Comparison

MCTCU vs MyKCCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MCTCU

Consolidate all your financial accounts, even from other institutions, into one convenient view. Manage transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View monthly statements
Features
Read full description

MCTCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with MCTCU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the MCTCU Mobile app, you must be enrolled as a MCTCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

MyKCCU

Consolidate all your financial accounts from various institutions into one convenient app. Manage transactions, set alerts, make payments, transfer funds, and deposit checks with ease. Securely access your finances with passcode or biometric authentication.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View statements
  • Find branches and ATMs
Features
Read full description

MyKCCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with MyKCCU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount. Make payments, whether you’re paying a company or a friend. Transfer money between your accounts. Deposit checks in a snap by taking a picture of the front and back. Reorder your debit card or turn it off if you’ve misplaced it. View and save your monthly statements. Find branches and ATMs near you. Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the MyKCCU app, you must be enrolled as a Kimberly Clark CU digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

MCTCU4 screens
MyKCCU4 screens

Verdict

The call

The clearest difference is monetization model: MyKCCU at free against MCTCU's free with in-app purchases. MyKCCU also leads on review sentiment (100% vs 87%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for MCTCU against 4.9 for MyKCCU. Both are backed by a comparable volume of ratings — 2.7K and 1K respectively. Written reviews are what separate them: 87% of MCTCU's written reviews are positive against 100% of MyKCCU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on September 22, 2026.

Scorecard2 real differences · 8 level
MCTCU versus MyKCCU: the parameters behind the verdict, then further details
ParameterMCTCUMyKCCU
PriceFreeFree
Rating4.9 (2.7K ratings)4.9 (1K ratings)
Positive reviews87.0% of reviews100.0% of reviews — better
Number of ratings2.7K — better1K
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size178 MB178 MB
Age rating4+12+
DeveloperMCT Credit UnionKimberly Clark Credit Union

Customer experience

MCTCU

All ratings2,675 ratings
Positive97.5%
Neutral1.2%
Negative1.2%
Written reviews23 reviews
Positive87.0%
Neutral0.0%
Negative13.0%

MyKCCU

All ratings1,039 ratings
Positive97.1%
Neutral1.2%
Negative1.7%
Written reviews9 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MCTCU

Reported bugs

1 issue
  • Payment system issues

Requested features

1 request
  • Password change frequency reduction

MyKCCU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MCTCU

No in-app purchases

None

MyKCCU

No in-app purchases

Questions

Is MCTCU free?
MCTCU is free to download, with no in-app purchases.
Is MyKCCU free?
MyKCCU is free to download, with no in-app purchases.
Which has better reviews, MCTCU or MyKCCU?
MCTCU and MyKCCU are both rated 4.9 out of 5 on the App Store, from 2.7K and 1K ratings respectively.
Do MCTCU or MyKCCU have ads?
Neither MCTCU nor MyKCCU shows ads.
Which is updated more often, MCTCU or MyKCCU?
MCTCU ships an update monthly, and MyKCCU monthly. Most recently, MCTCU was updated on September 22, 2026 and MyKCCU on September 22, 2026.

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