Comparison

BOC SmartPay vs Mint Pay | Global Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOC SmartPay

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

Highlights
  • Peer-to-peer fund transfers
  • Bill payments
  • QR code payments
  • Add any Sri Lankan bank account
  • Real-time account balance inquiry
  • Transaction history and e-receipts
  • Cashback and discount offers
Features
Read full description

SmartPay is a digital lifestyle service platform in Sri Lanka that helps you to manage your finances, digitally. The App facilitates Peer-to-Peer fund transfers between any Sri Lankan banks using an Account number or SmartPay fund transfer QR. You can pay to a wide range of billers, Scan any LankaQR at any Merchant location and receive Lanka QR or China Union Pay QR Merchant Payments rapidly. With SmartPay, now you’re free to, -Add any Bank Current or Savings account in Sri Lanka as a payment instrument. -Complete any Utility bill payment, in a matter of seconds. -Fund transfers from any local bank to another bank in real-time. -Scan and Pay at over 100,000 LANKAQR-certified merchant outlets islandwide with your mobile and without cash in hand. -Scan and Pay to any LANKAQR Code printed on a utility bill or a merchant invoice -Settle BOC Credit Cards quickly, avoiding additional fees or charges. -Inquire about balances of your BOC Savings or Current accounts in real time -View a mini statement of your registered Bank of Ceylon Accounts -Keep track of your day-to-day SmartPay transactions and get a sharable E-Receipt for successful transactions. -Receive exciting cash-backs, discounts, and exclusive offers when you pay -Be a LANKAQR and China UnionPay International certified merchant receiving accurate, traceable, and secure digital payments And now you are free to go wherever you wish, simply cashless! Download, use, feedback, and keep in touch with SmartPay for many more groundbreaking features to come!

About

Mint Pay | Global Banking

Read full description

Simplify your business finances with our smart card service and banking app. Create your account, onboard your business, and manage everything from wallet transfers to ordering virtual & physical cards. Need more? Access virtual accounts and seamless international remittance. Fast, secure, and made for modern businesses.

Screenshots

BOC SmartPay4 screens
Mint Pay | Global Banking4 screens

Verdict

The call

The clearest difference is update cadence: Mint Pay | Global Banking at weekly against BOC SmartPay's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BOC SmartPay ships an update every 3 months, Mint Pay | Global Banking weekly. The most recent releases landed on August 17, 2026 and September 14, 2026 respectively.

Scorecard1 real difference · 9 level
BOC SmartPay versus Mint Pay | Global Banking: the parameters behind the verdict, then further details
ParameterBOC SmartPayMint Pay | Global Banking
PriceFreeFree
Rating3.5 (20 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings20 — better—
Update frequencyEvery 3 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.615.1 — better
Further details — not scored
Size46 MB57 MB
Age rating4+17+
DeveloperBank Of CeylonMint Pay Capital PTE LTD

In-app purchases

None

BOC SmartPay

No in-app purchases

None

Mint Pay | Global Banking

No in-app purchases

Questions

Is BOC SmartPay free?
BOC SmartPay is free to download, with no in-app purchases.
Is Mint Pay | Global Banking free?
Mint Pay | Global Banking is free to download, with no in-app purchases.
Do BOC SmartPay or Mint Pay | Global Banking have ads?
Neither BOC SmartPay nor Mint Pay | Global Banking shows ads.
Which is updated more often, BOC SmartPay or Mint Pay | Global Banking?
BOC SmartPay ships an update every 3 months, and Mint Pay | Global Banking weekly. Most recently, BOC SmartPay was updated on August 17, 2026 and Mint Pay | Global Banking on September 14, 2026.

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