SAB Mobile vs ZATCA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SAB Mobile
Manage your personal finances, track spending, and perform banking transactions conveniently. Apply for new products, pay bills, and transfer funds securely from anywhere. Offers account management, budgeting tools, and customer support chat.
- Account management and statements
- Bill payment and government services
- Fund transfers (local & international)
- Credit card and loan applications
- Spending tracking and budgeting
- Virtual card issuance
- Loyalty program access
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Welcome to SAB Mobile - Saudi Awwal Bank Digital Banking Application! Enjoy the ease, privacy and convenience of online personal banking anywhere and anytime with SAB Mobile by Saudi Awwal Bank. Manage your finances, track your spending, transfer funds, explore and apply for our banking products and enjoy many other services, all within one app. To benefit from the app, register or log in using any of the several logging-in methods provided by SAB. SAB Mobile allows you to benefit from many services, including: Account services: • View and manage your accounts • Open new current and saving accounts • Request and download your digital banking documents • Download your e-statements • Share your IBAN SAB Banking Products: • Apply for the best Credit Card for you • Apply for Home Finance • Apply for Personal financing SAB 360° Services to manage your finances: • Track your spending • Build and manage your budgets • Create hashtags to manage your spending • Manage your spending through the Cash Wallet Bill payment/ Government Services: • Add, manage and Pay your bills • Pay your traffic fines • Pay your government services fees • Pay Esal Payments • Bulk Bill Payment Transfers: • Add, activate and manage beneficiaries • Transfer funds between your own SAB accounts • Transfer to any other SAB account • Perform local and international transfers • Mobile Wallet transfers and Cash Out services • Register in instant transfer service and manage your Aliases • Schedule future transfers Card services: • SAB Aqsat program • Apply for Supplementary Card • Apply for Umlaty Card • Issue and view Virtual Cards • Pay Credit Card • Control the Online Payments Limit • Provision your cards into Apple Pay wallet SAB Loyalty Program: • View your points summary • Redeem points and Cashback services • View your earned Qitaf points, Fursan miles and Emirates miles Different log-in Methods: • Username, Password and OTP • Face ID, Touch ID • Quick Access Pin • Digital Secure Key Other assistive services: • SAB Chat service for instant conversations with customer service representatives • SAB Bot service to answer your inquiries about SAB products and services • Messages and complaints service that allows you to inquire about the services provided to you and raise your complaints to be handled by our team SAB Mobile introduces an all-new dashboards concept - a more interactive experience, designed to meet all of your personal banking needs. • Main Dashboard, where you can access your financials and view your cash holding and debt in addition to different category notifications. • Account Dashboard, where you can view all your transactions, access your statements, and share your IBAN. • Bills and Payments Dashboard, where you can manage all your bills, including SADAD bills. • SAB 360° Dashboard, where you can view your overall spend, your budget, your tags and cash wallet.
ZATCA
Manage your zakat and tax profiles with this official government application. Submit declarations, view invoices and certificates, and request refunds securely. Supports Arabic and English languages.
- Submit zakat declarations
- Submit VAT declarations
- View due invoices
- View zakat and tax certificates
- Submit refund requests
- Privacy and information security
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ZATCA, is the official app of The Zakat, Tax and Customs Authority that enables taxpayers to manage their zakat and tax profiles among wide collection of services and benefits, here is the most important benefits: • Submit the estimated zakat declarations. • Submit VAT declarations. • View invoices due. • View zakat and tax certificates. • Submit refund requests. This app protects privacy and information security, users can view all commitments and information related to commercial entities easily and safely. The app supports Arabic and English languages.
Screenshots
Verdict
The clearest difference is review sentiment: SAB Mobile at 62% against ZATCA's 16%. SAB Mobile also leads on rating (4.7 vs 4.3) and ratings volume (9.5K vs 178). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SAB Mobile holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: SAB Mobile has 9.5K ratings behind it against 178, so its average is the more settled of the two. Written reviews point the same way: 62% of SAB Mobile's written reviews are positive against 16% of ZATCA's.
SAB Mobile ships an update monthly, ZATCA fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | SAB Mobile | ZATCA |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (9.5K ratings) — better | 4.3 (178 ratings) |
| Positive reviews | 62.3% of reviews — better | 16.1% of reviews |
| Number of ratings | 9.5K — better | 178 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 253 MB | 351 MB |
| Age rating | 4+ | 4+ |
| Developer | Saudi Awwal Bank | General Authority for Zakat & Tax |
Customer experience
SAB Mobile
ZATCA
Bugs and requests
SAB Mobile
Reported bugs
5 issues- Login screen freezes
- Inability to upload images for complaints
- Rejection button not working for complaints
- Repeated prompts to enable location services
- Incompatibility with jailbroken/rooted devices
Requested features
5 requests- Dark mode option
- Advanced transaction history and analytics
- Improved biometric authentication options
- Seamless integration with other banking services
- Enhanced international transfer capabilities
ZATCA
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SAB Mobile
No in-app purchases
ZATCA
No in-app purchases









