LOBSTR Vault vs IVPAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LOBSTR Vault
Enhance your digital asset security with a user-friendly multisignature solution for the Stellar network. This app allows you to create a secure, locally stored signer account on your mobile device to approve or reject pending transactions, protecting your crypto from single points of failure.
- Multisignature security for Stellar accounts
- Locally stored, encrypted signer accounts
- On-device transaction confirmation
- Customizable multisig configurations
- Integration with various Stellar wallets and exchanges
- Optional Vault Signer Card for enhanced security
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LOBSTR Vault is the most secure and user-friendly solution for multisignature protection on the Stellar network. Use LOBSTR Vault to maximize the security of the digital assets stored on your Stellar account. Create a locally stored signer account on your mobile device, configure multisig protection and receive pending transactions inside the app. Verify the transaction details, approve or reject and be confident in the security of your crypto. MULTISIGNATURE SECURITY No matter what wallet you are using to hold your funds, a single private key means a single point of failure. Enabling multisig significantly increases the security of your Stellar account and protects your wallet from in-person attacks as long as all private keys are stored separately. LOBSTR Vault is a leading multisig solution that helps you secure your funds even if your private key is compromised or stolen. LOCAL KEY STORAGE Vault app generates a locally stored signer account during the onboarding process and uses this account to confirm pending transactions on-device. The private key of every account is fully encrypted, securely stored in the local storage of your mobile device and never touches our servers. CONFIRM TRANSACTIONS Once Stellar account is protected with LOBSTR Vault, all pending transactions are automatically sent to a signer device in a matter of seconds. The app will display a push notification for each incoming transaction request to help you to stay up-to-date. View the details of a pending transaction and approve the transaction if everything checks out. CONTROL YOUR SECURITY LEVEL Suited for pros and novices alike, LOBSTR Vault can be used to configure any multisig configuration you’d like. Use a single Vault signer to protect one or multiple Stellar wallets. Go for extra protection and configure a sophisticated n-of-m multisignature setup where approvals from multiple singers will be required for each transaction. Craft your own multisig architecture: one signer per multiple wallets, many signers per one wallet, or both! USE WITH YOUR FAVORITE WALLET The Vault app is fully integrated with LOBSTR wallet and provides a convenient way to enhance the security of the Stellar account for every user. Enable multisig in a just few clicks and enjoy the advanced protection. Using another service? LOBSTR Vault works great with most of the wallets and exchanges operating on the Stellar Network! VAULT SIGNER CARD Vault Signer Card represents a new smart way to improve the security of your digital assets. The highly-secure chip embedded into the Signer Card creates and holds a unique and uncopyable Vault signer account within the card itself, making it the most secure way to protect your crypto. Use the Singer Card with LOBSTR Vault to take the security of your multisig configuration to the next level. SUPPORT AT EVERY STEP If you encounter any issues or require further assistance, please reach out to our support at support@lobstr.co
IVPAY
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Accept payments anywhere! Fast crypto payments in your store, no hidden fees, high autonomy, multi-layered security. Download a simple and user-friendly app to accept payments in more than 40 cryptocurrencies. As long as you’re connected to the internet, you can have a portable crypto PoS machine in your pocket! How it works: 1. Enter the purchase amount in local currency 2. Customer selects their preferred cryptocurrency 3. Scan the QR code from any crypto wallet 4. After a successful transaction, the client receives a receipt and his goods
Screenshots
Verdict
The clearest difference is iOS requirement: IVPAY at 12.0 against LOBSTR Vault's 16.4. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LOBSTR Vault ships an update every 2 months, IVPAY every 5 weeks. The most recent releases landed on October 21, 2026 and October 19, 2026 respectively.
| Parameter | LOBSTR Vault | IVPAY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.3K ratings) — better | — |
| Positive reviews | 43.2% of reviews | — |
| Number of ratings | 1.3K — better | — |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 12.0 — better |
| Further details — not scored | ||
| Size | 30 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | ULTRA STELLAR, LLC | IVENDPAY PORTAL |
Bugs and requests
LOBSTR Vault
Reported bugs
3 issues- Vault not connecting to wallet
- Transactions not being recognized
- Inability to disable or remove Vault
Requested features
2 requests- Ability to add custom keys
- Improved multi-signature functionality
IVPAY
Not enough reviews yet to summarise bugs or requests.
In-app purchases
LOBSTR Vault
No in-app purchases
IVPAY
No in-app purchases









