Comparison

Daily Costs vs Neocash Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Daily Costs

Easily track your daily income and expenses with a simple interface. View monthly summaries, spending by tag, and interactive charts. Customize tags and export your data.

Highlights
  • Quick record entry
  • Monthly income/spending overview
  • Spending by tag reports
  • Interactive daily/monthly charts
  • Customizable tags
  • Home Screen widget
  • iCloud sync
  • CSV export
Features
Read full description

Daily Costs is a calm way to write down what comes in and what goes out. Add a record in a few taps: amount, tag and date. The Records tab keeps today, yesterday and the rest of the month in a list you can actually read. A month card on top shows income, spending and leftover, so you know where you stand without opening a spreadsheet. Reports stay on purpose small. • Month and year overviews • Leftover, income and spending • Where the money went, by tag • Daily and monthly charts you can tap Tags are yours. Rename one, and existing records follow. Delete a tag from the list, and the name on old records stays. A Home Screen widget shows the current month at a glance. Light, Dark or follow the iPhone. English, Russian or Cantonese — or follow the system. Turn on one decimal if you need tenths; a point or a comma both work. Records are saved on this iPhone first. Turn on iCloud for this app and Daily Costs keeps a cloud copy. Export to CSV when you want a file. No bank login. No ads in the way. Just the numbers you typed.

About

Neocash Mobile

This app offers quick and easy personal loans to Lagos State residents, with amounts ranging from ₦5,000 to ₦5,000,000. Apply in minutes with no collateral or guarantor required for most loans. Funds are credited upon approval, with flexible repayment terms and transparent APR.

Highlights
  • Loan amounts up to ₦5,000,000
  • Flexible repayment tenure
  • Fast loan approval and disbursement
  • No collateral or guarantor required
  • Secure and reliable platform
  • Transparent APR and fees
Features
Read full description

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

Screenshots

Daily Costs3 screens
Neocash Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Neocash Mobile at 14% against Daily Costs's 0%. Neocash Mobile also leads on iOS requirement (15.6 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Daily Costs ships an update fortnightly, Neocash Mobile every 3 weeks. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard2 real differences · 8 level
Daily Costs versus Neocash Mobile: the parameters behind the verdict, then further details
ParameterDaily CostsNeocash Mobile
PriceFreeFree
Rating—3.4 (8 ratings) — better
Positive reviews0.0% of reviews14.3% of reviews — better
Number of ratings—8 — better
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.6 — better
Further details — not scored
Size5 MB159 MB
Age rating4+17+
DeveloperKonstantin SkoblikShephard Trust Bank

Customer experience

Daily Costs

Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

Neocash Mobile

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews14 reviews
Positive14.3%
Neutral7.1%
Negative78.6%

In-app purchases

None

Daily Costs

No in-app purchases

None

Neocash Mobile

No in-app purchases

Questions

Is Daily Costs free?
Daily Costs is free to download, with no in-app purchases.
Is Neocash Mobile free?
Neocash Mobile is free to download, with no in-app purchases.
Do Daily Costs or Neocash Mobile have ads?
Neither Daily Costs nor Neocash Mobile shows ads.
Which is updated more often, Daily Costs or Neocash Mobile?
Daily Costs ships an update fortnightly, and Neocash Mobile every 3 weeks. Most recently, Daily Costs was updated on November 2, 2026 and Neocash Mobile on November 7, 2026.

Other comparisons