Spitamen Pay vs Tawhid Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spitamen Pay
Manage your finances, make secure payments, and use a digital wallet on the go. Link bank cards, pay bills, and transfer funds instantly. Offers top-level security features and convenient access to financial information.
- Financial management and transaction history
- Link Visa and Mastercard
- Bill payments and mobile top-ups
- Instant P2P transfers
- Digital wallet with QR code payments
- Secure login options (PIN, fingerprint, Face ID)
- Currency exchange rates
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Spitamen Pay – A Convenient and Secure Mobile Wallet Spitamen Pay is a mobile application that allows you to easily manage your finances, make payments and transfers, and use a digital wallet anytime, anywhere. Key Features: Financial Management • View your balance and transaction history. • Link Visa and Mastercard bank cards. • Card settings: blocking, PIN code changes, and online payment activation. • Add cards to GPay. Fast and Easy Payments • Pay for mobile services, utilities, internet, and more. • Instant transfers between Spitamen Pay users (P2P). • Transfers to bank cards and digital wallets. Digital Wallet • Top up your account via terminals and Spitamen Bank cash desks. • Generate QR codes to receive payments. • Pay using QR codes. Notifications • Instant alerts on transactions, promotions, and important updates. Top-Level Security • Secure login via SMS code, PIN code, fingerprint, or Face ID. • Data encryption and privacy protection. Additional Features • Currency exchange rates and conversion. • Locations of ATMs and Spitamen Bank branches. • Bank news, promotions, and customer support contacts. • Save favorite payments for quick access. Download Spitamen Pay and manage your finances with ease and security!
Tawhid Pay
This finance app allows users to easily pay for mobile and internet services, television, and utilities. It also facilitates card-to-card transfers and provides account transaction information directly from a mobile phone, anytime and anywhere.
- Mobile service payments
- Internet service payments
- Television bill payments
- Utility bill payments
- Card-to-card transfers
- Account transaction information
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Простой и удобный сервис позволяющий оплачивать услуги мобильных и интернет операторов, телевидения , ЖКХ, совершать переводы между картами, получать информацию об операциях по Вашим счетам и многое другое с помощью мобильного телефона в любое время, в любом месте!
Screenshots
Verdict
The clearest difference is rating: Tawhid Pay at 5.0 against Spitamen Pay's 3.7. Spitamen Pay's advantage is update cadence (every 5 weeks vs every 3 months) and ratings volume (12 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tawhid Pay holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Spitamen Pay has 12 ratings behind it against 1, so its average is the more settled of the two.
Spitamen Pay ships an update every 5 weeks, Tawhid Pay every 3 months. The most recent releases landed on October 17, 2026 and October 2, 2026 respectively.
| Parameter | Spitamen Pay | Tawhid Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (12 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 25.0% of reviews | — |
| Number of ratings | 12 — better | 1 |
| Update frequency | Every 5 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 14.0 — better |
| Further details — not scored | ||
| Size | 72 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Spitamen Bank | Tawhid Bank |
Customer experience
Spitamen Pay
Tawhid Pay
In-app purchases
Spitamen Pay
No in-app purchases
Tawhid Pay
No in-app purchases
