BOG sCoolApp vs Silk Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BOG sCoolApp
This banking app is designed for school students, offering a fun and dynamic way to manage finances. It allows users to top up mobile balances, track card activity, collect money, and send/receive funds. Users can also enjoy daily deals and challenges.
- Top-up mobile balance
- Track sCool Card balance and history
- Collect money with piggybank
- Send, receive, request, or split money
- Get daily offers, deals, and discounts
- Discover daily challenges
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BOG sCoolApp is the first banking app for school students from Bank of Georgia. We bring fun, easy-to-use and dynamic experience to your daily banking with sCoolApp: - Top-up your mobile balance - Set your favorite skin - Track your sCool Card balance and finance history - Get daily offers, deals and discounts - Start collecting money with piggybank - Send, receive, request or split money - Discover daily challenges And that’s just a few...
Silk Bank
Manage your finances, transfer money instantly to any bank, and make commission-free payments for utilities and more. Connect with friends through in-app chat for seamless financial discussions and transfers.
- Instant P2P transfers
- Commission-free payments
- In-app chat with friends
- Direct in-chat money transfers
- Digital assistant advice
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With Silk, you can effortlessly manage your funds, transfer money to any bank at any time, get recommendations and advice from a digital assistant, and make various payments without a commission fee. Features include: P2P transfers instant P2P transfers with Silk are available to any bank at any given time. Payments Making payments such as utilities, insurance payments, etc, is easy and quick with 0 commission fee. Chat In-app chat where you can chat with friends, discuss finances and make direct in-chat money transfers on the spot. Silk is here to make your life easier and give you access to a bettered financial experience. Download now and unlock a new era of banking.
Screenshots
Verdict
The clearest difference is review sentiment: BOG sCoolApp at 68% against Silk Bank's 18%. BOG sCoolApp also leads on ads (none vs shown) and rating (4.4 vs 4.0). Silk Bank's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 17.0). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BOG sCoolApp holds the better App Store score, 4.4 against 4.0. Both are backed by a comparable volume of ratings — 312 and 119 respectively. Written reviews point the same way: 68% of BOG sCoolApp's written reviews are positive against 18% of Silk Bank's.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.
| Parameter | BOG sCoolApp | Silk Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (312 ratings) — better | 4.0 (119 ratings) |
| Positive reviews | 67.6% of reviews — better | 17.6% of reviews |
| Number of ratings | 312 — better | 119 |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 683 MB | 150 MB |
| Age rating | 4+ | 17+ |
| Developer | JSC Bank of Georgia | Silk Technology |
Customer experience
BOG sCoolApp
Silk Bank
Bugs and requests
BOG sCoolApp
Reported bugs
11 issues- App update not working
- App is slow
- App doesn't work
- Login issues
- SMS code not received
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- Cannot activate app
- Cannot confirm parental approval
- Cannot make transactions
- App requires iOS 15
- Cannot use scool cookies
- Money deducted without usage
Requested features
8 requests- Add other languages (English)
- Add English language option
- Missions to be released faster
- Allow transferring money from piggy bank later
- Add piggy bank or similar feature for children
Show 3 moreShow fewer
- Allow transfers from piggy bank at any time
- Allow registration from abroad with foreign numbers
- Lower age limit for app usage to 16
Silk Bank
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BOG sCoolApp
No in-app purchases
Silk Bank
No in-app purchases
