Comparison

HSA Central vs ExpenseTracker™ by HSA Store

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HSA Central

Easily manage your Health Savings Account on the go with real-time access to balances, transactions, and statements. Securely check details, submit expenses, and even scan product barcodes for eligibility.

Highlights
  • Check available balances 24/7
  • View account charts and statements
  • Scan product barcodes for eligibility
  • Reimburse yourself from HSA
  • Submit receipts for expenses
  • View and manage HSA investments
Features
Read full description

Save time and hassles while making the most of your Health Savings Account by quickly checking your balances and details. Our secure app makes managing your HSA easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: EASY, CONVENIENT & SECURE - Simply login to the intuitive app using your HSA Central consumer portal username and password - No sensitive account information is ever stored on your mobile device - Use Touch ID or Face ID to quickly log in to the mobile app CONNECT YOU WITH THE DETAILS - Quickly check available balances 24/7 - View charts summarizing your account - Click to call or email Customer Service - View your statements and notifications - Scan product barcodes to determine their eligibility PROVIDES ADDITIONAL TIME-SAVING OPTIONS - Reimburse yourself from your HSA - Take or upload a picture of a receipt and submit for a new or existing expense - View, contribute and distribute HSA transactions - Pay bills from your account and add a payee - Manage your expenses by entering medical expense information and supporting documentation - View and Manage your HSA investments - Retrieve your forgotten username/password - Report a debit card as lost or stolen

About

ExpenseTracker™ by HSA Store

Identify past purchases eligible for HSA reimbursement and recover tax savings. Connect store accounts or upload receipts to automatically scan for eligible items and generate expense reports for easy claims.

Highlights
  • Identify HSA eligible purchases
  • Scan purchase history
  • Upload paper receipts
  • Generate expense reports
  • Step-by-step claim instructions
Features
Read full description

Thousands of everyday items are HSA eligible, but many people miss out on claiming their tax savings. We'll help you recover money by identifying past purchases you can get reimbursed for, making it easier for you to put those tax savings back in your pocket! Connect accounts from stores you shop at and let ExpenseTracker™ automatically scan your purchase history to identify eligible items.* Easily upload paper receipts to the app to identify and track reimbursable expenses. Generate detailed expense reports and follow step-by-step instructions to file your reimbursement claim with your HSA administrator. *Eligibility subject to IRS regulations About HSA Store HSA Store is your go-to destination for guaranteed HSA-eligible health products and expert HSA guidance. Every purchase you make on HSAstore.com is automatically saved in your HSA Expense Dashboard™ for easy tracking. HSA Store is part of the Health e-Commerce portfolio, which specializes in providing a wide range of consumer-directed healthcare solutions, focusing on empowering individuals to take charge of their health spending.

Screenshots

HSA Central4 screens
ExpenseTracker™ by HSA Store4 screens

Verdict

The call

The clearest difference is ads: HSA Central at none against ExpenseTracker™ by HSA Store's shown. HSA Central also leads on monetization model (free vs ad-supported) and ratings volume (46 vs 12). ExpenseTracker™ by HSA Store's advantage is rating (3.3 vs 2.9) and review sentiment (63% vs 32%). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ExpenseTracker™ by HSA Store holds the better App Store score, 3.3 against 2.9. Both are backed by a comparable volume of ratings — 46 and 12 respectively. Written reviews point the same way: 32% of HSA Central's written reviews are positive against 63% of ExpenseTracker™ by HSA Store's.

UpkeepUpdate frequency

HSA Central ships an update every 6 months, ExpenseTracker™ by HSA Store every 5 weeks. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

Scorecard7 real differences · 3 level
HSA Central versus ExpenseTracker™ by HSA Store: the parameters behind the verdict, then further details
ParameterHSA CentralExpenseTracker™ by HSA Store
PriceFreeFree
Rating2.9 (46 ratings)3.3 (12 ratings) — better
Positive reviews31.8% of reviews62.5% of reviews — better
Number of ratings46 — better12
Update frequencyEvery 6 monthsEvery 5 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.014.0 — better
Further details — not scored
Size26 MB34 MB
Age rating17+12+
DeveloperCentral BancompanyFSA Store Inc.

Customer experience

HSA Central

All ratings45 ratings
Positive48.9%
Neutral0.0%
Negative51.1%
Written reviews22 reviews
Positive31.8%
Neutral0.0%
Negative68.2%

ExpenseTracker™ by HSA Store

All ratings9 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews8 reviews
Positive62.5%
Neutral0.0%
Negative37.5%

In-app purchases

None

HSA Central

No in-app purchases

None

ExpenseTracker™ by HSA Store

No in-app purchases

Questions

Is HSA Central free?
HSA Central is free to download, with no in-app purchases.
Is ExpenseTracker™ by HSA Store free?
ExpenseTracker™ by HSA Store is free to download, with no in-app purchases.
Which has better reviews, HSA Central or ExpenseTracker™ by HSA Store?
ExpenseTracker™ by HSA Store is rated higher. HSA Central averages 2.9 out of 5 from 46 ratings, while ExpenseTracker™ by HSA Store averages 3.3 from 12 ratings.
Do HSA Central or ExpenseTracker™ by HSA Store have ads?
ExpenseTracker™ by HSA Store shows ads; HSA Central does not.
Which is updated more often, HSA Central or ExpenseTracker™ by HSA Store?
HSA Central ships an update every 6 months, and ExpenseTracker™ by HSA Store every 5 weeks. Most recently, HSA Central was updated on October 24, 2026 and ExpenseTracker™ by HSA Store on October 21, 2026.

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