Nexo vs NewPay

Nexo is the premier wealth platform for digital assets, serving over 7 million clients across 150+ jurisdictions. Since 2018, we’ve been driving the next generation of wealth with innovative solutions built for forward-thinking investors seeking long-term growth in digital assets. FUND YOUR ACCOUNT Add funds through Automated Clearing House (ACH) and wire transfers. BUY CRYPTO & EARN INTEREST Purchase from a curated list of digital assets and give them a place to grow on their own at a complete crypto exchange platform. • Buy, sell, and swap a wide range of digital assets, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Litecoin (LTC), Cardano (ADA), Ripple (XRP), Avalanche (AVAX), BNB, USDT, USDC, and others. Get crypto cashback on exchanges. • Earn compound daily interest on your digital assets while keeping them available for trading with Flexible Yield. Enjoy daily returns with no lock-ups. • Maximize your interest accrual with Fixed-term Yield, granting higher returns for longer periods. BORROW FUNDS WITHOUT SELLING YOUR CRYPTO Use your portfolio as collateral for a loan and unlock liquidity with the flexible Nexo Credit Line. • Get same-day approval with no credit checks. • Borrow against Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Litecoin (LTC), Cardano (ADA), Ripple (XRP), Avalanche (AVAX), BNB, USDT, USDC, and other assets. Enjoy flexibility by combining multiple digital assets as collateral for your crypto loan. • Repay at your own pace with no fee schedule. JOIN THE NEXO WEALTH CLUB Unlock better rates, curated benefits, and exclusive experiences through Nexo’s Wealth Club loyalty program. • Up to 2x higher interest rates on Nexo’s Yield products. • Up to 2x lower borrow rates on the Nexo Credit Line. • Higher crypto cashback on swaps and exchanges. • Progress through tiers automatically by growing your NEXO Token holdings. • Enjoy tier protection, with seven days to adjust and retain your tier if it drops. UNLOCK BESPOKE SERVICE WITH NEXO PRIVATE Nexo Private is designed for select clients with substantial digital asset holdings who value a more personal, high-touch experience. • Access exclusive OTC products, custom terms, reduced fees and margin levels, and higher withdrawal limits. • Benefit from dedicated relationship management, custom onboarding, and priority client care for a truly personalized experience. • Join Nexo at world-class tennis, golf, and Formula 1 events, along with leading industry conferences — with curated access and hospitality. CYBERSECURITY COMES FIRST Nexo’s strong fundamentals support your digital assets. • 256-bit encryption • ISO 27001:2013, SOC 2 Type 2, and SOC 3 Type 2 certification • Address whitelisting and 2FA • Anti-scam Engine • Withdrawal confirmations and log-in alerts • Official Nexo channel validator • 24/7 client care DISCLAIMER All or part of the Nexo Services, some features thereof, or some Digital Assets, are not available in certain jurisdictions, including where restrictions or limitations may apply, as indicated on the Nexo Platform and in the relevant general terms and conditions. Rates, product availability, features, and applicable terms may vary based on jurisdiction, eligibility, loyalty tier, and other factors, and are subject to change at any time. Always refer to the Nexo app for the most current and applicable information. When terms such as "up to" or "from" are used to denote limits, achieving these maximum or minimum thresholds may be conditional on additional actions or fulfilment of certain criteria and requirements that may not be attainable by all clients. While the nature of digital assets is unique, when referencing digital assets as potential investments, any similarities with the traditional concept of investments are entirely circumstantial, therefore any parallels between them should not be interpreted as deliberate or intended.

NewPay，the leader of financial technology in Laos! We are committed to bringing you a unique digital financial service experience, including transfer, consumption, social and travel services. 24/7 Digital financial services We provide you with 24/7 one-stop digital financial services, including payment, transfer and consumption. The first digital life platform in Laos NewPay is the infrastructure of Internet economy in Laos. It takes only 5 minutes to set up an account, anytime, anywhere, and giving your internet life a unique meaning. NewPay is ready for you Multi-currency account, transfer and consumption just in an instant. 0 for all handling charges Break the tradition! Account setting up, recharge and transfer are all free. The more you spend, the more you earn You can get NewCoin at the same time of consumption. Join our million user community Simple registration, instant activation, easy to contact NewPay friends and share business discounts and game rewards with others. Digital travel, anytime, anywhere Simple operation for buying high-speed rail tickets, so convenient for you to travel at any time. Aigis security system User security is our top priority. The Aigis security system of NewPay makes use of the most advanced digital security technology to ensure the security of your account around the clock. For more information about NewPay, please visit www.newpay.la contact us: Address: Nongbone Road, Number 298, Unit18, Phonxay Village, Xaysettha District, Vientiane capital Laos Customer service: 856-1801 Business cooperation: info@newpay.la Individual customers: support@newpay.la Corporate customers: business@newpay.la Consumer protection: care@newpay.la The NewPay mobile application ("this application") is provided by Lao NewPay Technology Joint Venture Co.,LTD ("NewPay") and is only used by existing NewPay customers or persons with valid ID ("customers"). If you do not have a valid ID card and residential address in Laos, or you are not an existing NewPay customer (if you are outside Laos), please do not download this application. This application and the information it provides will not be downloaded or used by anyone in any jurisdiction because such privacy is not permitted to download or use for any third party by law or regulation. Any non-customer downloading and / or using this application will exempt NewPay from any liability, damages, losses, payment or expenses arising from any misconduct or non-compliance with this applicable procedure and instructions. NewPay has no right or authorization in any other jurisdiction to provide products and / or services provided through this application, and does not represent or warrant that the content of this application is suitable or available for use outside Laos. It is your responsibility to identify these restrictions and comply with them. Before using this app or our services, please ensure that you comply with local laws and regulations applicable to you. This application shall not be deemed to convey any invitation or inducement to engage in financial activities, or any offer or solicitation to provide such offer or solicitation to any illegal person, or such activities or use of such products or services are not allowed by local laws or regulations. By applying for any products and / or services through this app, you declare and confirm that you comply with local laws and regulations applicable to your use of this app or our services.