Comparison

SAB Mobile vs ZATCA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SAB Mobile

Manage your personal finances, track spending, and perform banking transactions conveniently. Apply for new products, pay bills, and transfer funds securely from anywhere. Offers account management, budgeting tools, and customer support chat.

Highlights
  • Account management and statements
  • Bill payment and government services
  • Fund transfers (local & international)
  • Credit card and loan applications
  • Spending tracking and budgeting
  • Virtual card issuance
  • Loyalty program access
Features
Read full description

Welcome to SAB Mobile - Saudi Awwal Bank Digital Banking Application! Enjoy the ease, privacy and convenience of online personal banking anywhere and anytime with SAB Mobile by Saudi Awwal Bank. Manage your finances, track your spending, transfer funds, explore and apply for our banking products and enjoy many other services, all within one app. To benefit from the app, register or log in using any of the several logging-in methods provided by SAB. SAB Mobile allows you to benefit from many services, including: Account services: • View and manage your accounts • Open new current and saving accounts • Request and download your digital banking documents • Download your e-statements • Share your IBAN SAB Banking Products: • Apply for the best Credit Card for you • Apply for Home Finance • Apply for Personal financing SAB 360° Services to manage your finances: • Track your spending • Build and manage your budgets • Create hashtags to manage your spending • Manage your spending through the Cash Wallet Bill payment/ Government Services: • Add, manage and Pay your bills • Pay your traffic fines • Pay your government services fees • Pay Esal Payments • Bulk Bill Payment Transfers: • Add, activate and manage beneficiaries • Transfer funds between your own SAB accounts • Transfer to any other SAB account • Perform local and international transfers • Mobile Wallet transfers and Cash Out services • Register in instant transfer service and manage your Aliases • Schedule future transfers Card services: • SAB Aqsat program • Apply for Supplementary Card • Apply for Umlaty Card • Issue and view Virtual Cards • Pay Credit Card • Control the Online Payments Limit • Provision your cards into Apple Pay wallet SAB Loyalty Program: • View your points summary • Redeem points and Cashback services • View your earned Qitaf points, Fursan miles and Emirates miles Different log-in Methods: • Username, Password and OTP • Face ID, Touch ID • Quick Access Pin • Digital Secure Key Other assistive services: • SAB Chat service for instant conversations with customer service representatives • SAB Bot service to answer your inquiries about SAB products and services • Messages and complaints service that allows you to inquire about the services provided to you and raise your complaints to be handled by our team SAB Mobile introduces an all-new dashboards concept - a more interactive experience, designed to meet all of your personal banking needs. • Main Dashboard, where you can access your financials and view your cash holding and debt in addition to different category notifications. • Account Dashboard, where you can view all your transactions, access your statements, and share your IBAN. • Bills and Payments Dashboard, where you can manage all your bills, including SADAD bills. • SAB 360° Dashboard, where you can view your overall spend, your budget, your tags and cash wallet.

About

ZATCA

Manage your zakat and tax profiles with this official government application. Submit declarations, view invoices and certificates, and request refunds securely. Supports Arabic and English languages.

Highlights
  • Submit zakat declarations
  • Submit VAT declarations
  • View due invoices
  • View zakat and tax certificates
  • Submit refund requests
  • Privacy and information security
Features
Read full description

ZATCA, is the official app of The Zakat, Tax and Customs Authority that enables taxpayers to manage their zakat and tax profiles among wide collection of services and benefits, here is the most important benefits: • Submit the estimated zakat declarations. • Submit VAT declarations. • View invoices due. • View zakat and tax certificates. • Submit refund requests. This app protects privacy and information security, users can view all commitments and information related to commercial entities easily and safely. The app supports Arabic and English languages.

Screenshots

SAB Mobile4 screens
ZATCA4 screens

Verdict

The call

The clearest difference is review sentiment: SAB Mobile at 62% against ZATCA's 16%. SAB Mobile also leads on rating (4.7 vs 4.3) and ratings volume (9.5K vs 178). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SAB Mobile holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: SAB Mobile has 9.5K ratings behind it against 178, so its average is the more settled of the two. Written reviews point the same way: 62% of SAB Mobile's written reviews are positive against 16% of ZATCA's.

UpkeepUpdate frequency

SAB Mobile ships an update monthly, ZATCA fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
SAB Mobile versus ZATCA: the parameters behind the verdict, then further details
ParameterSAB MobileZATCA
PriceFreeFree
Rating4.7 (9.5K ratings) — better4.3 (178 ratings)
Positive reviews62.3% of reviews — better16.1% of reviews
Number of ratings9.5K — better178
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size253 MB351 MB
Age rating4+4+
DeveloperSaudi Awwal BankGeneral Authority for Zakat & Tax

Customer experience

SAB Mobile

All ratings9,532 ratings
Positive92.4%
Neutral3.5%
Negative4.1%
Written reviews276 reviews
Positive62.3%
Neutral7.2%
Negative30.4%

ZATCA

All ratings170 ratings
Positive83.5%
Neutral1.8%
Negative14.7%
Written reviews56 reviews
Positive16.1%
Neutral3.6%
Negative80.4%

Bugs and requests

SAB Mobile

Reported bugs

5 issues
  • Login screen freezes
  • Inability to upload images for complaints
  • Rejection button not working for complaints
  • Repeated prompts to enable location services
  • Incompatibility with jailbroken/rooted devices

Requested features

5 requests
  • Dark mode option
  • Advanced transaction history and analytics
  • Improved biometric authentication options
  • Seamless integration with other banking services
  • Enhanced international transfer capabilities

ZATCA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SAB Mobile

No in-app purchases

None

ZATCA

No in-app purchases

Questions

Is SAB Mobile free?
SAB Mobile is free to download, with no in-app purchases.
Is ZATCA free?
ZATCA is free to download, with no in-app purchases.
Which has better reviews, SAB Mobile or ZATCA?
SAB Mobile is rated higher. SAB Mobile averages 4.7 out of 5 from 9.5K ratings, while ZATCA averages 4.3 from 178 ratings.
Do SAB Mobile or ZATCA have ads?
Neither SAB Mobile nor ZATCA shows ads.
Which is updated more often, SAB Mobile or ZATCA?
SAB Mobile ships an update monthly, and ZATCA fortnightly. Most recently, SAB Mobile was updated on October 24, 2026 and ZATCA on October 25, 2026.

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