BOC SmartPay vs CBM ePassbook

SmartPay is a digital lifestyle service platform in Sri Lanka that helps you to manage your finances, digitally. The App facilitates Peer-to-Peer fund transfers between any Sri Lankan banks using an Account number or SmartPay fund transfer QR. You can pay to a wide range of billers, Scan any LankaQR at any Merchant location and receive Lanka QR or China Union Pay QR Merchant Payments rapidly. With SmartPay, now you’re free to, -Add any Bank Current or Savings account in Sri Lanka as a payment instrument. -Complete any Utility bill payment, in a matter of seconds. -Fund transfers from any local bank to another bank in real-time. -Scan and Pay at over 100,000 LANKAQR-certified merchant outlets islandwide with your mobile and without cash in hand. -Scan and Pay to any LANKAQR Code printed on a utility bill or a merchant invoice -Settle BOC Credit Cards quickly, avoiding additional fees or charges. -Inquire about balances of your BOC Savings or Current accounts in real time -View a mini statement of your registered Bank of Ceylon Accounts -Keep track of your day-to-day SmartPay transactions and get a sharable E-Receipt for successful transactions. -Receive exciting cash-backs, discounts, and exclusive offers when you pay -Be a LANKAQR and China UnionPay International certified merchant receiving accurate, traceable, and secure digital payments And now you are free to go wherever you wish, simply cashless! Download, use, feedback, and keep in touch with SmartPay for many more groundbreaking features to come!

Commercial Bank introduced the ePassbook facility which is a mobile application which allows you to download and view your account transactions online on your Apple smart phones. The Essentials 1. View your real time account balance and transactions of all your accounts 2. Access at any time from anywhere 3. Check all your transactions up to six years. 4. Check unrealised cheques and account holds. 5. ePassbook will be provided totally free of charge. The ePassbook facility provides you the account history of all your accounts in a similar manner of a savings passbook or a current account statement. This application provides an online-real time view of the account transactions. Salient features * Any eligible account holder who has a smart phone device with the lOS operating systems can enroll for the facility. * You can self-register without visiting a Commercial Bank branch. * If you have already installed ePassbook to your phone, you can update the app with this new version and re-set your access code. * You can receive transaction notifications alert facility. * ePassbook users can set the app to be opened according to their preference and convenience; - Open application without opting for any security authentication - Open application with local PIN authentication - Open application with biometric authentication (if available in your device) * You can check account balances * View the real time view of the account transactions. * You can set account nick names as per their preference for easy reference. * Check exchange rates, interest rates * Find locations of Bank's ATMs and branches. * Search the transactions with the key names (Amount/Description/Date wise) * Self-enroll/remove accounts from the accounts display