Comparison

mySWICA vs viRACE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mySWICA

This app provides a digital customer portal for managing insurance. Users can access documents, view benefits, and contact their provider easily from anywhere. It offers secure login and a virtual insurance card for convenient access.

Highlights
  • Secure login with biometrics
  • Organized dashboard
  • Virtual insurance card
  • Invoice scanning and upload
  • Notification function for quick contact
  • Access to personal data and documents
Features
Read full description

mySWICA – the easy way to digitally manage your insurance With the mySWICA app, you can access and manage your insurance documents or contact SWICA at any time from anywhere. The key functions - Easy login with Touch ID or Face ID - Well-organised dashboard - Virtual insurance card - Overview of insurance products and benefits - Simple invoice scanning and upload to the photo gallery - Quick contact thanks to the notification function - Easy access to personal data and documents

About

viRACE

Engage in virtual races and challenges with a global community. Receive live audio updates on your progress and that of your friends, with options for predefined or self-selected routes. Compete against personal bests and enjoy prize raffles.

Highlights
  • Virtual races and challenges
  • Live audio updates via headphones
  • Friend tracking and comparison
  • Personal best time comparison
  • Prize raffles
  • Smartwatch integration (Garmin, Polar, etc.)
Features
Read full description

Join the viRACE community of over 200,000 athletes from 162 countries and participate in virtual races and challenges. Live updates about the intermediate results of you and your marked favorites and friends are delivered directly to your ears via headphones. viRACE offers you: - Participation in various virtual runs and challenges (timing and tracking via app): virtual runs, virtual cross-country skiing events and other sports. - Live information on intermediate results and additional motivation provided by the organizers is delivered straight to your ears via headphones. All participants of a virtual run or challenge are listed on the details page of the different events and can be selected as favorites. This allows participants to keep up on progress of their friends. You can also compare yourself directly with your personal best time. - Different challenges: with free choice of routes or with predefined routes - Automatic sending of start number and diploma (for selected events) - Regular raffle of prizes at different virtual runs and challenges - AND participation also possible with GARMIN, POLAR, Fitbit, SUUNTO, WAHOO and Apple Watch. No need for tracking with the app This is how it works: Immediately after registering, you will be taken to the international event feed. From here you can register for virtual runs or challenges in just a few steps. These are either started at a predefined start time by all participants at the same time or the start time can be freely selected within a certain time window. Live updates via headphones keep you informed about the race (countdown to the start, remaining distance, intermediate positions, results of the marked favourites, ...) and motivate you to achieve your best performance. Timing, distance measurement, start and finish - everything is handled directly by the app. For organizers: We offer event organizers the ability to plan and run virtual events themselves. There are also numerous options for running charity events. Don't hesitate to contact us if you are interested. viRACE uses Healthkit. The only purpose is to import Apple Watch activities (Distance, Time & Activity-Date) to viRACE to match for races.

Screenshots

mySWICA4 screens
viRACE4 screens

Verdict

The call

The clearest difference is rating: mySWICA at 4.4 against viRACE's 3.9. mySWICA also leads on ratings volume (181 vs 42). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

mySWICA holds the better App Store score, 4.4 against 3.9. Both are backed by a comparable volume of ratings — 181 and 42 respectively. Written reviews complicate that: 25% of mySWICA's written reviews are positive against 28% of viRACE's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 weeks. The most recent releases landed on October 15, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 8 level
mySWICA versus viRACE: the parameters behind the verdict, then further details
ParametermySWICAviRACE
PriceFreeFree
Rating4.4 (181 ratings) — better3.9 (42 ratings)
Positive reviews25.0% of reviews28.4% of reviews — better
Number of ratings181 — better42
Update frequencyEvery 4 weeksEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size49 MB102 MB
Age rating12+4+
DeveloperSWICA Krankenversicherung AGQuevita AG

Customer experience

mySWICA

All ratings181 ratings
Positive82.9%
Neutral6.1%
Negative11.0%
Written reviews44 reviews
Positive25.0%
Neutral9.1%
Negative65.9%

viRACE

All ratings42 ratings
Positive71.4%
Neutral4.8%
Negative23.8%
Written reviews162 reviews
Positive28.4%
Neutral7.4%
Negative64.2%

In-app purchases

None

mySWICA

No in-app purchases

None

viRACE

No in-app purchases

Questions

Is mySWICA free?
mySWICA is free to download, with no in-app purchases.
Is viRACE free?
viRACE is free to download, with no in-app purchases.
Which has better reviews, mySWICA or viRACE?
mySWICA is rated higher. mySWICA averages 4.4 out of 5 from 181 ratings, while viRACE averages 3.9 from 42 ratings.
Do mySWICA or viRACE have ads?
Neither mySWICA nor viRACE shows ads.
Which is updated more often, mySWICA or viRACE?
mySWICA ships an update every 4 weeks, and viRACE every 4 weeks. Most recently, mySWICA was updated on October 15, 2026 and viRACE on October 20, 2026.

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