Comparison

Nexo vs InfinitiPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nexo

This platform allows users to buy, sell, and exchange a wide range of digital assets while earning interest. Users can also borrow funds using their crypto as collateral and access exclusive benefits through a loyalty program. Robust security measures are in place to protect digital assets.

Highlights
  • Buy, sell, and swap digital assets
  • Earn daily compound interest
  • Borrow funds using crypto as collateral
  • Crypto cashback on exchanges
  • Loyalty program with tiered benefits
  • Advanced cybersecurity measures
Features
Read full description

Nexo is the premier wealth platform for digital assets, serving over 7 million clients across 150+ jurisdictions. Since 2018, we’ve been driving the next generation of wealth with innovative solutions built for forward-thinking investors seeking long-term growth in digital assets. FUND YOUR ACCOUNT Add funds through Automated Clearing House (ACH) and wire transfers. BUY CRYPTO & EARN INTEREST Purchase from a curated list of digital assets and give them a place to grow on their own at a complete crypto exchange platform. • Buy, sell, and swap a wide range of digital assets, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Litecoin (LTC), Cardano (ADA), Ripple (XRP), Avalanche (AVAX), BNB, USDT, USDC, and others. Get crypto cashback on exchanges. • Earn compound daily interest on your digital assets while keeping them available for trading with Flexible Yield. Enjoy daily returns with no lock-ups. • Maximize your interest accrual with Fixed-term Yield, granting higher returns for longer periods. BORROW FUNDS WITHOUT SELLING YOUR CRYPTO Use your portfolio as collateral for a loan and unlock liquidity with the flexible Nexo Credit Line. • Get same-day approval with no credit checks. • Borrow against Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Litecoin (LTC), Cardano (ADA), Ripple (XRP), Avalanche (AVAX), BNB, USDT, USDC, and other assets. Enjoy flexibility by combining multiple digital assets as collateral for your crypto loan. • Repay at your own pace with no fee schedule. JOIN THE NEXO WEALTH CLUB Unlock better rates, curated benefits, and exclusive experiences through Nexo’s Wealth Club loyalty program. • Up to 2x higher interest rates on Nexo’s Yield products. • Up to 2x lower borrow rates on the Nexo Credit Line. • Higher crypto cashback on swaps and exchanges. • Progress through tiers automatically by growing your NEXO Token holdings. • Enjoy tier protection, with seven days to adjust and retain your tier if it drops. UNLOCK BESPOKE SERVICE WITH NEXO PRIVATE Nexo Private is designed for select clients with substantial digital asset holdings who value a more personal, high-touch experience. • Access exclusive OTC products, custom terms, reduced fees and margin levels, and higher withdrawal limits. • Benefit from dedicated relationship management, custom onboarding, and priority client care for a truly personalized experience. • Join Nexo at world-class tennis, golf, and Formula 1 events, along with leading industry conferences — with curated access and hospitality. CYBERSECURITY COMES FIRST Nexo’s strong fundamentals support your digital assets. • 256-bit encryption • ISO 27001:2013, SOC 2 Type 2, and SOC 3 Type 2 certification • Address whitelisting and 2FA • Anti-scam Engine • Withdrawal confirmations and log-in alerts • Official Nexo channel validator • 24/7 client care DISCLAIMER All or part of the Nexo Services, some features thereof, or some Digital Assets, are not available in certain jurisdictions, including where restrictions or limitations may apply, as indicated on the Nexo Platform and in the relevant general terms and conditions. Rates, product availability, features, and applicable terms may vary based on jurisdiction, eligibility, loyalty tier, and other factors, and are subject to change at any time. Always refer to the Nexo app for the most current and applicable information. When terms such as "up to" or "from" are used to denote limits, achieving these maximum or minimum thresholds may be conditional on additional actions or fulfilment of certain criteria and requirements that may not be attainable by all clients. While the nature of digital assets is unique, when referencing digital assets as potential investments, any similarities with the traditional concept of investments are entirely circumstantial, therefore any parallels between them should not be interpreted as deliberate or intended.

About

InfinitiPay

Features
Read full description

InfinitiPay App Description InfinitiPay is the ultimate business and financial tool for all SMEs. It empowers you to run your business smoothly through a suite of business management, business and financial reporting and digital payment capabilities all at the ease of your mobile device. Seamlessly streamline your business operations with automated processes, comprehensive payment services, and advanced business automation features, providing convenience and access to a transaction-based working capital facility tailored to your needs. Make InfinityPay work for you! Set up your business on InfinitiPay * Easily create your team, and add new product categories, expense categories, suppliers, and customers—complete with basic and financial information. Conduct your business on InfinitiPay * Make and receive payments, create invoices, send them to customers, update product categories, and effortlessly track pending payments. Monitor your business on InfinitiPay * Easily view wallet balance summaries, track monthly and yearly cash flow summaries, and access downloadable financial reports. Focus on growing your business with these modules! 1. Self-Registration * Simple and easy step-by-step onboarding journey via your mobile device. * Become an InfinitiPay merchant and begin your journey to success. 2. Digital Payments and Acquiring * Acquire a wide range of digital payments. * Make Payments for your expenses. * Keep a record of your transactions and history. * Build your transactional data for positive credit scores. 3. Sales and Inventory Management * Easily track & follow up on pending invoices. * Create & send invoices to your customers faster. * Maintain & manage inventory online. * Real-time update of inventory levels based on sales orders. 4. Dashboard and Reports * Financial reports generated from your activities. * Simple Data Dashboards and summaries. * Trend reports on your customers and suppliers. * Inventory Cycle Reports and more. 5. Expense Management * Categorise your expenses according to your product lines. * Create expenses and tie them to your maintained suppliers. * Automatic updates to your Inventory when you make your orders. * Make payments against your maintained expenses. 6. Client & Supplier Management * Maintain your customer and supplier details. * Store contact details to send Invoices and Purchase Orders to customers. * Tracking of all receivables and payables for all customers and suppliers. * Update your customer or supplier details. 7. Organizational User Management * Create users and give them access to your Business on InfinitiPay. * Give your business users different roles and rights. * Change and Modify user access rights to suit your needs. * Secure user access via password.

Screenshots

Nexo4 screens
InfinitiPay4 screens

Verdict

The call

The clearest difference is ads: Nexo at none against InfinitiPay's shown. Nexo also leads on update cadence (weekly vs monthly). InfinitiPay's advantage is iOS requirement (13.0 vs 15.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Nexo ships an update weekly, InfinitiPay monthly. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 7 level
Nexo versus InfinitiPay: the parameters behind the verdict, then further details
ParameterNexoInfinitiPay
PriceFreeFree
Rating4.2 (2K ratings) — better—
Positive reviews83.2% of reviews—
Number of ratings2K — better—
Update frequencyWeekly — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size154 MB28 MB
Age rating4+17+
DeveloperNexo Capital Inc.Diamond Trust Bank Kenya Limited

Bugs and requests

Nexo

Reported bugs

3 issues
  • Login and verification issues
  • Inconsistent withdrawal and deposit processing
  • Unexplained account restrictions or terminations

Requested features

4 requests
  • Expand supported currencies and tokens
  • Improve mobile app stability and performance
  • Provide more transparency on asset management
  • Enhance portfolio tracking and analytics

InfinitiPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Nexo

No in-app purchases

None

InfinitiPay

No in-app purchases

Questions

Is Nexo free?
Nexo is free to download, with no in-app purchases.
Is InfinitiPay free?
InfinitiPay is free to download, with no in-app purchases.
Do Nexo or InfinitiPay have ads?
InfinitiPay shows ads; Nexo does not.
Which is updated more often, Nexo or InfinitiPay?
Nexo ships an update weekly, and InfinitiPay monthly. Most recently, Nexo was updated on October 30, 2026 and InfinitiPay on October 28, 2026.

Other comparisons