connectIPS vs Money Mitra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
connectIPS
This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.
- Link bank accounts
- Payment processing
- Fund transfers
- Creditor payments
- C2G payments
- C2B payments
- P2P payments
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connectIPS is a single payments platform that allows the customers to link their bank account(s) to enable payment processor, fund transfer and creditors payments. An extended product of Nepal Clearing House to support citizen-to-government (C2G), customer-to-business (C2B) and peer-to-peer (P2P) payment transactions directly from/to the bank accounts.
Money Mitra
This financial tool offers comprehensive insights into stocks, mutual funds, and personal portfolios. It helps users manage budgets, track expenses, and analyze financial status through various modules. Access exclusive content and detailed market analysis with subscription plans.
- Stock market analysis
- Personal portfolio tracking
- Broker recommendations
- Budget planning
- Expense tracking
- Financial status overview
- Content and blogs
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Money Mitra, is a financial tool, that provides information regarding Stocks, Company, Mutual Fund, Economy, Bonds/Debentures and Personal Portfolio. It includes four different modules Guru Mantra, Broker Chirfaad, Vriddhi and Ideapreneur Gyan. Guru Mantra deals with the information of companies and daily personal stock portfolio. Also, we can view the live stock market and daily stock analysis. Broker Chirfaad provides the information regarding the brokers, their daily floorsheet and recommend the best broker based on rating and location. We took the user financial information that includes, Monthly Income, Current Saving, Current Debt, Current Emergency Fund, and Any Insurance Amount. Also inside the app there will be an option where user can add the information of their jewellery, real estate, lending, fixed deposits and current stock holding. Vriddhi, is the application where user can enter the daily budget planning, know their financial status, add spend record. User will enter their daily financial expenses, their monthly income, and savings. Based on these parameters we will suggest them different financial needs. And Ideapreneur Gyan modules deals with the Content and Blogs. MEMBERSHIP SUBSCRIPTION AND TERMS Our users can choose any of our following membership plan: Bull & Shark plans. Payment will be charged to your Apple, Credit Cards accounts. Renewal will be charged within 24-hours prior to the end of the current plan and auto renewal can be turned off at any time by going to your setting in App Store after the purchase. No refunds or cancellation is allowed after the payment & subscription are finalized. No refunds are made for the membership plan that are changed in the middle of the current plan terms and have to pay the full membership amount. https://moneymitra.com/terms-and-condition Terms of Use Some of our app content is only available for paid users. So, if you like them simply subscribe through ApplePlay to confirm a purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 1.1.30]
Screenshots
Verdict
The clearest difference is rating: Money Mitra at 3.4 against connectIPS's 2.2. connectIPS's advantage is in-app purchases (none vs 6) and iOS requirement (13 vs 15.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Mitra sells 6 in-app purchases, starting at $2.99 per month. connectIPS asks for nothing beyond the download.
Money Mitra holds the better App Store score, 3.4 against 2.2. Both are backed by a comparable volume of ratings — 37 and 16 respectively. Written reviews point the same way: 8% of connectIPS's written reviews are positive against 13% of Money Mitra's.
connectIPS ships an update every 5 weeks, Money Mitra every 4 weeks. The most recent releases landed on October 16, 2026 and October 6, 2026 respectively.
| Parameter | connectIPS | Money Mitra |
|---|---|---|
| Price | Free | Free |
| Rating | 2.2 (37 ratings) | 3.4 (16 ratings) — better |
| Positive reviews | 8.0% of reviews | 12.5% of reviews — better |
| Number of ratings | 37 — better | 16 |
| Update frequency | Every 5 weeks | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13 — better | 15.0 |
| Further details — not scored | ||
| Size | 182 MB | 96 MB |
| Age rating | 4+ | 4+ |
| Developer | Nepal Clearing House Ltd. | IDEAPRENEUR NEPAL |
Customer experience
connectIPS
Money Mitra
Bugs and requests
connectIPS
Reported bugs
25 issues- App crashing after new update
- App closes when opened after a few days on iOS
- Issue in getting transaction summary
- Cannot log in on iOS 15.3.1, crashes immediately
- Biometric and traditional login not working
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- App crashes upon entering username and password
- Continuously says session expired
- Automatically logs out after login
- App takes a long time to retrieve device ID and notification ID
- Issue with selecting Bank Name of the recipient
- Issues for setting up default device
- OTP comes after five minutes on iOS, valid only for two minutes
- Every login says new Device detected
- EPF payment crashes the app on iPhone Xs on iOS 14.2
- App won't open
- Doesn't work after 2020 Sept 11 update
- White texts on white background
- Cannot see what is typed due to poor contrast
- Creepy UI on dark theme, fonts not visible
- Cannot login via iPhone X
- App keeps spinning and loading forever on iOS
- Titles and fields not rendered, buttons not displayed well on iOS
- Cannot register
- Password selection criteria not accepted
- Shows weak password while creating account
Requested features
8 requests- Add email OTP/verification
- Better international access support
- Add payment of water service
- Improve app performance for device ID retrieval
- Update system for password changes from email
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- Fix font visibility issues on iOS
- Improve UI/UX for text visibility
- Add 'please wait' indicator during login
Money Mitra
Not enough reviews yet to summarise bugs or requests.
In-app purchases
connectIPS
No in-app purchases
Money Mitra
- Bull Monthly$2.991 Month
- Shark Monthly$4.991 Month
- Bull Yearly$29.991 Year
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- Shark Yearly$49.991 Year
- Bull$3.99
- Shark$4.99








