Comparison

Simple Budget Manager vs Thriftify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Budget Manager

Manage your finances with this straightforward expense tracker. Record all debit and credit transactions, generate detailed PDF reports, and enjoy an ad-free experience. It's designed for both small and large-scale financial management.

Highlights
  • List debit and credit transactions
  • View financial reports
  • Export reports in PDF format
  • Ad-free experience
  • Simple and easy to use
Features
Read full description

PDF Expense manager. Best for both small and large scale expense management. -List all your debit and credit transactions. -View reports. -Export the reports in PDF. -Ads free. -Simple and easy to use.

About

Thriftify

Features
Read full description

Take Control of Your Money with Thriftify Thriftify is the all-in-one personal finance, budget tracking, and wealth management app built natively for iOS. Whether you want to log daily expenses, manage recurring subscriptions, track debts, calculate mortgages and installment plans, split group expenses, create professional invoices, or calculate Zakat and taxes, Thriftify makes managing your wealth effortless and 100% private. Key Features: • Fast Expense & Income Tracking Record transactions in seconds with custom categories, payment accounts, notes, and an inline arithmetic keypad for quick math. • Account Transfers Transfer funds smoothly between accounts with support for both same-currency and cross-currency conversions with exchange rate adjustments. • Multi-Account & Category Management Organize your money across multiple bank accounts, cash wallets, cards, and custom spending categories tailored to your lifestyle. • Recurring Payments & Subscriptions Track salaries, subscriptions (Netflix, Spotify, iCloud), and utility bills. Set custom recurrence frequencies (weekly, monthly, yearly), monitor due dates, and receive timely notifications. • Debt & Loan Manager Keep clear records of borrowed and lent money. Log partial repayments or collections, track remaining balances, set due dates and reminders, and link transactions directly to accounts with automatic two-way balance sync. • Installments & Mortgages Track loans, mortgages, vehicle financing, and gadgets. Set principal amounts, down payments, interest rates (APR), and loan tenures with automated amortized EMI calculation. Log payments, link expenses to accounts, set reminders, and export vector PDF statements. • Split Expenses & Shared Budgets Manage shared expenses for trips, roommates, dinners, and events. Add members, record who paid, calculate equal splits, track who owes what, settle balances, and share text or PDF summaries. • Invoice Generator & Billing Hub Create and share elegant PDF invoices with business profiles, line items, taxes, discounts, and auto-numbering. Mark invoices as paid and log income straight into your accounts in one tap. • Islamic Zakat Calculator Calculate your Zakat accurately using real-time Gold and Silver Nisab standards (supporting grams and tolas), automatic account balance imports, and deductible debt adjustments. • Financial Utilities & Calculators Calculate Sales Tax and VAT with inclusive/exclusive modes and PDF summary export, or use the interactive Tip Calculator with quick bill splitting. • Powerful Insights & Analytics Visualize your financial health with interactive charts, category spending distributions, monthly comparisons, net savings rates, and multi-currency overviews. • PDF Statements & CSV Export Generate comprehensive PDF financial statements with dedicated transfer and debt ledgers, export shareable loan/split summaries, or export CSV spreadsheets for Excel and Numbers. • Smart Search & Dynamic Filters Quickly locate any record with instant search, date range filters (today, this month, custom ranges), status chips, and currency selectors. • Secure iCloud Sync & Privacy First Your data belongs strictly to you. Everything syncs privately and securely across your Apple devices using your personal iCloud database. No third-party servers, no logins, no data tracking, and no ads. • Biometric Security Protect your financial privacy with Face ID, Touch ID, or device passcode lock with automatic background protection. • Clean iOS Aesthetics Enjoy a native, fluid interface crafted with precision for both Light and Dark mode. Download Thriftify today and take control of your financial freedom!

Screenshots

Simple Budget Manager4 screens
Thriftify4 screens

Verdict

The call

The clearest difference is update cadence: Thriftify at every 2 days against Simple Budget Manager's every 2 months. Simple Budget Manager's advantage is iOS requirement (13.0 vs 18.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Simple Budget Manager ships an update every 2 months, Thriftify every 2 days. The most recent releases landed on October 8, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 8 level
Simple Budget Manager versus Thriftify: the parameters behind the verdict, then further details
ParameterSimple Budget ManagerThriftify
PriceFreeFree
Rating4.0 (4 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 2 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better18.5
Further details — not scored
Size14 MB13 MB
Age rating4+4+
DeveloperMuhammad HaroonGohar Ashraf

In-app purchases

None

Simple Budget Manager

No in-app purchases

None

Thriftify

No in-app purchases

Questions

Is Simple Budget Manager free?
Simple Budget Manager is free to download, with no in-app purchases.
Is Thriftify free?
Thriftify is free to download, with no in-app purchases.
Do Simple Budget Manager or Thriftify have ads?
Neither Simple Budget Manager nor Thriftify shows ads.
Which is updated more often, Simple Budget Manager or Thriftify?
Simple Budget Manager ships an update every 2 months, and Thriftify every 2 days. Most recently, Simple Budget Manager was updated on October 8, 2026 and Thriftify on October 16, 2026.

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