connectIPS vs Siddhartha Smart Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
connectIPS
This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.
- Link bank accounts
- Payment processing
- Fund transfers
- Creditor payments
- C2G payments
- C2B payments
- P2P payments
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connectIPS is a single payments platform that allows the customers to link their bank account(s) to enable payment processor, fund transfer and creditors payments. An extended product of Nepal Clearing House to support citizen-to-government (C2G), customer-to-business (C2B) and peer-to-peer (P2P) payment transactions directly from/to the bank accounts.
Siddhartha Smart Banking
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Siddhartha Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.
Screenshots
Verdict
The clearest difference is iOS requirement: connectIPS at 13 against Siddhartha Smart Banking's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
connectIPS ships an update every 3 weeks, Siddhartha Smart Banking monthly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.
| Parameter | connectIPS | Siddhartha Smart Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 2.2 (37 ratings) — better | — |
| Positive reviews | 8.0% of reviews | — |
| Number of ratings | 37 — better | — |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13 — better | 15.6 |
| Further details — not scored | ||
| Size | 182 MB | 17 MB |
| Age rating | 4+ | 17+ |
| Developer | Nepal Clearing House Ltd. | MICRO BANKER NEPAL |
Bugs and requests
connectIPS
Reported bugs
25 issues- App crashing after new update
- App closes when opened after a few days on iOS
- Issue in getting transaction summary
- Cannot log in on iOS 15.3.1, crashes immediately
- Biometric and traditional login not working
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- App crashes upon entering username and password
- Continuously says session expired
- Automatically logs out after login
- App takes a long time to retrieve device ID and notification ID
- Issue with selecting Bank Name of the recipient
- Issues for setting up default device
- OTP comes after five minutes on iOS, valid only for two minutes
- Every login says new Device detected
- EPF payment crashes the app on iPhone Xs on iOS 14.2
- App won't open
- Doesn't work after 2020 Sept 11 update
- White texts on white background
- Cannot see what is typed due to poor contrast
- Creepy UI on dark theme, fonts not visible
- Cannot login via iPhone X
- App keeps spinning and loading forever on iOS
- Titles and fields not rendered, buttons not displayed well on iOS
- Cannot register
- Password selection criteria not accepted
- Shows weak password while creating account
Requested features
8 requests- Add email OTP/verification
- Better international access support
- Add payment of water service
- Improve app performance for device ID retrieval
- Update system for password changes from email
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- Fix font visibility issues on iOS
- Improve UI/UX for text visibility
- Add 'please wait' indicator during login
Siddhartha Smart Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
connectIPS
No in-app purchases
Siddhartha Smart Banking
No in-app purchases
Questions
Is connectIPS free?
Is Siddhartha Smart Banking free?
Do connectIPS or Siddhartha Smart Banking have ads?
Which is updated more often, connectIPS or Siddhartha Smart Banking?
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