BOC SmartPay vs Centrix

SmartPay is a digital lifestyle service platform in Sri Lanka that helps you to manage your finances, digitally. The App facilitates Peer-to-Peer fund transfers between any Sri Lankan banks using an Account number or SmartPay fund transfer QR. You can pay to a wide range of billers, Scan any LankaQR at any Merchant location and receive Lanka QR or China Union Pay QR Merchant Payments rapidly. With SmartPay, now you’re free to, -Add any Bank Current or Savings account in Sri Lanka as a payment instrument. -Complete any Utility bill payment, in a matter of seconds. -Fund transfers from any local bank to another bank in real-time. -Scan and Pay at over 100,000 LANKAQR-certified merchant outlets islandwide with your mobile and without cash in hand. -Scan and Pay to any LANKAQR Code printed on a utility bill or a merchant invoice -Settle BOC Credit Cards quickly, avoiding additional fees or charges. -Inquire about balances of your BOC Savings or Current accounts in real time -View a mini statement of your registered Bank of Ceylon Accounts -Keep track of your day-to-day SmartPay transactions and get a sharable E-Receipt for successful transactions. -Receive exciting cash-backs, discounts, and exclusive offers when you pay -Be a LANKAQR and China UnionPay International certified merchant receiving accurate, traceable, and secure digital payments And now you are free to go wherever you wish, simply cashless! Download, use, feedback, and keep in touch with SmartPay for many more groundbreaking features to come!

Centrix “Centrix” is a digital (FinTech) Payment App powered by Central Finance Company PLC. Download the Centrix app for bank to bank money transfer via JustPay and CEFT & instantly, pay at shops (merchant locations) using LankaQR and make your bill payments with ease and conveniently. Use Centrix for mobile recharge, Postpaid bill payment, Utility bill payment such as Water, Electricity, Landline, Broadband and insurance. All transactions effortlessly perform in a few clicks. All Sri Lankan citizens over 18 years can download this digital payment platform via AppStore, PlayStore and Huawei AppGallery to enjoy the usefulness of digital payments whether you are a Central Finance customer or not. Those who are not Central Finance customers can add their own bank accounts, Credit cards, Debit cards, Pre-paid cards and any approved payment instruments to the Centrix. The security of your data is our priority and we don’t share your data with external parties. Use biometric or pin verification to authenticate all your transactions. Centrix complies with the Guideline No: 01/2020 “Minimum Compliance Standards for Payment Related Mobile Applications" issued by Central Bank of Sri Lanka (CBSL). Centrix complies with the BSS (Baseline Security Standards) for mobile applications, common baseline security standards for developing mobile based applications for the financial sector organizations. Furthermore, Centrix conducted a mobile application security assessment and was certified with TechCERT. Fund Transfers - Swiftly send & receive money from anywhere and at any time via JustPay and CEFT certified bank accounts directly and effortless. - Manage your all financial transactions in a single platform and monitor the account transactions movement with your own customizations. LankaQR Payment - Scan & Pay at any LankaQR enabled merchant (over the counter and online) with any of your bank accounts added as the payment source in Centrix. Bill Payments Over 90+ billers are enabled to make payments conveniently and pay all your bills in one go. Use any of your bank accounts, credit cards, debit cards, pre-paid cards and any other approved payment instrument to experience the convenience in a few clicks to complete the transactions. Get your own e-receipt for your reference at the end of each transaction and conveniently share with any platform with ease for your financial management using Centrix. Instant Notifications Centrix instant spending notifications via in-app and SMS on where your money is spent and for what. Start using “Centrix” today and love the handiness of digital transactions.