BOC SmartPay vs ComBank Q Plus Payment App

SmartPay is a digital lifestyle service platform in Sri Lanka that helps you to manage your finances, digitally. The App facilitates Peer-to-Peer fund transfers between any Sri Lankan banks using an Account number or SmartPay fund transfer QR. You can pay to a wide range of billers, Scan any LankaQR at any Merchant location and receive Lanka QR or China Union Pay QR Merchant Payments rapidly. With SmartPay, now you’re free to, -Add any Bank Current or Savings account in Sri Lanka as a payment instrument. -Complete any Utility bill payment, in a matter of seconds. -Fund transfers from any local bank to another bank in real-time. -Scan and Pay at over 100,000 LANKAQR-certified merchant outlets islandwide with your mobile and without cash in hand. -Scan and Pay to any LANKAQR Code printed on a utility bill or a merchant invoice -Settle BOC Credit Cards quickly, avoiding additional fees or charges. -Inquire about balances of your BOC Savings or Current accounts in real time -View a mini statement of your registered Bank of Ceylon Accounts -Keep track of your day-to-day SmartPay transactions and get a sharable E-Receipt for successful transactions. -Receive exciting cash-backs, discounts, and exclusive offers when you pay -Be a LANKAQR and China UnionPay International certified merchant receiving accurate, traceable, and secure digital payments And now you are free to go wherever you wish, simply cashless! Download, use, feedback, and keep in touch with SmartPay for many more groundbreaking features to come!

Product of Commercial Bank of Ceylon PLC, Q+ is the future of QR based payments in Sri Lanka. This app could also be used around the world and supports both Visa and MasterCard QR Code payments. This app is not restricted to merchants of any particular bank, this could be used locally and globally to process QR based payments. Any of your COMBANK issued Credit, Debit or Prepaid card could be registered to make the payments through this app. MasterCard, Visa and Lanka Pay cards can be added to the app and you can add up to 5 cards to your app. Payments can be done by the click of a button. All you have to do is scan the QR and enter the amount and the PIN. Payments are process fast and secure. Transaction history inquiry can be done up to 06 months transactions. If there is a dispute about the payment transactions, such as duplicate posting, you can raise the dispute through the app.