Comparison

NIC ASIA MOBANK vs connectIPS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NIC ASIA MOBANK

Manage your bank account digitally and securely from anywhere, anytime. This app offers convenient features like bill payments, fund transfers, and cardless withdrawals, along with exclusive discounts and offers.

Highlights
  • Banking on the go
  • Fund/Money Transfers
  • Utility/Bill Payments
  • Cardless Withdrawal
  • QR Payment
  • Discounts and Offers
Features
Read full description

NIC ASIA's MoBank welcomes you to the world of smart and digital banking. MoBank is NIC ASIA Bank's Official Mobile Banking Application and a Member of Fonepay Network which includes a variety of attractive discounts and offers along with many wondrous features. Banking has never been so simple and easier before. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Bank Account with a fully secure and user-friendly application. Below are the key features of NIC ASIA MoBank: 1. Banking On the Go. 2. IPO apply. 3. Send Remittance. 4. eCommerce Activation. 5. Fixed Deposit. 6. Cardless Withdrawal. 7. Customer Care. 8. Easy Utility/Bill Payments. 9. Convenient Mobile Top Up/Recharge. 10. Fund/Money Transfers Made Easier. 11. QR Payment with QR Code: Scan and Pay. 12. Instant Online and Retail Payment with secured Network. 13. Easy digital banking app. 14. Accessing your Account Information Made Easier. 15. User Friendly, Safe, and Secure using 128-bit SSL encryption. 16. Attractive Discounts at more than 2500+ merchants. 17. Periodical MoBank campaigns with amazing offers. And Many More Exciting Features. How to use this Application? 1. Have a valid account at NIC ASIA Bank. 2. Subscribe to the NIC ASIA Bank's Mobile Banking Service. Go Digital. Smart Banking for Smart People. This Application gets regularly updated with new features for the user's convenience which makes it the best app for online banking. Please share your feedback, query, or any issue associated with MoBank at feedback@nicasiabank.com or call us at our toll-free number- 16600177771 or + 977-01- 5970101.

About

connectIPS

This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.

Highlights
  • Link bank accounts
  • Payment processing
  • Fund transfers
  • Creditor payments
  • C2G payments
  • C2B payments
  • P2P payments
Features
Read full description

connectIPS is a single payments platform that allows the customers to link their bank account(s) to enable payment processor, fund transfer and creditors payments. An extended product of Nepal Clearing House to support citizen-to-government (C2G), customer-to-business (C2B) and peer-to-peer (P2P) payment transactions directly from/to the bank accounts.

Screenshots

NIC ASIA MOBANK3 screens
connectIPS4 screens

Verdict

The call

The clearest difference is review sentiment: NIC ASIA MOBANK at 52% against connectIPS's 8%. NIC ASIA MOBANK also leads on rating (4.4 vs 2.1) and ratings volume (2.3K vs 36). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NIC ASIA MOBANK holds the better App Store score, 4.4 against 2.1. That said, the two scores are not equally well evidenced: NIC ASIA MOBANK has 2.3K ratings behind it against 36, so its average is the more settled of the two. Written reviews point the same way: 52% of NIC ASIA MOBANK's written reviews are positive against 8% of connectIPS's.

UpkeepUpdate frequency

NIC ASIA MOBANK ships an update every 3 weeks, connectIPS every 5 weeks. Both last shipped on September 24, 2026.

Scorecard3 real differences · 7 level
NIC ASIA MOBANK versus connectIPS: the parameters behind the verdict, then further details
ParameterNIC ASIA MOBANKconnectIPS
PriceFreeFree
Rating4.4 (2.3K ratings) — better2.1 (36 ratings)
Positive reviews52.4% of reviews — better8.0% of reviews
Number of ratings2.3K — better36
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.4 — better13
Further details — not scored
Size158 MB44 MB
Age rating17+4+
DeveloperNIC ASIA Bank Ltd.Nepal Clearing House Ltd Nchl

Customer experience

NIC ASIA MOBANK

All ratings2,274 ratings
Positive84.7%
Neutral5.9%
Negative9.4%
Written reviews185 reviews
Positive52.4%
Neutral3.2%
Negative44.3%

connectIPS

All ratings36 ratings
Positive19.4%
Neutral11.1%
Negative69.4%
Written reviews50 reviews
Positive8.0%
Neutral8.0%
Negative84.0%

User reviews

NIC ASIA MOBANK

From 2.3K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Smooth transactions
  • 🔒 Trustworthy
  • 💡 Useful for international transfers

Room to improve

  • 🐛 Frequent crashes
  • 🔍 Poor customer service
  • ⏱️ Slow app performance
  • 🔒 Login issues
  • 🤯 Unexpected deductions from account

connectIPS

From 36 App Store ratings

What we love

  • 👍 Great app for banking transactions
  • 👍 Service is awesome

Room to improve

  • 🐛 App crashing frequently
  • 🐛 Session expired issues
  • 🐛 Login problems
  • 🐛 App crashes after updates
  • 🐛 UI/UX issues with text visibility

Bugs and requests

NIC ASIA MOBANK

Reported bugs

4 issues
  • QR code scanning not working
  • App freezes during login
  • Fund transfer feature not functioning
  • Incompatibility with certain devices

Requested features

4 requests
  • Add option to view transaction details
  • Improve notification system
  • Implement cardless cash withdrawal
  • Introduce chat support for customer queries

connectIPS

Reported bugs

25 issues
  • App crashing after new update
  • App closes when opened after a few days on iOS
  • Issue in getting transaction summary
  • Cannot log in on iOS 15.3.1, crashes immediately
  • Biometric and traditional login not working
Show 20 more
  • App crashes upon entering username and password
  • Continuously says session expired
  • Automatically logs out after login
  • App takes a long time to retrieve device ID and notification ID
  • Issue with selecting Bank Name of the recipient
  • Issues for setting up default device
  • OTP comes after five minutes on iOS, valid only for two minutes
  • Every login says new Device detected
  • EPF payment crashes the app on iPhone Xs on iOS 14.2
  • App won't open
  • Doesn't work after 2020 Sept 11 update
  • White texts on white background
  • Cannot see what is typed due to poor contrast
  • Creepy UI on dark theme, fonts not visible
  • Cannot login via iPhone X
  • App keeps spinning and loading forever on iOS
  • Titles and fields not rendered, buttons not displayed well on iOS
  • Cannot register
  • Password selection criteria not accepted
  • Shows weak password while creating account

Requested features

8 requests
  • Add email OTP/verification
  • Better international access support
  • Add payment of water service
  • Improve app performance for device ID retrieval
  • Update system for password changes from email
Show 3 more
  • Fix font visibility issues on iOS
  • Improve UI/UX for text visibility
  • Add 'please wait' indicator during login

In-app purchases

None

NIC ASIA MOBANK

No in-app purchases

None

connectIPS

No in-app purchases

Questions

Is NIC ASIA MOBANK free?
NIC ASIA MOBANK is free to download, with no in-app purchases.
Is connectIPS free?
connectIPS is free to download, with no in-app purchases.
Which has better reviews, NIC ASIA MOBANK or connectIPS?
NIC ASIA MOBANK is rated higher. NIC ASIA MOBANK averages 4.4 out of 5 from 2.3K ratings, while connectIPS averages 2.1 from 36 ratings.
Do NIC ASIA MOBANK or connectIPS have ads?
Neither NIC ASIA MOBANK nor connectIPS shows ads.
Which is updated more often, NIC ASIA MOBANK or connectIPS?
NIC ASIA MOBANK ships an update every 3 weeks, and connectIPS every 5 weeks. Most recently, NIC ASIA MOBANK was updated on September 24, 2026 and connectIPS on September 24, 2026.

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