app, a Superapp Pay your bills, book flight tickets, calculate your EMI. Without logging in. That’s right. You can access a host of services right from the login page. Swipe the bar at the bottom to reveal plenty of things you can do: • nRemit: Send money from any corner of the world to a Nabil Bank Account • Mobile Cash: Withdraw funds from a Nabil Bank ATM without using a card • Get in Touch: Call, Email, Viber, or book an appointment with a Nabil Bank representative • Topup: Topup your mobile or landline on-the-go • Bills: Pay your Electricity, Water, Internet, and TV Bills • Payments: Make government payments, flight bookings, and insurance payments • Interest Rates: Check out Nabil Bank’s latest Interest Rates for Deposit and Loan Products • EMI Calculator: Plan your loan amount and tenure with the help of our EMI Calculator • Exchange Rate: Check out the Bank’s Exchange Rate for the day …and those are just a few things you can do without logging in. Interested? There’s more. Quick Account Opening Open your bank account within seconds. You know how opening a bank account can be a long and tiring process? Not anymore. If you’re a Nepalese citizen, you can open an account with us in under 30 seconds. Fill up your basic details and you’re ready to go! Use your app with a few transactional limitations. And if you want to unlock the full potential of your account, simply complete your KYC – all from the comfort of your home, office, restaurant, you name it. Digital KYC Complete your KYC online. No Branch visits required. Fill up your Know-Your-Customer details in the app, and attend a virtual KYC session to complete your KYC requirements. You will not need to wait in a physical queue anywhere. We promise. Register with International Number If you’re residing abroad, you can register for the nBank app using your international number and operate your Bank account. You will receive SMS Alerts, OTP notifications, and even news & alerts from Nabil Bank. Remittance made simple Besides sending money within Nepal, customers residing abroad can send money from their international banks directly to a Nabil Bank Account using their Mastercard or Visa Cards by selecting nRemit. All you need to do is fill up a form with the sender and receiver details, along with the amount (in USD) to be sent. The receiver will get the money directly into their Nabil Bank account within seconds. Save, Spend, and Borrow You can do it all at the touch of a button. • View your account statement • Report a disputed transaction • Open a Fixed Deposit • Add your Debit/Credit/Prepaid Cards • Apply for a Virtual iCard for your online USD payments • Go cardless with Mobile Cash • Load your mobile wallets • Pay your bills • Scan a QR Code and pay instantly • Redeem your loyalty points at your favorite restaurant, coffee place, or shop • Schedule your payments • Send money to a Bank Account within Nepal • Add your favorite accounts • Get instant digital loan • Get a Loan Against your Fixed Deposit Simple, Quick, Secure Log in to your app with your faceID (for iOS 10 & above) or touchID without the hassle of passwords or PINs. *Disclosure By downloading the nBank App, you consent to the installation of this app and its future updates and upgrades. You can withdraw your consent at any time by deleting the app from your device.

About

NIC ASIA MOBANK

Manage your bank account digitally and securely from anywhere, anytime. This app offers convenient features like bill payments, fund transfers, and cardless withdrawals, along with exclusive discounts and offers.

Highlights
  • Banking on the go
  • Fund/Money Transfers
  • Utility/Bill Payments
  • Cardless Withdrawal
  • QR Payment
  • Discounts and Offers
Features
Read full description

NIC ASIA's MoBank welcomes you to the world of smart and digital banking. MoBank is NIC ASIA Bank's Official Mobile Banking Application and a Member of Fonepay Network which includes a variety of attractive discounts and offers along with many wondrous features. Banking has never been so simple and easier before. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Bank Account with a fully secure and user-friendly application. Below are the key features of NIC ASIA MoBank: 1. Banking On the Go. 2. IPO apply. 3. Send Remittance. 4. eCommerce Activation. 5. Fixed Deposit. 6. Cardless Withdrawal. 7. Customer Care. 8. Easy Utility/Bill Payments. 9. Convenient Mobile Top Up/Recharge. 10. Fund/Money Transfers Made Easier. 11. QR Payment with QR Code: Scan and Pay. 12. Instant Online and Retail Payment with secured Network. 13. Easy digital banking app. 14. Accessing your Account Information Made Easier. 15. User Friendly, Safe, and Secure using 128-bit SSL encryption. 16. Attractive Discounts at more than 2500+ merchants. 17. Periodical MoBank campaigns with amazing offers. And Many More Exciting Features. How to use this Application? 1. Have a valid account at NIC ASIA Bank. 2. Subscribe to the NIC ASIA Bank's Mobile Banking Service. Go Digital. Smart Banking for Smart People. This Application gets regularly updated with new features for the user's convenience which makes it the best app for online banking. Please share your feedback, query, or any issue associated with MoBank at feedback@nicasiabank.com or call us at our toll-free number- 16600177771 or + 977-01- 5970101.

Screenshots

nBank4 screens
NIC ASIA MOBANK3 screens

Verdict

The call

The clearest difference is rating: NIC ASIA MOBANK at 4.4 against nBank's 3.5. NIC ASIA MOBANK also leads on review sentiment (52% vs 31%) and ratings volume (2.3K vs 250). nBank's advantage is update cadence (weekly vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NIC ASIA MOBANK holds the better App Store score, 4.4 against 3.5. That said, the two scores are not equally well evidenced: NIC ASIA MOBANK has 2.3K ratings behind it against 250, so its average is the more settled of the two. Written reviews point the same way: 31% of nBank's written reviews are positive against 52% of NIC ASIA MOBANK's.

UpkeepUpdate frequency

nBank ships an update weekly, NIC ASIA MOBANK every 3 weeks. The most recent releases landed on September 21, 2026 and September 24, 2026 respectively.

Scorecard4 real differences · 6 level
nBank versus NIC ASIA MOBANK: the parameters behind the verdict, then further details
ParameternBankNIC ASIA MOBANK
PriceFreeFree
Rating3.5 (250 ratings)4.4 (2.3K ratings) — better
Positive reviews31.4% of reviews52.4% of reviews — better
Number of ratings2502.3K — better
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.012.4 — better
Further details — not scored
Size180 MB158 MB
Age rating17+17+
DeveloperNabil Bank Ltd.NIC ASIA Bank Ltd.

Customer experience

nBank

All ratings250 ratings
Positive60.0%
Neutral7.2%
Negative32.8%
Written reviews118 reviews
Positive31.4%
Neutral10.2%
Negative58.5%

NIC ASIA MOBANK

All ratings2,274 ratings
Positive84.7%
Neutral5.9%
Negative9.4%
Written reviews185 reviews
Positive52.4%
Neutral3.2%
Negative44.3%

User reviews

nBank

From 250 App Store ratings

What we love

  • 🚀 Fast and easy to operate
  • 👍 User-friendly app with good features
  • 🔒 Reliable and secure banking service
  • 💡 Convenient all-in-one banking solution

Room to improve

  • 🐛 Crashes and performance issues
  • 🔍 Missing or limited information in app
  • 🔒 Inconvenient security measures
  • 🤔 Confusing UI changes with new updates

NIC ASIA MOBANK

From 2.3K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Smooth transactions
  • 🔒 Trustworthy
  • 💡 Useful for international transfers

Room to improve

  • 🐛 Frequent crashes
  • 🔍 Poor customer service
  • ⏱️ Slow app performance
  • 🔒 Login issues
  • 🤯 Unexpected deductions from account

Bugs and requests

nBank

Reported bugs

4 issues
  • Unable to activate deactivated cards
  • Issues with adding cards and accessing account information
  • Problems with OTP verification and password reset
  • App not working properly on WiFi connection

Requested features

4 requests
  • Add support for Apple Pay, Samsung Pay, and other mobile wallets
  • Improve transaction history and statement details
  • Provide better support for overseas customers and multiple accounts
  • Enhance app stability and reduce crashes

NIC ASIA MOBANK

Reported bugs

4 issues
  • QR code scanning not working
  • App freezes during login
  • Fund transfer feature not functioning
  • Incompatibility with certain devices

Requested features

4 requests
  • Add option to view transaction details
  • Improve notification system
  • Implement cardless cash withdrawal
  • Introduce chat support for customer queries

In-app purchases

None

nBank

No in-app purchases

None

NIC ASIA MOBANK

No in-app purchases

Questions

Is nBank free?
nBank is free to download, with no in-app purchases.
Is NIC ASIA MOBANK free?
NIC ASIA MOBANK is free to download, with no in-app purchases.
Which has better reviews, nBank or NIC ASIA MOBANK?
NIC ASIA MOBANK is rated higher. nBank averages 3.5 out of 5 from 250 ratings, while NIC ASIA MOBANK averages 4.4 from 2.3K ratings.
Do nBank or NIC ASIA MOBANK have ads?
Neither nBank nor NIC ASIA MOBANK shows ads.
Which is updated more often, nBank or NIC ASIA MOBANK?
nBank ships an update weekly, and NIC ASIA MOBANK every 3 weeks. Most recently, nBank was updated on September 21, 2026 and NIC ASIA MOBANK on September 24, 2026.

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