Comparison

Centrix vs Self Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Centrix

Features
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Centrix “Centrix” is a digital (FinTech) Payment App powered by Central Finance Company PLC. Download the Centrix app for bank to bank money transfer via JustPay and CEFT & instantly, pay at shops (merchant locations) using LankaQR and make your bill payments with ease and conveniently. Use Centrix for mobile recharge, Postpaid bill payment, Utility bill payment such as Water, Electricity, Landline, Broadband and insurance. All transactions effortlessly perform in a few clicks. All Sri Lankan citizens over 18 years can download this digital payment platform via AppStore, PlayStore and Huawei AppGallery to enjoy the usefulness of digital payments whether you are a Central Finance customer or not. Those who are not Central Finance customers can add their own bank accounts, Credit cards, Debit cards, Pre-paid cards and any approved payment instruments to the Centrix. The security of your data is our priority and we don’t share your data with external parties. Use biometric or pin verification to authenticate all your transactions. Centrix complies with the Guideline No: 01/2020 “Minimum Compliance Standards for Payment Related Mobile Applications" issued by Central Bank of Sri Lanka (CBSL). Centrix complies with the BSS (Baseline Security Standards) for mobile applications, common baseline security standards for developing mobile based applications for the financial sector organizations. Furthermore, Centrix conducted a mobile application security assessment and was certified with TechCERT. Fund Transfers - Swiftly send & receive money from anywhere and at any time via JustPay and CEFT certified bank accounts directly and effortless. - Manage your all financial transactions in a single platform and monitor the account transactions movement with your own customizations. LankaQR Payment - Scan & Pay at any LankaQR enabled merchant (over the counter and online) with any of your bank accounts added as the payment source in Centrix. Bill Payments Over 90+ billers are enabled to make payments conveniently and pay all your bills in one go. Use any of your bank accounts, credit cards, debit cards, pre-paid cards and any other approved payment instrument to experience the convenience in a few clicks to complete the transactions. Get your own e-receipt for your reference at the end of each transaction and conveniently share with any platform with ease for your financial management using Centrix. Instant Notifications Centrix instant spending notifications via in-app and SMS on where your money is spent and for what. Start using “Centrix” today and love the handiness of digital transactions.

About

Self Digital

Manage your finances and digital lifestyle with this comprehensive financial app. It offers features like fund transfers, bill payments, account balance viewing, loan applications, and secure biometric login.

Highlights
  • Fund transfers
  • Bill payments
  • Account balance tracking
  • Loan applications
  • Biometric login
  • Instant transaction alerts
  • QR code scanning
Features
Read full description

Self by CDB gives you a simple and secure way to manage your everyday finances from one app. Pay, transfer, save and manage your CDB products with ease, while accessing a growing range of digital financial services designed around your lifestyle. EVERYDAY FINANCE * Transfer funds and pay bills * View your accounts, loans, credit cards and Fixed Deposits * Make credit card payments * Scan and pay with LankaQR * Create Digital Fixed Deposits * Apply for eligible loans * Split bills conveniently through Self * Add your other bank accounts via JustPay MORE WAYS TO ACCESS FUNDS * Apply for Cash-Backed Loans against eligible CDB Fixed Deposits * View your active Cash-Backed Loan details * Top up eligible Gold Loans through Self P2P LANKAQR Generate, share or download your personal LankaQR to receive payments and keep track of your QR transactions. CREDIT CARD MANAGEMENT View and manage your CDB Credit Cards, activate cards, change your PIN, and manage card and country blocking preferences. ART OF WEALTHCARE Eligible customers can enjoy a more personalised experience with direct access to their Relationship Manager, Concierge Services and specially selected offers. SECURITY Self is designed to help protect your information and funds with biometric login and instant transaction alerts. GETTING STARTED Whether you’re already with CDB or completely new to CDB, you can get started with Self. * Existing CDB customers can register and access Self using their existing CDB details. * New to CDB? You can onboard directly through Self and start your relationship with CDB from the app. Self by CDB — everyday financial services, made simpler.

Screenshots

Centrix4 screens
Self Digital4 screens

Verdict

The call

The clearest difference is iOS requirement: Centrix at 12.0 against Self Digital's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Centrix ships an update monthly, Self Digital every 5 weeks. Both last shipped on November 3, 2026.

Scorecard1 real difference · 8 level
Centrix versus Self Digital: the parameters behind the verdict, then further details
ParameterCentrixSelf Digital
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size69 MB97 MB
Age rating4+4+
DeveloperCentral Finance Company PLCCitizens Development Business Finance PLC

In-app purchases

None

Centrix

No in-app purchases

None

Self Digital

No in-app purchases

Questions

Is Centrix free?
Centrix is free to download, with no in-app purchases.
Is Self Digital free?
Self Digital is free to download, with no in-app purchases.
Do Centrix or Self Digital have ads?
Neither Centrix nor Self Digital shows ads.
Which is updated more often, Centrix or Self Digital?
Centrix ships an update monthly, and Self Digital every 5 weeks. Most recently, Centrix was updated on November 3, 2026 and Self Digital on November 3, 2026.

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