Comparison

Skyward Credit Union Mobile vs Meritrust Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Skyward Credit Union Mobile

Manage your finances conveniently and securely on the go. This app allows you to check balances, transfer funds, pay bills, deposit checks, and manage your cards. It also helps you locate branches and ATMs nationwide.

Highlights
  • Check account balances
  • Make fund transfers
  • Pay bills
  • Deposit checks
  • Manage cards
  • Find branch and ATM locations
Features
Read full description

The Skyward CU Mobile app makes managing your money fast, convenient and secure. Use the Skyward Credit Union Mobile app to check balances, make transfers, pay bills, send other people money, deposit checks, set security alerts, manage your cards and much more! Use the app to find branch locations and surcharge-free CO-OP Network ATMs and shared branching locations across the USA.

About

Meritrust Mobile

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

Highlights
  • View account balances and transaction history
  • Pay bills
  • Transfer funds between accounts
  • Deposit checks
  • Locate branches or ATMs
Read full description

Meritrust is dedicated to improving your life and business through our mobile banking experience. Stay connected to your money anytime, anywhere with Meritrust Mobile – Personal and Business Banking. Experience the convenience and security that comes with an app that puts the financial needs of your life and business first. We’re making it easier for you to make payments, monitor your accounts, deposit checks and more. PERSONAL FEATURES: · View your account balances and transaction history · Use Bill Pay and Pay a Person features · Transfer funds between your accounts · Deposit checks · Locate a Meritrust branch or ATM BUSINESS FEATURES: · View your business account balances and transaction history · Utilize accounting software integrations and accounting integrations · Access transaction history, statements and documents · Make scheduled transfers and recurring payments · Use Bill Pay and Pay a Person features · Add and edit users and permissions To enroll in mobile banking, you must be a member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how to protect your privacy, please visit: https://www.meritrust.org/site/privacy-policy/online-user-privacy-policy

Screenshots

Skyward Credit Union Mobile4 screens
Meritrust Mobile4 screens

Verdict

The call

Skyward Credit Union Mobile and Meritrust Mobile both sit at 4.7 stars, but that hides the real split: 82% of Skyward Credit Union Mobile's written reviews are positive against 17% of Meritrust Mobile's. Meritrust Mobile's advantage is ratings volume (7.9K vs 410) and update cadence (every 2 months vs every 5 months). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Skyward Credit Union Mobile against 4.6 for Meritrust Mobile. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.9K ratings behind it against 410, so its average is the more settled of the two. Written reviews are what separate them: 82% of Skyward Credit Union Mobile's written reviews are positive against 17% of Meritrust Mobile's.

UpkeepUpdate frequency

Skyward Credit Union Mobile ships an update every 5 months, Meritrust Mobile every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
Skyward Credit Union Mobile versus Meritrust Mobile: the parameters behind the verdict, then further details
ParameterSkyward Credit Union MobileMeritrust Mobile
PriceFreeFree
Rating4.7 (410 ratings) — better4.6 (7.9K ratings)
Positive reviews82.2% of reviews — better16.5% of reviews
Number of ratings4107.9K — better
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size30 MB19 MB
Age rating4+4+
DeveloperSkyward Credit UnionMeritrust Credit Union

Customer experience

Skyward Credit Union Mobile

All ratings209 ratings
Positive92.8%
Neutral2.4%
Negative4.8%
Written reviews45 reviews
Positive82.2%
Neutral4.4%
Negative13.3%

Meritrust Mobile

All ratings7,800 ratings
Positive89.9%
Neutral2.9%
Negative7.2%
Written reviews127 reviews
Positive16.5%
Neutral9.4%
Negative74.0%

Bugs and requests

Skyward Credit Union Mobile

Not enough reviews yet to summarise bugs or requests.

Meritrust Mobile

Reported bugs

3 issues
  • Scheduled payments not processing correctly
  • Incorrect account balance information
  • Login issues and inability to access accounts

Requested features

3 requests
  • Bring back quick balance widget
  • Improve transaction search and filtering
  • Add support for landscape mode on tablets

In-app purchases

None

Skyward Credit Union Mobile

No in-app purchases

None

Meritrust Mobile

No in-app purchases

Questions

Is Skyward Credit Union Mobile free?
Skyward Credit Union Mobile is free to download, with no in-app purchases.
Is Meritrust Mobile free?
Meritrust Mobile is free to download, with no in-app purchases.
Which has better reviews, Skyward Credit Union Mobile or Meritrust Mobile?
Skyward Credit Union Mobile is rated higher. Skyward Credit Union Mobile averages 4.7 out of 5 from 410 ratings, while Meritrust Mobile averages 4.6 from 7.9K ratings.
Do Skyward Credit Union Mobile or Meritrust Mobile have ads?
Neither Skyward Credit Union Mobile nor Meritrust Mobile shows ads.
Which is updated more often, Skyward Credit Union Mobile or Meritrust Mobile?
Skyward Credit Union Mobile ships an update every 5 months, and Meritrust Mobile every 2 months. Most recently, Skyward Credit Union Mobile was updated on November 2, 2026 and Meritrust Mobile on November 3, 2026.

Other comparisons