LB CIM vs CBM ePassbook

LB CIM – So Simple. So Powerful. Welcome to the new LB CIM App — your digital finance lifestyle companion. Reimagined with a modern design and powered by AI, LB CIM brings everything together in one secure, seamless experience. Whether you're saving, borrowing, or making everyday payments, LB CIM puts the power of financial control in your hands. ________________________________________ Key features • Fully digital onboarding — no branch visits required • Open and manage fixed deposits and savings accounts from anywhere • Apply for instant personal and business loans • Get instant loans against your fixed deposits • Access gold loan and business loan top-ups instantly • Track and manage your loans, leases, and deposits • Download your WHT certificate directly from the app • Schedule payments and receive reminders • Transfer funds to any bank or CIM Wallet • Top up your CIM Wallet from your linked bank account • Pay utility bills, reload mobile, settle credit cards, and insurance premiums • Scan and pay securely using LankaQR • View all your financial activity in one smart dashboard ________________________________________ Smarter lending with AI Our AI-powered credit scoring provides real-time loan decisions and tailored offers. Apply digitally, sign digitally — get disbursed instantly. • Loans from Rs. 25,000 upwards • Top-ups for gold and business loans • Repayment terms: 3 to 24 months • 100% paperless experience ________________________________________ Eligibility • Sri Lankan citizen aged 18+ • Minimum monthly income: Rs. 25,000 • Verified CIM Wallet account ________________________________________ Documents required • NIC, passport, or driving license • Proof of address • Recent pay slips and bank statements ________________________________________ Representative loan example (24 months) • Loan amount: Rs. 150,000 • Interest: Rs. 71,834 • Processing fee: Rs. 3,000 • Stamp duty: Rs. 150 • In-hand amount: Rs. 146,850 • Total repayable: Rs. 221,856 • Monthly installment: Rs. 9,244 • APR: 24.03% Fees are deducted upfront. APR may vary by tenure. ________________________________________ Trusted and certified LB CIM is developed by LB Finance PLC, licensed by the Central Bank of Sri Lanka and secured by LankaPay and TechCERT. Deposits are insured under the CBSL Deposit Insurance Scheme. ________________________________________ Award-winning fintech innovation: • FITIS Digital Excellence Awards • NBQSA National ICT Awards • LankaPay Technnovation Awards • ICSDB Excellence Awards for Sustainable & Digital Business ________________________________________ LB CIM – So Simple. So Powerful. Your digital finance lifestyle, now in one app.

Commercial Bank introduced the ePassbook facility which is a mobile application which allows you to download and view your account transactions online on your Apple smart phones. The Essentials 1. View your real time account balance and transactions of all your accounts 2. Access at any time from anywhere 3. Check all your transactions up to six years. 4. Check unrealised cheques and account holds. 5. ePassbook will be provided totally free of charge. The ePassbook facility provides you the account history of all your accounts in a similar manner of a savings passbook or a current account statement. This application provides an online-real time view of the account transactions. Salient features * Any eligible account holder who has a smart phone device with the lOS operating systems can enroll for the facility. * You can self-register without visiting a Commercial Bank branch. * If you have already installed ePassbook to your phone, you can update the app with this new version and re-set your access code. * You can receive transaction notifications alert facility. * ePassbook users can set the app to be opened according to their preference and convenience; - Open application without opting for any security authentication - Open application with local PIN authentication - Open application with biometric authentication (if available in your device) * You can check account balances * View the real time view of the account transactions. * You can set account nick names as per their preference for easy reference. * Check exchange rates, interest rates * Find locations of Bank's ATMs and branches. * Search the transactions with the key names (Amount/Description/Date wise) * Self-enroll/remove accounts from the accounts display