Qi Services vs APS Iraq
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Qi Services
Securely manage your bank accounts and payment cards. Transfer funds, view statements, and locate nearby services. Block or unblock cards and reset PINs with ease.
- Manage Qi Bank Accounts
- Manage Qi Payment Cards
- Transfer Money
- View Account Statements
- Find Nearby Qi Places
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The new improved Qi Services mobile app is a secure way to manage your Qi Bank Accounts, transfer money, and access your Qi Payment Cards from almost anywhere. The app enables you to: - VIEW AND MANAGE YOUR QI BANK ACCOUNTS. - MANAGE YOUR CARD (BLOCK / UNBLOCK, RESET PIN, REPLACE , RENEW CARD ). - VIEW YOUR ACCOUNT STATEMENTS IN DETAILS. - TRANSFER MONEY FORM YOUR CARDS. - VIEW THE NEAREST QI PLACES AROUND YOU.
APS Iraq
This mobile application provides APS cardholders with a secure and flexible way to access their card information, check balances, and view transactions. It is built with modern technology for a smooth and user-friendly financial management experience.
- Check card information
- View account balance
- Review transaction history
- Secure access
- User-friendly interface
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Arab Payment Services Our mobile application offers APS cardholders a flexible and secure method to check their card information, balance and transactions among many other services, anytime anywhere. Made using the latest technologies in developing financial mobile applications that provide a seamless, interactive and user-friendly experience.
Screenshots
Verdict
The clearest difference is rating: Qi Services at 4.5 against APS Iraq's 3.9. Qi Services also leads on ratings volume (81K vs 325) and review sentiment (48% vs 30%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Qi Services holds the better App Store score, 4.5 against 3.9. That said, the two scores are not equally well evidenced: Qi Services has 81K ratings behind it against 325, so its average is the more settled of the two. Written reviews point the same way: 48% of Qi Services's written reviews are positive against 30% of APS Iraq's.
Qi Services ships an update weekly, APS Iraq every 10 days. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.
| Parameter | Qi Services | APS Iraq |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (81K ratings) — better | 3.9 (325 ratings) |
| Positive reviews | 48.2% of reviews — better | 30.0% of reviews |
| Number of ratings | 81K — better | 325 |
| Update frequency | Weekly — better | Every 10 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 243 MB | 193 MB |
| Age rating | 17+ | 4+ |
| Developer | THE INTERNATIONAL SMART CARD CO. LLC | Arab Payment Services |
Customer experience
Qi Services
APS Iraq
User reviews
Qi Services
From 81K App Store ratingsWhat we love
- 🚀 Bills and Transfers
- 🔒 Trusted security
- 👍 All-in-one tool
- 👍 Recommended by users
Room to improve
- 🐛 Crashes and connection issues
- 🔍 Lack of customer support
- 🔍 Unclear policies and procedures
- 🔍 Inconsistent service quality
- 🔍 Unresponsive to user feedback
APS Iraq
From 325 App Store ratingsWhat we love
- 👍 App design is great
- 👍 Smooth compared to other Iraqi apps
- 👍 Very useful for tracking expenditure
- 👍 Useful for balance and transactions
- 👍 Perfect app
Room to improve
- 🐛 App not working abroad (UK, US, Turkey)
- 🐛 Cannot detect payments from client
- 🐛 Cannot know remaining debts
- 🐛 App does not allow registration as user
- 🐛 App refuses payment of dues
Bugs and requests
Qi Services
Reported bugs
4 issues- Login/account creation issues
- Incompatibility with older devices
- Inconsistent card activation and delivery
- Unreliable transaction tracking and balance display
Requested features
5 requests- Dark mode option
- Ability to delete old notifications
- Alarm sound and multi-tasking settings
- More intuitive user interface
- Ability to view full monthly statement history
APS Iraq
Reported bugs
24 issues- App not working abroad
- Cannot detect payments from client
- Cannot know remaining debts
- App does not allow registration as user
- App refuses payment of dues
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- App does not support Visa card payments
- Cannot know total paid amount for loan
- App and card are full of errors
- App is primitive
- Failed service
- Failed app, disable NFC
- New card not working
- No credibility in dealing, cannot deposit or withdraw
- Problem scanning national ID back code
- Problem after registering information
- Cannot have more than one card
- Poor service
- App is basic, needs work
- App not loading outside Iraq
- Does not open in the US
- Does not support payment from Visa card
- Cannot check balance or transaction history abroad
- App crashes after new update
- App not loading anything outside Iraq
Requested features
10 requests- Support for TBI bank cards
- Support for Development Bank cards
- Add more card support
- Remove restriction of one card per user
- Allow registration as a user
Show 5 moreShow fewer
- Fix app to work abroad
- Fix NFC technology
- Fix scanning national ID back code
- Allow saving a copy for the borrower upon payment
- Support Visa card payments
In-app purchases
Qi Services
No in-app purchases
APS Iraq
No in-app purchases
