Comparison

Liberty Mobile vs BOG sCoolApp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Liberty Mobile

Manage your finances, open accounts, and get a digital card instantly. Transfer money, access loans, grow savings, and send international remittances securely from your phone.

Highlights
  • Digital account opening
  • Instant digital card
  • Money transfers
  • Loan applications
  • Savings accounts
  • International remittances
  • Currency exchange
Features
Read full description

MANAGE YOUR FINANCES ANYTIME, ANYWHERE WITH LIBERTY MOBILE BANKING. Become a Liberty customer in minutes, open accounts digitally, get a digital card instantly, add it to Apple Wallet, transfer money, access loans, grow your savings, and send or receive international remittances, all from one secure app. BECOME A CUSTOMER IN MINUTES Open an account and start banking digitally without visiting a branch. Existing Liberty customers can quickly register and access their banking services through the app. SIMPLE AND SECURE ACCESS Our username and password, passcode, or biometric authentication for fast and secure access to your finances. FINANCIAL OVERVIEW View your accounts, cards, deposits, and loans in one place, monitor balances, and stay up to date with your recent transactions. CARDS AT YOUR FINGERTIPS Create a digital card instantly and start using it right away with Apple Pay. Order and activate cards, block or unblock them, change your PIN, view card details, manage currency priorities, and stay in control of your cards wherever you are. MONEY TRANSFERS MADE EASY Transfer money between your own accounts, to other people, to credit cards, or to the state treasury. Make instant transfers, send money using an IBAN, phone number, or personal ID number, transfer funds from other banks to Liberty 24/7, save transfer templates, request money, and split expenses with other Liberty users. EVERYDAY PAYMENTS Top up your mobile balance, pay utility bills, parking fees, fines, and other services directly from your phone. Create payment groups, save templates, and manage recurring everyday payments with ease. LOANS AND CREDIT PRODUCTS Apply for and activate consumer loans digitally, manage your active loans, make repayments, and access Liberty credit products, including TOP Card, directly from the app. SAVE FOR YOUR GOALS Open and manage term deposits, savings products, and Money Box to save automatically and achieve your financial goals. INTERNATIONAL REMITTANCES Receive and send money transfers from abroad quickly and conveniently, without visiting a branch. CURRENCY EXCHANGE View current and historical exchange rates, exchange currencies using the Mobile Bank rate, request a special exchange rate, and use the built-in currency calculator. ACTIVITY AND HISTORY Track the status of your operations and easily search or filter your transaction history by account, currency, keyword, or date. ATMS AND BRANCHES Find nearby ATMs, branches, payment terminals, and other Liberty service locations across Georgia. Liberty Mobile Banking helps you manage your everyday finances with confidence, wherever you are.

About

BOG sCoolApp

This banking app is designed for school students, offering a fun and dynamic way to manage finances. It allows users to top up mobile balances, track card activity, collect money, and send/receive funds. Users can also enjoy daily deals and challenges.

Highlights
  • Top-up mobile balance
  • Track sCool Card balance and history
  • Collect money with piggybank
  • Send, receive, request, or split money
  • Get daily offers, deals, and discounts
  • Discover daily challenges
Features
Read full description

BOG sCoolApp is the first banking app for school students from Bank of Georgia. We bring fun, easy-to-use and dynamic experience to your daily banking with sCoolApp: - Top-up your mobile balance - Set your favorite skin - Track your sCool Card balance and finance history - Get daily offers, deals and discounts - Start collecting money with piggybank - Send, receive, request or split money - Discover daily challenges And that’s just a few...

Screenshots

Liberty Mobile4 screens
BOG sCoolApp4 screens

Verdict

The call

The clearest difference is ads: BOG sCoolApp at none against Liberty Mobile's shown. BOG sCoolApp also leads on monetization model (free vs ad-supported). Liberty Mobile's advantage is rating (4.8 vs 4.4) and ratings volume (7.2K vs 312). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Liberty Mobile holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Liberty Mobile has 7.2K ratings behind it against 312, so its average is the more settled of the two. Written reviews point the same way: 81% of Liberty Mobile's written reviews are positive against 68% of BOG sCoolApp's.

UpkeepUpdate frequency

Liberty Mobile ships an update every 8 days, BOG sCoolApp every 2 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard6 real differences · 4 level
Liberty Mobile versus BOG sCoolApp: the parameters behind the verdict, then further details
ParameterLiberty MobileBOG sCoolApp
PriceFreeFree
Rating4.8 (7.2K ratings) — better4.4 (312 ratings)
Positive reviews81.0% of reviews — better67.6% of reviews
Number of ratings7.2K — better312
Update frequencyEvery 8 days — betterEvery 2 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size282 MB683 MB
Age rating17+4+
DeveloperJSC Liberty BankJSC Bank of Georgia

Customer experience

Liberty Mobile

All ratings7,194 ratings
Positive94.2%
Neutral1.9%
Negative3.9%
Written reviews315 reviews
Positive81.0%
Neutral4.1%
Negative14.9%

BOG sCoolApp

All ratings312 ratings
Positive84.9%
Neutral4.8%
Negative10.3%
Written reviews37 reviews
Positive67.6%
Neutral10.8%
Negative21.6%

User reviews

Liberty Mobile

From 7.2K App Store ratings

What we love

  • 👍 Simple and reliable mobile banking
  • 🚀 Fast and responsive app
  • 💎 Intuitive and user-friendly interface
  • 🔒 Secure transactions
  • 🌟 Great overall service and features

Room to improve

  • 🐛 Occasional crashes and glitches
  • 💰 High service fees and commissions
  • 🔍 Lacking advanced features and customization options

BOG sCoolApp

From 312 App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Simple money transfer
  • 👍 Good for children
  • 👍 Good offers

Room to improve

  • 👎 App doesn't support English
  • 👎 Update issues
  • 👎 Slow process
  • 👎 Glitches and not working
  • 👎 SMS code not received

Bugs and requests

Liberty Mobile

Reported bugs

3 issues
  • App crashes on startup for some users
  • Issues with automatic payments and transfers
  • Compatibility problems with older devices

Requested features

3 requests
  • Dark mode option
  • Improved transaction history and analytics
  • Seamless integration with other financial services

BOG sCoolApp

Reported bugs

11 issues
  • App update not working
  • App is slow
  • App doesn't work
  • Login issues
  • SMS code not received
Show 6 more
  • Cannot activate app
  • Cannot confirm parental approval
  • Cannot make transactions
  • App requires iOS 15
  • Cannot use scool cookies
  • Money deducted without usage

Requested features

8 requests
  • Add other languages (English)
  • Add English language option
  • Missions to be released faster
  • Allow transferring money from piggy bank later
  • Add piggy bank or similar feature for children
Show 3 more
  • Allow transfers from piggy bank at any time
  • Allow registration from abroad with foreign numbers
  • Lower age limit for app usage to 16

In-app purchases

None

Liberty Mobile

No in-app purchases

None

BOG sCoolApp

No in-app purchases

Questions

Is Liberty Mobile free?
Liberty Mobile is free to download, with no in-app purchases.
Is BOG sCoolApp free?
BOG sCoolApp is free to download, with no in-app purchases.
Which has better reviews, Liberty Mobile or BOG sCoolApp?
Liberty Mobile is rated higher. Liberty Mobile averages 4.8 out of 5 from 7.2K ratings, while BOG sCoolApp averages 4.4 from 312 ratings.
Do Liberty Mobile or BOG sCoolApp have ads?
Liberty Mobile shows ads; BOG sCoolApp does not.
Which is updated more often, Liberty Mobile or BOG sCoolApp?
Liberty Mobile ships an update every 8 days, and BOG sCoolApp every 2 weeks. Most recently, Liberty Mobile was updated on October 29, 2026 and BOG sCoolApp on October 30, 2026.

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