GMCU Mobile Banking vs Receiptless

In today’s fast-paced world, we know you’re busy and always on the go. So when it comes to managing your money, we understand you need to be able to do your banking - anytime, anywhere. That’s why we’ve made it simple for you to stay on top of your finances with the GMCU Mobile Banking App. With just a few taps, you can manage your accounts, transfer money and pay bills. Monitor your accounts • View account balances and transaction history. • Set up a ‘quick balance’ and view the balance of your favourite account without logging in. Payments & Transfers • Transfer money between your GMCU accounts. • Transfer money to others. • Set up your PayID using an email and/or mobile phone number. • Make fast payments with PayID and Osko®. • Pay bills with BPAY®. • Schedule future or ongoing payments Card Management • Activate a new card. • Change your card PIN. • Place a temporary lock on your card. • Report lost or stolen cards and order replacements. Other features • Set a savings goal and monitor your progress. • View and update your contact information. • Access your address book and add new payees. • Access financial calculators and make informed decisions about your money. • Find your nearest branch. • Get in touch with GMCU directly via phone or email. • Stay informed with important updates delivered directly to your device. GETTING STARTED 1. Download the app 2. Register using your Internet Banking login details 3. Set up your 4-9 digit PIN, pattern login or Touch ID (for Touch ID compatible iOS devices) or Face ID (for Face ID compatible devices) SECURITY Your mobile device is a way of accessing GMCU Internet Banking, so don’t keep your login information with your mobile device. Get in touch with GMCU immediately if you’ve lost your mobile device or feel that someone may know your login details. Ensure you log out of the app when you are finished. You can do this by tapping on the padlock icon in the top right hand corner. Once you log out of the app, this ensures no one else can access your account without your 4-9 digit PIN, pattern or Touch ID. Please ensure that you are the only one who has their fingerprint or Face ID stored on your device. NEED HELP? If you are experiencing issues with our app, please delete it and re-install it. If the issues persist, please contact us. Things you should know: • This app is available for GMCU members only. • Mobile data downloading or internet usage charges may apply, check with your service provider. • Whilst we endeavour to, the app is not compatible with all devices and operating systems. • We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.

Receiptless keeps your receipts and your business miles in one calm, private place on your iPhone, and turns them into a deduction at tax time. RECEIPTS THAT READ THEMSELVES • Snap a photo and it reads itself: Receiptless finds the store, the date, the total and every line: items, taxes, tip, discounts, loyalty points, the card you paid with. You check it before it is saved. The reading happens on your iPhone with its own text recognition. • Spot new receipt photos: the receipts already in your camera roll are read while you look at Home and line up under Ready to file. One tap files them all, photo and line items included. • PDFs read themselves: share an emailed PDF receipt to Receiptless and it is read on your iPhone like a photo. Screenshots and images from Mail, Photos, Safari or Files read the same way. • Optional: log every Apple Pay tap with a Shortcuts automation, or say "Hey Siri, add a receipt". • Ask anything: "How much on coffee this month?" MILES THAT LOG THEMSELVES • Receiptless notices when you drive and records the trip: distance, start and end. • Or tap Start a trip and End trip yourself. • Swipe a trip to mark it business or personal. Set Home and Work by address, and rules sort the rest. • The deduction adds up at the IRS rate, with the mid-year rate change handled for you. INSIGHTS Pick a range and see spending by category and place, business and personal miles, the deduction so far, the dates coming up, and your own categories. Export any range as a PDF or CSV. All free. TAX PRO: ONE PURCHASE, NO SUBSCRIPTION Tax Pro has its own tab. It adds: • Automatic trips without limit (the first 30 are free, so you can see it work) • An IRS-style mileage log PDF: date, from, to, purpose, miles and rate • A Schedule C pack: line 9 mileage, parking and tolls, and your work receipts by line, ready for your preparer • Your deductions for the year at a glance, with the quarterly estimated-tax dates PRIVATE BY DESIGN No account, no server, no ads. Your receipts and trips are stored only on your iPhone. Place names for trips come from Apple Maps. Receiptless is not tax advice; check with your preparer.